Instant accounts
Buy a funded account and trade it from day one, with no evaluation to pass.
413 accounts37 firms$625 to $400K
Compare instant accountsWho runs each firm, the split it pays, where you trade and how much it funds.
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Buy a funded account and trade it from day one, with no evaluation to pass.
413 accounts37 firms$625 to $400K
Compare instant accountsPass an evaluation in one or more steps, then trade a funded account.
1,104 accounts54 firms
Compare challengesInstant accounts that pass one rule, as each firm states it.
Every value starts on the firm's own page and is stored with its exact sentence and the date we read it. Where two of a firm's pages disagree, both are shown.
Latest check Oct 27, 2026Read the method
What every row above rests on, and how to read it before you pay for an account.
Every rule in the register, the lists and the reviews is read on the firm's own website, help centre, rules or terms, never on a forum or another comparison site. We keep the sentence that states it, word for word, with the address of the page and the date we read it: 1,842 official sources and 7,065 rule values so far, the latest checked Oct 27, 2026.
When a firm does not publish a rule, the page says Not published. That is not the same as the firm forbidding it: its pages did not say, and the review lists the pages that were read.
A firm's FAQ and its terms do not always give the same figure. We do not choose the one that suits a ranking: both values are shown on the firm's review, each with its own source, so you can ask the firm before you pay. 385 disagreements are recorded at the moment.
The size of an account is not the money you can lose; the maximum drawdown is. Real cost divides what you pay to be funded by that drawdown, per $1,000, so accounts of different sizes are compared on what they actually put at risk.
For a challenge, real cost adds the activation fee charged after passing when the firm publishes one, and any fee taken from the first withdrawal; a monthly plan counts its first month. Every list is ordered by this figure, and commissions do not change that order.
An instant account is funded from the first day: no profit target to reach, only the loss rules and, on many accounts, a condition before the first payout. A challenge asks you to reach one or more profit targets under the loss rules before you get the funded account.
The median real cost is $233.50 per $1,000 across the 413 instant accounts and $94.03 across the 1,104 challenges. A challenge's figure counts a single attempt: a failed attempt means paying again.
54 firms, with 413 instant funding accounts and 1,104 challenge accounts between them: 25 firms in futures, 36 in forex and 10 in crypto. Every rule was read on the firm's own pages; the latest check is Oct 27, 2026.
Among instant accounts, AquaFunded Try Aqua $5,000: $10 for $250 of maximum drawdown, so $40.00 per $1,000. Among challenges, Blue Guardian 2 Step Nano $200,000, at $17.25 per $1,000 ($345 for $20,000 of drawdown). Each market's page names its own.
An instant funding account is funded from the day you buy it, with no evaluation; a challenge asks you to reach a profit target in one or more phases first. 413 instant accounts from 37 firms and 1,104 challenges from 54 firms are compared here; of the challenges, 720 with one phase, 350 with two phases, 29 with three phases and 5 with four phases.
From each firm's own pages only: its website, help centre, rules and terms. 1,842 official sources are cited, and 7,065 rule values are stored with the exact sentence that states them and the date it was read. A rule a firm does not publish is marked Not published.
Both values are shown on the firm's review, side by side, each with its source, rather than one being picked. 385 disagreements are recorded across the firms reviewed.
News trading is stated as allowed on 1,072 of the 1,517 accounts and as not allowed on 275; EAs and bots are stated as allowed on 832 and as not allowed on 292. On the other accounts the firm's pages do not state the rule, which is not the same as a ban.
Counted by the number of firms that name each one: in futures, Tradovate (17 firms), NinjaTrader (16) and TradingView (12); in forex, MetaTrader 5 (31 firms), cTrader (17) and Match-Trader (17); in crypto, Match-Trader (3 firms), MetaTrader 5 (3) and Bybit (2).
The schedules the firms state most often are “Every 14 days” on 534 accounts, “On demand” on 247 and “Daily” on 102. 266 accounts do not publish a schedule.