Firm review · Forex CFDs
FTMO review: 2-Step Challenge and 1-Step Challenge
Two simulated-account challenges, each paid once. The 2-Step Challenge has two phases, 10% then 5%, and a fee that is refundable with the first reward; it is listed here in $10K, $25K, $50K, $100K and $200K. The 1-Step Challenge has one phase to a 10% target and a fee that is not refunded; it is listed in $10K, $25K, $50K, $100K and $200K. Fees run €89–€1,080 and €79–€999, and every figure is the official list price checked on Oct 1, 2026.
Rules checked on ftmo.comOct 1, 202623 official pages citedMethodology
FTMO prices
Checked on ftmo.com Oct 1, 2026Every price on this page is the official list price, in the currency FTMO states it in. The account size and the loss limits are in dollars.
- Targets, 2 phases
- +$10,000 → +$5,000
- 2 phases; 4 trading days minimum
- no consistency rule to pass
- Max drawdown
- $10,000
- static: never moves from $90,000
- 10% of the account (dollars derived)
- Maximum Daily Loss
- $5,000
- recalculated every day
- 5% of the account (dollars derived)
- Activation fee
- €0
- after you pass
- To the FTMO Account
- €540
- price + activation fee
- Payout cap
- Not published
- no cap published
List price
€540
$100K 2-Step Challenge2-Step FTMO Challenge · one-time
Get FTMO 2-Step Challenge: opens ftmo.com in a new tabOpens ftmo.com. Affiliate link.
At a glance
Best for
- Two phases, 10% then 5%, with 4 minimum trading days in each and no time limit.Trading Objectives page (official page, opens in a new tab)FAQ: How long it takes (official page, opens in a new tab)
- The fee is refundable with the first reward, and no activation fee follows it.Comparison Table page (official page, opens in a new tab)FAQ: Other fees and recurring fees (official page, opens in a new tab)
- A funded split of 80%, rising to 90% through the Scaling Plan or the Premium Programme.FAQ: Withdrawing a reward (official page, opens in a new tab)
Watch out
- On a Standard account, positions must be closed before the weekend and no trade can open or close within 2 minutes of selected news; neither rule applies during the two phases, and the Swing type removes both.FAQ: News trading (official page, opens in a new tab)FAQ: Overnight and weekend positions (official page, opens in a new tab)
- The Swing type exists only with this challenge, runs at up to 1:30 leverage against 1:100 on Standard, and no separate fee for it is stated.Comparison Table page (official page, opens in a new tab)FAQ: Account specifications (official page, opens in a new tab)Home page (challenge selector) (official page, opens in a new tab)FAQ: Swing account type (official page, opens in a new tab)FAQ: Other fees and recurring fees (official page, opens in a new tab)
At a glance
Best for
- One phase only: a 10% target, no time limit, and no profit target on the FTMO Account.Trading Objectives page (official page, opens in a new tab)FAQ: How long it takes (official page, opens in a new tab)
- A funded split of 90% of the profit.FAQ: Withdrawing a reward (official page, opens in a new tab)
Watch out
- The fee is not refunded after passing.FAQ: Entry fee refund (official page, opens in a new tab)
- A 3% Maximum Daily Loss and a 10% Maximum Loss that trails the highest end-of-day balance and can only rise.Trading Objectives page (official page, opens in a new tab)
- A Best Day Rule: no day above 50% of your Positive Days’ Profit, to pass and to be eligible for each reward.Trading Objectives page (official page, opens in a new tab)
Two ways in
Which way in costs least?
For the size you pick: each challenge at its list price, and what it costs to reach the FTMO Account. No pass rate is assumed.
At $100K: each way in at its list price.
| Way in | List price | Activation fee | To the FTMO Account | Profit target | Max drawdown | Days to pass | Consistency, payout stage | Payout cap | Evaluation reset |
|---|---|---|---|---|---|---|---|---|---|
| 2-Step Challengeone-time evaluation | €540 | €0 | €540 | +$10,000 → +$5,000 | $10,000 | 4 days | None | Not published | Not published |
| 1-Step Challengeone-time evaluation | €499 | €0 | €499 | +$10,000 | $10,000 | Not published | At most 50% | Not published | Not published |
- The 2-Step Challenge fee is refundable with the first reward and the 1-Step Challenge fee is not; no reset price is published for either, so a failed challenge is not priced here.
Comparison Table page (official page, opens in a new tab)FAQ: Entry fee refund (official page, opens in a new tab)Home page (challenge selector) (official page, opens in a new tab)Trading Objectives page (official page, opens in a new tab)FAQ: Other fees and recurring fees (official page, opens in a new tab)How It Works page (official page, opens in a new tab)
Accounts
All 10 FTMO accounts
Two challenges, one price per size, each paid once. The 2-Step Challenge is listed in $10K, $25K, $50K, $100K and $200K; the 1-Step Challenge in $10K, $25K, $50K, $100K and $200K.
Showing 5 of 10: 2-Step FTMO Challenge. List prices checked on Oct 1, 2026; your selected account is highlighted.
| Billing | Consistency, payout stage | ||||||||
|---|---|---|---|---|---|---|---|---|---|
| 2-Step Challenge | $10K | one-time | €89 | €0 | +$1,000 → +$500 | $1,000 | $500 | None | Not published |
| 2-Step Challenge | $25K | one-time | €250 | €0 | +$2,500 → +$1,250 | $2,500 | $1,250 | None | Not published |
| 2-Step Challenge | $50K | one-time | €345 | €0 | +$5,000 → +$2,500 | $5,000 | $2,500 | None | Not published |
| 2-Step Challenge | $100K | one-time | €540 | €0 | +$10,000 → +$5,000 | $10,000 | $5,000 | None | Not published |
| 2-Step Challenge | $200K | one-time | €1,080 | €0 | +$20,000 → +$10,000 | $20,000 | $10,000 | None | Not published |
Home page (challenge selector) (official page, opens in a new tab)Trading Objectives page (official page, opens in a new tab)
Payout rules
FTMO payout rules: the path to your first payout
Worked on the account you pick, from the Trading Objectives page and the reward FAQ. The loss limits are percentages of the starting balance; the dollar amounts are derived from the size.
Showing 2-Step Challenge $100K
2-Step Challenge $100K: from purchase to the payout rules
FAQ: Withdrawing a reward (official page, opens in a new tab)
- Buy
€540
one-time payment
- Floor on day 1
- $90,000: $10,000 below the start, static (it never moves)
- Maximum Daily Loss
- $5,000: recalculated every day
- Reset
- Not published.
Home page (challenge selector) (official page, opens in a new tab)FAQ: Other fees and recurring fees (official page, opens in a new tab)Trading Objectives page (official page, opens in a new tab)
- Pass 2 phases
+$10,000
phase 1 target; each phase has its own
- Phase 1
- +$10,000 (10%)
- Phase 2
- +$5,000 (5%)
- Minimum days
- 4 trading days minimum
- Best day to pass
- no consistency rule while you qualify
- Max drawdown
- $10,000, static
Trading Objectives page (official page, opens in a new tab)FAQ: Consistency rules (official page, opens in a new tab)
- FTMO Account
€0
activation fee; same size
- So far
- €540: price + activation fee
- Maximum Daily Loss
- $5,000: recalculated every day
- Reset after a breach
- Not published.
FAQ: Other fees and recurring fees (official page, opens in a new tab)Trading Objectives page (official page, opens in a new tab)
- First payout
from 14 days after the first trade
per request; you keep 80%
- Best day
- no consistency rule at this stage
- Maximum payout
- Not published.
- Minimum payout
- $20
FAQ: Consistency rules (official page, opens in a new tab)FAQ: Withdrawing a reward (official page, opens in a new tab)
- After that
from 14 days after the first trade
the same rules each cycle
- How often
- from 14 days after the first trade
- Reward requests
- A reward claim can be requested from the 14th day after the first trade; FTMO reviews it within 1–2 business days and typically pays 1–2 business days after approval.
- Simulated capital
- Every account is a demo account with fictitious capital and real market quotes; rewards are paid in real money.
- Identity
- An ID document and an identification check come before the FTMO Account Agreement.
FAQ: Consistency rules (official page, opens in a new tab)FAQ: Withdrawing a reward (official page, opens in a new tab)FAQ: How an FTMO Account works (official page, opens in a new tab)FAQ: Becoming an FTMO Trader (official page, opens in a new tab)
FTMO 2-Step Challenge $100K: €540 at the list price.
Get FTMO 2-Step Challenge: opens ftmo.com in a new tabConsistency
FTMO consistency rule, worked out
The 1-Step Challenge applies a 50% Best Day Rule to passing and to rewards; the 2-Step Challenge has no such rule. FTMO measures the best day against the Positive Days’ Profit, the sum of the profitable days, which is at least the net profit used in the formula below. Each row is worked at the size shown.
Largest profitable day ÷ net profit (since your last payout request, or during the evaluation), capped by each plan. “Under” means the day must stay below the cap; “at most” means it may equal it.
Check your own days in the consistency calculator · Plan your risk on this account in the risk planner
| Plan and size | Stage | Rule | Largest day allowed | Fewest profitable days |
|---|---|---|---|---|
| 2-Step Challenge · $100K | Evaluation | None FAQ: Consistency rules (official page, opens in a new tab)Trading Objectives page (official page, opens in a new tab) | Any size | — |
| 2-Step Challenge · $100K | FTMO Account (from the 2-Step Challenge) | None | Any size | — |
| 1-Step Challenge · $100K | Evaluation | At most 50% | $5,000 or less of $10,000 (profit target) | 2 |
| 1-Step Challenge · $100K | FTMO Account (from the 1-Step Challenge) | At most 50% | at most 50% of the total profit | 2 |
Worked example
- The 1-Step Challenge applies a Best Day Rule: no day may exceed 50% of the Positive Days’ Profit, both to pass and to be eligible for each reward. The 2-Step Challenge has no such rule.
Trading Objectives page (official page, opens in a new tab)FAQ: Consistency rules (official page, opens in a new tab)
Rules
FTMO rules, with their sources
Checked on ftmo.com on Oct 1, 2026. First the key rules of the two challenges side by side at the size you picked, then every rule of the selected challenge, each with its source.
Key rules of every plan at $100K, side by side; the column of your plan is highlighted.
Challenge 12
- Price
- Paid once; the fee covers both phases and no recurring fee follows.$10K€89$25K€250$50K€345$100K€540$200K€1,080
Home page (challenge selector) (official page, opens in a new tab)FAQ: Other fees and recurring fees (official page, opens in a new tab)
- Profit targets
- Challenge phase: 10%. Verification phase: 5%. There is no profit target on the FTMO Account.
- Maximum Loss
- 10% of the starting balance, static: a fixed floor in both phases and on the FTMO Account.derived: 10% of the account size$10K$1,000$25K$2,500$50K$5,000$100K$10,000$200K$20,000
- Maximum Daily Loss
- 5%, recalculated every day at 00:00 CE(S)T from the balance at that moment; it applies in both phases and on the FTMO Account.derived: 5% of the account size$10K$500$25K$1,250$50K$2,500$100K$5,000$200K$10,000
- Minimum trading days
- At least 4 in each phase; the FTMO Account has no minimum.
- Consistency to pass
- None beyond the loss limits and the trading-day minimum: FTMO states there are no additional consistency requirements.
- Time limit
- None: no maximum time to complete either phase.
- Leverage
- Up to 1:100 on a Standard account; the Swing account type is set to up to 1:30.
FAQ: Account specifications (official page, opens in a new tab)Comparison Table page (official page, opens in a new tab)
- Account type
- Standard, or Swing (2-Step only). Swing has no news or overnight and weekend restriction on the FTMO Account; a Swing account can be switched to Standard after a reward, but a Standard account cannot become Swing.
- Activation fee
- None: FTMO states it charges no additional or hidden fees.
FAQ: Other fees and recurring fees (official page, opens in a new tab)
- Fee refund
- Refundable with the first reward, 100%, to the initial payment method.
- Reset
- Not published.
6 official pages checked
- Home page (challenge selector) (official page, opens in a new tab)
- Trading Objectives page (official page, opens in a new tab)
- Comparison Table page (official page, opens in a new tab)
- FAQ: Other fees and recurring fees (official page, opens in a new tab)
- FAQ: Entry fee refund (official page, opens in a new tab)
- How It Works page (official page, opens in a new tab)
FTMO Account 7
- Profit split
- 80% of the profit, rising to 90% when the Scaling Plan or Premium Programme conditions are met. The reward can be left on the account (rollover) to build a larger balance.
FAQ: Withdrawing a reward (official page, opens in a new tab)
- First reward
- A claim can be made on the 14th day after the first trade on the account, or on any later day.
FAQ: Withdrawing a reward (official page, opens in a new tab)
- Minimum payout
- A minimum closed profit of $20 for bank wire withdrawals and $50 for cryptocurrency.
FAQ: Withdrawing a reward (official page, opens in a new tab)
- Maximum payout
- Not published.
- Loss limits
- The same 10% static Maximum Loss and 5% Maximum Daily Loss apply.
- Consistency on rewards
- None: no additional consistency requirement is stated; the Best Day Rule belongs to the 1-Step account only.
- Processing
- Reviewed within 1–2 business days; the reward is typically sent within 1–2 business days after approval.
FAQ: Withdrawing a reward (official page, opens in a new tab)
Trading rules 4
- News trading
- Evaluation: you may trade freely during news releases, provided you avoid the forbidden trading practices. FTMO Account on a Standard account: no opening or closing a trade, pending orders included, from 2 minutes before to 2 minutes after selected news releases on the instruments they affect. The Swing account type has no restriction.
- Overnight and weekend
- Evaluation: positions may stay open overnight and over the weekend. FTMO Account on a Standard account: positions must be closed shortly before the weekend close, or when a rollover lasts longer than 2 hours. The Swing account type has no restriction.
FAQ: Overnight and weekend positions (official page, opens in a new tab)
- EAs and algorithmic trading
- Allowed. A third-party EA risks a denied FTMO Account if the maximum capital allocation is exceeded; the daily activity limit is worded two ways (see the official pages that disagree).
FAQ: Instruments and strategies (official page, opens in a new tab)
- Platforms
- MetaTrader 4, MetaTrader 5, cTrader and TradingView.
Accounts and fees 5
- Currency of the fees
- Fees are listed in euros. The USD, GBP and EUR switch changes the currency of the account size, not the fee.
Home page (challenge selector) (official page, opens in a new tab)
- Paying the fee
- Bank wire, debit or credit card, PayPal, Revolut Pay, cryptocurrencies or Skrill. The payment table shows a 3% fee on PayPal, Skrill and crypto payments, while the fee page says there is no additional fee (see the official pages that disagree).
- Accounts at once
- No limit on the number of accounts, but the total capital across all accounts is capped at $400,000 per trader or strategy before any scaling.
- Scaling Plan
- A 25% boost to the account balance every 4 months, up to $2,000,000 across all accounts, after at least 10% net profit and 2 processed rewards in the period.
- Reward payment methods
- Bank wire, Visa Direct or Mastercard Send (up to $20,000), Skrill (up to $3,000) or cryptocurrencies, with no extra commission.
FAQ: Withdrawing a reward (official page, opens in a new tab)
Countries 2
- US residents
- Served through FTMO’s affiliated entity at ftmo.oanda.com. Traders who travel to the United States should avoid logging in to MetaTrader or cTrader from there, and avoid a US location through a VPN on MetaTrader, cTrader or TradingView.
FAQ: Who can join (official page, opens in a new tab)FAQ: Travel and VPN/VPS (official page, opens in a new tab)
- Restricted countries
- Persons from Iran, Syria, Myanmar and North Korea are excluded (nationals of Iran, Syria or Myanmar can be accepted with EEA residency and a bank account there), as are the listed countries; clients must be over 18.
71 countries
Afghanistan, Anguilla, Antarctica, Antigua and Barbuda, Republic of Belarus, Belize, Bhutan, Bouvet Island, Burundi, Cape Verde, Central African Republic, Chad, Cook Islands, Comoros, Republic of the Congo, Cuba, Djibouti, Dominica, Equatorial Guinea, Eritrea, Eswatini, Fiji, Gabon, Gambia, Grenada, Guinea, Guinea-Bissau, Holy See (Vatican City State), Republic of Indonesia, Iraq, Kazakhstan, Kiribati, Kosovo, Kyrgyzstan, Lesotho, Liberia, Malawi, Mali, Mauritania, Marshall Islands, Micronesia, Nauru, Niger, Niue, Papua New Guinea, Russian Federation, Saint Barthélemy, Saint Kitts and Nevis, Saint Lucia, Saint Vincent and the Grenadines, Samoa, San Marino, Sao Tome and Principe, Seychelles, Sierra Leone, Solomon Islands, Somalia, South Sudan, Sudan, Suriname, Tajikistan, Timor-Leste, Tokelau, Tonga, Turkmenistan, Tuvalu, Ukraine (only Crimea, Sevastopol, Donetsk, Kherson, Luhansk and Zaporizhzhia), Uzbekistan, Vanuatu, Venezuela, Western Sahara
Challenge 11
- Price
- Paid once, for a single step; no recurring fee follows.$10K€79$25K€199$50K€319$100K€499$200K€999
Home page (challenge selector) (official page, opens in a new tab)FAQ: Other fees and recurring fees (official page, opens in a new tab)
- Profit target
- One phase: 10%. There is no profit target on the FTMO Account.derived: 10% of the account size$10K+$1,000$25K+$2,500$50K+$5,000$100K+$10,000$200K+$20,000
- Maximum Loss
- 10% of the starting balance, trailing the highest end-of-day balance. The floor can only rise; it resets to its first-day level only when a reward is withdrawn and a new FTMO Account is provided.derived: 10% of the account size$10K$1,000$25K$2,500$50K$5,000$100K$10,000$200K$20,000
- Maximum Daily Loss
- 3%, recalculated every day at 00:00 CE(S)T from the balance at that moment; it applies to the Challenge and to the FTMO Account.derived: 3% of the account size$10K$300$25K$750$50K$1,500$100K$3,000$200K$6,000
- Best Day Rule
- Your best day may not exceed 50% of your Positive Days’ Profit, the sum of the profitable days. Exceeding it is not a breach: you keep trading until it holds.
- Minimum trading days
- Not published. No sentence states a minimum; because of the Best Day Rule, as few as 2 trading days are possible.
- Time limit
- None: no maximum time to complete the Challenge.
- Leverage
- Up to 1:100 (Standard account, the only account type).
FAQ: Account specifications (official page, opens in a new tab)Comparison Table page (official page, opens in a new tab)
- Activation fee
- None: FTMO states it charges no additional or hidden fees.
FAQ: Other fees and recurring fees (official page, opens in a new tab)
- Fee refund
- None: the fee is not refunded after passing.
- Reset
- Not published.
6 official pages checked
- Home page (challenge selector) (official page, opens in a new tab)
- Trading Objectives page (official page, opens in a new tab)
- Comparison Table page (official page, opens in a new tab)
- FAQ: Other fees and recurring fees (official page, opens in a new tab)
- FAQ: Entry fee refund (official page, opens in a new tab)
- How It Works page (official page, opens in a new tab)
FTMO Account 7
- Profit split
- 90% of the profit. The reward cannot be left on the account to grow the balance.
FAQ: Withdrawing a reward (official page, opens in a new tab)
- First reward
- A claim can be made on the 14th day after the first trade on the account, or on any later day.
FAQ: Withdrawing a reward (official page, opens in a new tab)
- Minimum payout
- A minimum closed profit of $20 for bank wire withdrawals and $50 for cryptocurrency.
FAQ: Withdrawing a reward (official page, opens in a new tab)
- Maximum payout
- Not published.
- Loss limits
- The same 3% Maximum Daily Loss and trailing 10% Maximum Loss apply.
- Consistency on rewards
- The Best Day Rule applies: your best day may not exceed 50% of your Positive Days’ Profit to be eligible for a reward.
- Processing
- Reviewed within 1–2 business days; the reward is typically sent within 1–2 business days after approval.
FAQ: Withdrawing a reward (official page, opens in a new tab)
Trading rules 4
- News trading
- Evaluation: you may trade freely during news releases, provided you avoid the forbidden trading practices. FTMO Account on a Standard account: no opening or closing a trade, pending orders included, from 2 minutes before to 2 minutes after selected news releases on the instruments they affect. The Swing account type has no restriction.
- Overnight and weekend
- Evaluation: positions may stay open overnight and over the weekend. FTMO Account on a Standard account: positions must be closed shortly before the weekend close, or when a rollover lasts longer than 2 hours. The Swing account type has no restriction.
FAQ: Overnight and weekend positions (official page, opens in a new tab)
- EAs and algorithmic trading
- Allowed. A third-party EA risks a denied FTMO Account if the maximum capital allocation is exceeded; the daily activity limit is worded two ways (see the official pages that disagree).
FAQ: Instruments and strategies (official page, opens in a new tab)
- Platforms
- MetaTrader 4, MetaTrader 5, cTrader and TradingView.
Accounts and fees 5
- Currency of the fees
- Fees are listed in euros. The USD, GBP and EUR switch changes the currency of the account size, not the fee.
Home page (challenge selector) (official page, opens in a new tab)
- Paying the fee
- Bank wire, debit or credit card, PayPal, Revolut Pay, cryptocurrencies or Skrill. The payment table shows a 3% fee on PayPal, Skrill and crypto payments, while the fee page says there is no additional fee (see the official pages that disagree).
- Accounts at once
- No limit on the number of accounts, but the total capital across all accounts is capped at $400,000 per trader or strategy before any scaling.
- Scaling Plan
- A 25% boost to the account balance every 4 months, up to $2,000,000 across all accounts, after at least 10% net profit and 2 processed rewards in the period.
- Reward payment methods
- Bank wire, Visa Direct or Mastercard Send (up to $20,000), Skrill (up to $3,000) or cryptocurrencies, with no extra commission.
FAQ: Withdrawing a reward (official page, opens in a new tab)
Countries 2
- US residents
- Served through FTMO’s affiliated entity at ftmo.oanda.com. Traders who travel to the United States should avoid logging in to MetaTrader or cTrader from there, and avoid a US location through a VPN on MetaTrader, cTrader or TradingView.
FAQ: Who can join (official page, opens in a new tab)FAQ: Travel and VPN/VPS (official page, opens in a new tab)
- Restricted countries
- Persons from Iran, Syria, Myanmar and North Korea are excluded (nationals of Iran, Syria or Myanmar can be accepted with EEA residency and a bank account there), as are the listed countries; clients must be over 18.
71 countries
Afghanistan, Anguilla, Antarctica, Antigua and Barbuda, Republic of Belarus, Belize, Bhutan, Bouvet Island, Burundi, Cape Verde, Central African Republic, Chad, Cook Islands, Comoros, Republic of the Congo, Cuba, Djibouti, Dominica, Equatorial Guinea, Eritrea, Eswatini, Fiji, Gabon, Gambia, Grenada, Guinea, Guinea-Bissau, Holy See (Vatican City State), Republic of Indonesia, Iraq, Kazakhstan, Kiribati, Kosovo, Kyrgyzstan, Lesotho, Liberia, Malawi, Mali, Mauritania, Marshall Islands, Micronesia, Nauru, Niger, Niue, Papua New Guinea, Russian Federation, Saint Barthélemy, Saint Kitts and Nevis, Saint Lucia, Saint Vincent and the Grenadines, Samoa, San Marino, Sao Tome and Principe, Seychelles, Sierra Leone, Solomon Islands, Somalia, South Sudan, Sudan, Suriname, Tajikistan, Timor-Leste, Tokelau, Tonga, Turkmenistan, Tuvalu, Ukraine (only Crimea, Sevastopol, Donetsk, Kherson, Luhansk and Zaporizhzhia), Uzbekistan, Vanuatu, Venezuela, Western Sahara
Read before you buy
Traps and contradictions
From FTMO’s own pages. The watch-outs follow the challenge you picked. Where two official pages say different things, both are shown: check with FTMO before you buy.
Watch out: 2-Step Challenge 7
- Standard account
Once you trade the FTMO Account on a Standard account, positions must be closed before the weekend and no trade can open or close within 2 minutes of selected news; neither applies during the two phases.
FAQ: News trading (official page, opens in a new tab)FAQ: Overnight and weekend positions (official page, opens in a new tab)
- Refund
The fee is refunded only with the first reward, after both phases; the fee page words this as “is refunded” and the refund page as “may be refunded”.
- Payment fee
Paying by PayPal, Skrill or crypto carries a 3% fee in the payment table, while the fee page says there are no additional fees.
FAQ: Payment methods (official page, opens in a new tab)FAQ: Other fees and recurring fees (official page, opens in a new tab)
- Swing type
The Swing type exists only with this challenge, cannot be added after buying a Standard account, and no separate fee for it is stated.
Comparison Table page (official page, opens in a new tab)Home page (challenge selector) (official page, opens in a new tab)FAQ: Swing account type (official page, opens in a new tab)FAQ: Other fees and recurring fees (official page, opens in a new tab)
- Simulated funds
Every account is a demo account with fictitious funds and real market quotes; rewards are paid in real money.
FAQ: How an FTMO Account works (official page, opens in a new tab)
- Activity limit
EAs are allowed, but the daily limit is worded two ways: 2000 positions per day with 200 orders at a time, or more than 2,000 server requests per day.
FAQ: Instruments and strategies (official page, opens in a new tab)
- Allocation
The total capital across all your accounts is capped at $400,000 per trader or strategy before scaling.
Watch out: 1-Step Challenge 8
- No refund
The 1-Step Challenge fee is not refunded after you pass.
- Trailing loss
The Maximum Loss floor trails your highest end-of-day balance and never falls; it resets only when a reward is withdrawn and a new FTMO Account is provided.
- Best Day Rule
No single day may exceed 50% of your Positive Days’ Profit, the sum of the profitable days rather than the net profit, to pass and to qualify for each reward.
- Daily loss
The 3% Maximum Daily Loss limit is set from the balance at 00:00 CE(S)T each day and is checked against account equity.
- Weekend and news
On a Standard FTMO Account, positions must be closed before the weekend and no trade can open or close within 2 minutes of selected news; the Swing type is not offered with the 1-Step Challenge.
FAQ: News trading (official page, opens in a new tab)FAQ: Overnight and weekend positions (official page, opens in a new tab)Comparison Table page (official page, opens in a new tab)
- Trading days
No page states a minimum number of trading days; the Best Day Rule means 2 trading days are the fewest possible.
Trading Objectives page (official page, opens in a new tab)Comparison Table page (official page, opens in a new tab)FAQ: How long it takes (official page, opens in a new tab)
- Payment fee
Paying by PayPal, Skrill or crypto carries a 3% fee in the payment table, while the fee page says there are no additional fees.
FAQ: Payment methods (official page, opens in a new tab)FAQ: Other fees and recurring fees (official page, opens in a new tab)
- Simulated funds
Every account is a demo account with fictitious funds and real market quotes; rewards are paid in real money.
FAQ: How an FTMO Account works (official page, opens in a new tab)
Official pages disagree 4
- Are there fees besides the challenge feeAThe fee FAQ: no additional or hidden fees, only the one-time challenge fee.FAQ: Other fees and recurring fees (official page, opens in a new tab)BThe payment-methods FAQ: a 3% fee for PayPal, Skrill and crypto payments, and various fees for bank transfers.FAQ: Payment methods (official page, opens in a new tab)
- Which platforms are offeredAThe home page block: choose between MT4, MT5 and cTrader.Home page (challenge selector) (official page, opens in a new tab)BThe platforms FAQ: MetaTrader 4, MetaTrader 5, cTrader or TradingView.FAQ: Platforms (official page, opens in a new tab)
- How the daily activity limit is wordedAThe strategies FAQ: 200 orders at a time and 2000 max positions per day.FAQ: Instruments and strategies (official page, opens in a new tab)BThe forbidden-practices page: hyperactive means more than 2,000 server requests per day, order modifications included.Forbidden Trading Practices page (official page, opens in a new tab)
1 more, lower stakes
- Is the 2-Step fee refunded for certainAThe fee FAQ: the paid fee is refunded with your first Reward withdrawal.FAQ: Other fees and recurring fees (official page, opens in a new tab)BThe refund FAQ: the entry fee may be refunded with the first Reward withdrawal.FAQ: Entry fee refund (official page, opens in a new tab)
FAQ
FTMO questions, answered from the data
How much does FTMO cost?
The 2-Step Challenge costs €89–€1,080 across the sizes listed here ($10K, $25K, $50K, $100K and $200K), and the 1-Step Challenge €79–€999 across $10K, $25K, $50K, $100K and $200K. Each fee is one-time, with no activation fee and no recurring fee.
Home page (challenge selector) (official page, opens in a new tab)FAQ: Other fees and recurring fees (official page, opens in a new tab)
Is the FTMO fee refunded?
The 2-Step Challenge fee is refundable with the first reward, according to the fee page and the comparison table; the refund page words it as “may be refunded”. The 1-Step Challenge fee is not refunded.
Comparison Table page (official page, opens in a new tab)FAQ: Entry fee refund (official page, opens in a new tab)
What is the difference between the 2-Step Challenge and the 1-Step Challenge?
The 2-Step Challenge has 10% and 5% targets, a 5% daily and 10% static loss limit and 4 minimum trading days per phase. The 1-Step Challenge has one 10% target, a 3% daily limit, a 10% end-of-day trailing loss limit, a Best Day Rule of 50% and no stated minimum of trading days.
Trading Objectives page (official page, opens in a new tab)Comparison Table page (official page, opens in a new tab)FAQ: How long it takes (official page, opens in a new tab)
What are the FTMO payout rules?
The 2-Step Challenge pays 80% of the profit, rising to 90% through the Scaling Plan or the Premium Programme; the 1-Step Challenge pays 90%. A reward claim opens on the 14th day after the first trade. The minimum closed profit is $20 by bank wire and $50 by cryptocurrency, with no extra commission.
FAQ: Withdrawing a reward (official page, opens in a new tab)
Can I trade news, hold over the weekend and use EAs at FTMO?
During the evaluation, yes to news and weekend holding. On a Standard FTMO Account, no trade can open or close within 2 minutes of selected news and positions must be closed before the weekend; the Swing type, available only with the 2-Step Challenge, has neither restriction. EAs are allowed.
FAQ: News trading (official page, opens in a new tab)FAQ: Overnight and weekend positions (official page, opens in a new tab)Comparison Table page (official page, opens in a new tab)FAQ: Instruments and strategies (official page, opens in a new tab)
Which platforms does FTMO offer?
MetaTrader 4, MetaTrader 5, cTrader and TradingView, per the platforms FAQ; the home page block names only the first three (see the official pages that disagree).
Is FTMO real funding or simulated?
Every account is a demo account with fictitious funds and real market quotes. Rewards are paid in real money, based on the results of the FTMO Account.
FAQ: How an FTMO Account works (official page, opens in a new tab)
Does FTMO accept traders from the United States?
US clients are served through FTMO’s affiliated entity at ftmo.oanda.com. The main site also lists the countries it does not serve, and asks travellers to avoid logging in to MetaTrader or cTrader from the United States.
FAQ: Who can join (official page, opens in a new tab)FAQ: Travel and VPN/VPS (official page, opens in a new tab)