FundedKeys

Firm review · Forex

AtmosFunded review: Instant Funding, four Challenges and Nova

Six ways into an AtmosFunded account, in sizes from $5K to $200K. Instant Funding, with no evaluation: $75–$649 once. Four Challenges from $28–$379 to $43–$749. Nova starts at $5 flat, then a funded fee by size. Every price here is a list price.

Rules checked on atmosfunded.comSep 27, 202627 official pages citedMethodology

AtmosFunded prices

Checked on atmosfunded.com Sep 27, 2026

The prices below are list prices.

Challenge
Account size · list price
Max drawdown
$500
stops trailing at $10,000
5% of the account (dollars derived)
Cost per $1K
$248.00
#148 of 283 forex
#18 of 40 at $10K
Max Daily Loss
$300
resets at midnight server time
3% of the account (dollars derived)
First payout after
every 14 days
At most 20% of the profit since the last request
Leverage
1:50
commodities 1:15 · indices 1:10 · crypto 1:2
Profit split
80%
from the first payout

List price
$124

$10K InstantInstant Funding · one-time

Get AtmosFunded Instant: opens atmosfunded.com in a new tab

Opens atmosfunded.com. Affiliate link.

At a glance

Best for

Listed in: Forex instant funding accounts, EA and bots allowed

Six ways in

Which way in costs least?

Every program is a one-time purchase: no monthly subscription. For the size you pick, compare each program's list price and activation fee side by side.

At $10K: each way in at its list price, against one Instant account ($124).

Size

Instantone-time, no evaluation

$124one account, one-time

1-Step Standardone-time evaluation

$691 attempt under one Instant

1-Step Plusone-time evaluation

$1021 attempt under one Instant

2-Step Standardone-time evaluation

$941 attempt under one Instant

2-Step Plusone-time evaluation

$1022 attempts under one Instant

Novaone-time evaluation

$1198 attempts under one Instant

Way inList priceActivation feeTo the funded accountProfit targetMax drawdownDays to passConsistency, payout stagePayout capEvaluation reset
Instantone-time, no evaluation$124Not published$124None$500No evaluationAt most 20%Not publishedNot published
1-Step Standardone-time evaluation$69Not published$69+$1,000$6003 daysNoneNot publishedNot published
1-Step Plusone-time evaluation$37$65$102+$600$3003 daysAt most 45%Not publishedNot published
2-Step Standardone-time evaluation$94Not published$94+$1,000 → +$500$1,0003 daysNoneNot publishedNot published
2-Step Plusone-time evaluation$51Not published$51+$600 → +$600$6003 daysNoneNot publishedNot published
Novaone-time evaluation$5$79$84+$500$800No minimumNoneNot publishedNone
  • Every AtmosFunded program is a one-time purchase: no monthly subscription on any of the six.
  • No pass rate is assumed: the months are how many you could pay before one Instant costs less, not how long passing takes.

Help: Instant Funding (official page, opens in a new tab)Help: 1-Step Standard Challenge (official page, opens in a new tab)

Accounts

All 32 AtmosFunded accounts

Six programs in five or six sizes each. Instant Funding is a funded account from day one; the four Challenges and Nova are one-time evaluations. Prices are list prices.

Accounts326 plans · 7 sizes
List price$5–$989
Activation fee$65–$1,029where published
DataSep 27, 2026

Showing 5 of 32: Instant Funding. List prices checked on Sep 27, 2026; your selected account is highlighted.

Show
Sort
BillingConsistency, payout stage
Instant$5Kone-time$75Not published$75None$250$150At most 20%Not published
Instant$10Kone-time$124Not published$124None$500$300At most 20%Not published
Instant$25Kone-time$240Not published$240None$1,250$750At most 20%Not published
Instant$50Kone-time$374Not published$374None$2,500$1,500At most 20%Not published
Instant$100Kone-time$649Not published$649None$5,000$3,000At most 20%Not published

Payout rules

AtmosFunded payout rules: the path to your first payout

Worked on the account you pick, from the official help center. The example assumes the target is reached exactly and the most allowed is requested each time.

Showing Instant $10K

Instant $10K: from purchase to the payout rules

How to read it: no published cap, withdrawal target or share of the profit bounds each request here, so no balance is drawn: the stations list the rules that decide each payout.

Help: Profit Split (official page, opens in a new tab)

  1. Buy

    $124

    one-time payment

    Floor on day 1
    $9,500: $500 below the start, trailing, until it stops at $10,000
    Max Daily Loss
    $300: resets at midnight server time
    Reset
    Not published.

    Help: Instant Funding (official page, opens in a new tab)

  2. First payout

    every 14 days

    per request; you keep 80%

    Best day
    At most 20% of the profit since the last request
    Maximum payout
    Not published.
    Minimum payout
    $100

    Help: Instant Funding (official page, opens in a new tab)Help: Requesting a Payout (official page, opens in a new tab)Help: Profit Split (official page, opens in a new tab)Help: How Payouts Work (official page, opens in a new tab)

  3. After that

    every 14 days

    the same rules each cycle

    How often
    every 14 days
    Scaling
    The Atmos Scaling Program raises the account balance and the profit share to 90% after at least 4 months, 2 payouts and 15% total profit, all rules respected.
    Processing
    Payouts are processed within 2-5 business days, by crypto, bank wire, or a Taurex account transfer.

    Help: Instant Funding (official page, opens in a new tab)Help: How Payouts Work (official page, opens in a new tab)Scaling Program page (official page, opens in a new tab)Help: Requesting a Payout (official page, opens in a new tab)

Price paid$124
First payoutevery 14 days
Maximum payoutNot published
Profit split80%

AtmosFunded Instant $10K: $124 at the list price.

Get AtmosFunded Instant: opens atmosfunded.com in a new tab

Consistency

AtmosFunded consistency rule, worked out

The rule changes by program and by stage. Each row is worked at the size shown, from the published figures.

Largest profitable day ÷ net profit (since your last payout request, or during the evaluation), capped by each plan. “Under” means the day must stay below the cap; “at most” means it may equal it.

Check your own days in the consistency calculator · Plan your risk on this account in the risk planner

Plan and sizeStageRuleLargest day allowedFewest profitable days
Instant · $10KPayouts (no evaluation)At most 20%

Help: Instant Funding (official page, opens in a new tab)

at most 20% of the profit since the last request5
1-Step Standard · $10KEvaluationNone

Help: 1-Step Standard Challenge (official page, opens in a new tab)

Any size—
1-Step Standard · $10K1-Step Standard FundedNone

Help: 1-Step Standard Challenge (official page, opens in a new tab)

Any size—
1-Step Plus · $10KEvaluationNone

Help: 1-Step Plus Challenge (official page, opens in a new tab)

Any size—
1-Step Plus · $10K1-Step Plus FundedAt most 45%

Help: 1-Step Plus Challenge (official page, opens in a new tab)

at most 45% of the profit since the last request3
2-Step Standard · $10KEvaluationNone

Help: 2-Step Standard Challenge (official page, opens in a new tab)

Any size—
2-Step Standard · $10K2-Step Standard FundedNone

Help: 2-Step Standard Challenge (official page, opens in a new tab)

Any size—
2-Step Plus · $10KEvaluationNone

Help: 2-Step Plus Challenge (official page, opens in a new tab)

Any size—
2-Step Plus · $10K2-Step Plus FundedNone

Help: 2-Step Plus Challenge (official page, opens in a new tab)

Any size—
Nova · $10KEvaluationNone

Nova Challenge page (official page, opens in a new tab)Help: Nova Challenge (official page, opens in a new tab)

Any size—
Nova · $10KNova FundedNone

Nova Challenge page (official page, opens in a new tab)

Any size—

Worked example

  1. Instant Funding at $100K: no single day may reach 20% of the total profit for the payout period.
  2. One-Step Plus, once funded, at $100K: no single day may reach 45% of the profit since the last request.

Help: Instant Funding (official page, opens in a new tab)Help: 1-Step Plus Challenge (official page, opens in a new tab)

Rules

AtmosFunded rules, with their sources

Checked on atmosfunded.com and its help center on Sep 27, 2026. First the key rules of the six programs side by side at the size you picked, then every rule of the selected program, each with its source.

Challenge

Key rules of every plan at $10K, side by side; the column of your plan is highlighted.

RuleInstant1-Step Standard1-Step Plus2-Step Standard2-Step PlusNova
List price$124 one-timeHelp: Instant Funding (official page, opens in a new tab)$69 one-timeHelp: 1-Step Standard Challenge (official page, opens in a new tab)$37 one-timeHelp: 1-Step Plus Challenge (official page, opens in a new tab)$94 one-timeHelp: 2-Step Standard Challenge (official page, opens in a new tab)$51 one-timeHelp: 2-Step Plus Challenge (official page, opens in a new tab)$5 one-timeHelp: Nova Challenge (official page, opens in a new tab)
Activation feeNot publishedHelp: Instant Funding (official page, opens in a new tab)Not publishedHelp: 1-Step Standard Challenge (official page, opens in a new tab)$65Help: 1-Step Plus Challenge (official page, opens in a new tab)Not publishedLive plans API (official page, opens in a new tab)Not publishedLive plans API (official page, opens in a new tab)$79Help: Nova Challenge (official page, opens in a new tab)
Profit targetNo evaluationHelp: Instant Funding (official page, opens in a new tab)+$1,000Help: 1-Step Standard Challenge (official page, opens in a new tab)+$600Help: 1-Step Plus Challenge (official page, opens in a new tab)+$1,000 → +$500Help: 2-Step Standard Challenge (official page, opens in a new tab)+$600 → +$600Help: 2-Step Plus Challenge (official page, opens in a new tab)+$500Help: Nova Challenge (official page, opens in a new tab)
Max drawdown$500Help: Instant Funding (official page, opens in a new tab)$600Help: 1-Step Standard Challenge (official page, opens in a new tab)$300Help: 1-Step Plus Challenge (official page, opens in a new tab)$1,000Help: 2-Step Standard Challenge (official page, opens in a new tab)$600Help: 2-Step Plus Challenge (official page, opens in a new tab)$800Help: Nova Challenge (official page, opens in a new tab)
Max Daily Loss$300Help: Instant Funding (official page, opens in a new tab)$300Help: 1-Step Standard Challenge (official page, opens in a new tab)NoneHelp: 1-Step Plus Challenge (official page, opens in a new tab)$500Help: Daily Loss Limit (official page, opens in a new tab)$300Help: 2-Step Plus Challenge (official page, opens in a new tab)$400Help: Nova Challenge (official page, opens in a new tab)
Days to passNo evaluationHelp: Instant Funding (official page, opens in a new tab)3 daysHelp: Minimum Trading Days (official page, opens in a new tab)3 daysHelp: Minimum Trading Days (official page, opens in a new tab)3 daysHelp: Minimum Trading Days (official page, opens in a new tab)3 daysHelp: Minimum Trading Days (official page, opens in a new tab)No minimumHelp: Nova Challenge (official page, opens in a new tab)
Consistency to passNo evaluationHelp: Instant Funding (official page, opens in a new tab)NoneHelp: 1-Step Standard Challenge (official page, opens in a new tab)NoneHelp: 1-Step Plus Challenge (official page, opens in a new tab)NoneHelp: 2-Step Standard Challenge (official page, opens in a new tab)NoneHelp: 2-Step Plus Challenge (official page, opens in a new tab)NoneNova Challenge page (official page, opens in a new tab)
Consistency at payoutAt most 20%Help: Instant Funding (official page, opens in a new tab)NoneHelp: 1-Step Standard Challenge (official page, opens in a new tab)At most 45%Help: 1-Step Plus Challenge (official page, opens in a new tab)NoneHelp: 2-Step Standard Challenge (official page, opens in a new tab)NoneHelp: 2-Step Plus Challenge (official page, opens in a new tab)NoneNova Challenge page (official page, opens in a new tab)
Payout cap per requestNot publishedHelp: Requesting a Payout (official page, opens in a new tab)Not publishedHelp: Requesting a Payout (official page, opens in a new tab)Not publishedHelp: Requesting a Payout (official page, opens in a new tab)Not publishedHelp: Requesting a Payout (official page, opens in a new tab)Not publishedHelp: Requesting a Payout (official page, opens in a new tab)Not publishedHelp: Requesting a Payout (official page, opens in a new tab)
Minimum payout$100Help: Requesting a Payout (official page, opens in a new tab)$100Help: Requesting a Payout (official page, opens in a new tab)$100Help: Requesting a Payout (official page, opens in a new tab)$100Help: Requesting a Payout (official page, opens in a new tab)$100Help: Requesting a Payout (official page, opens in a new tab)$100Help: Requesting a Payout (official page, opens in a new tab)
Before each payoutNot publishedHelp: Instant Funding (official page, opens in a new tab)3 trading days firstCustomer Agreement PDF (v2) (official page, opens in a new tab)3 trading days firstCustomer Agreement PDF (v2) (official page, opens in a new tab)3 trading days firstCustomer Agreement PDF (v2) (official page, opens in a new tab)3 trading days firstCustomer Agreement PDF (v2) (official page, opens in a new tab)7 trading days firstHelp: Nova Challenge (official page, opens in a new tab)
Evaluation resetNot publishedHelp: Instant Funding (official page, opens in a new tab)Not publishedHelp: Instant Funding (official page, opens in a new tab)Not publishedHelp: Instant Funding (official page, opens in a new tab)Not publishedHelp: Instant Funding (official page, opens in a new tab)Not publishedHelp: Instant Funding (official page, opens in a new tab)NoneHelp: Nova Challenge (official page, opens in a new tab)
funded account resetNot publishedHelp: Instant Funding (official page, opens in a new tab)NoneHelp: 1-Step Standard Challenge (official page, opens in a new tab)NoneHelp: 1-Step Plus Challenge (official page, opens in a new tab)NoneHelp: 2-Step Standard Challenge (official page, opens in a new tab)NoneHelp: 2-Step Plus Challenge (official page, opens in a new tab)$71Help: Nova Funded Reset (official page, opens in a new tab)

Account 7

Price
One time, no evaluation.$5K$75$10K$124$25K$240$50K$374$100K$649

Help: Instant Funding (official page, opens in a new tab)

Activation fee
Not published. The only step described after purchase is signing the Trader Agreement.
1 official page checked
Max drawdown
Trailing on equity; stops trailing at the starting balance and locks there permanently once you request a payout.derived: 5% of the account size$5K$250$10K$500$25K$1,250$50K$2,500$100K$5,000

Help: Instant Funding (official page, opens in a new tab)

Max Daily Loss
derived: 3% of the account size$5K$150$10K$300$25K$750$50K$1,500$100K$3,000

Help: Instant Funding (official page, opens in a new tab)

Leverage
1:1:50 on forex; lower on metals, indices and crypto.

Help: Leverage (official page, opens in a new tab)

Scaling
The Atmos Scaling Program raises the account balance and the profit share to 90% after at least 4 months, 2 payouts and 15% total profit, all rules respected. The size of each step is not published.

Scaling Program page (official page, opens in a new tab)

Max allocation
$200,000 across every Instant Funding account.

Help: Instant Funding (official page, opens in a new tab)

Payouts 7

Profit split
80% of profit, scaling to 90% under the Atmos Scaling Program.

Help: Profit Split (official page, opens in a new tab)

Consistency
No single trading day may reach 20% of the total profit for the payout period.

Help: Instant Funding (official page, opens in a new tab)

Minimum trading days
None stated on the live help center; the Customer Agreement PDF and the checkout backend both instead require 5 between payouts.

Help: Minimum Trading Days (official page, opens in a new tab)

Processing
Within 2-5 business days, by crypto (USDT, BTC, ETH), bank wire, or transfer to a Taurex account (a 10% deposit bonus applies to that method).

Help: Requesting a Payout (official page, opens in a new tab)

Trading rules 5

News trading
Not allowed within 2 minutes before or after a high-impact event; a violating trade's profit is removed.

Help: Instant Funding (official page, opens in a new tab)

EAs
Allowed on the program's own page; the live plans API instead flags every plan as not allowing them.

Help: Instant Funding (official page, opens in a new tab)

Platforms
MetaTrader 5 on desktop and mobile, across every Challenge and funded account.

Help: Trading Platforms (official page, opens in a new tab)

Overnight & weekend
Allowed on every account type; standard rollover or swap charges may still apply.

Help: Overnight & Weekend Holding (official page, opens in a new tab)

Commission
$2.50 per lot per side ($5 per round lot); spreads are market-based and variable.

Help: Spreads & Commissions (official page, opens in a new tab)

Accounts & fees 1

Refunds
Non-refundable once the account is issued and trading begins, except for a duplicate payment or a technical issue that prevented delivery.

Help: Refund Policy (official page, opens in a new tab)

Countries 1

Restricted countries
The United States is restricted on every official list AtmosFunded publishes; the rest of the list differs by page.

Rules page (official page, opens in a new tab)

Read before you buy

Traps and contradictions

From AtmosFunded's own pages. The watch-outs follow the program you picked. Where two official pages say different things, both are shown: check with AtmosFunded before you buy.

Watch out: Instant 5

  1. Consistency

    No single day may reach 20% of the total profit for the period, or the payout is held.

    Help: Instant Funding (official page, opens in a new tab)

  2. Drawdown lock

    Requesting a payout permanently locks the drawdown at the starting balance: a full withdrawal can land exactly on that floor.

    Help: Instant Funding (official page, opens in a new tab)

  3. Minimum days disputed

    The live help center states none; the Customer Agreement PDF and the checkout backend both instead require 5 minimum trading days between payouts.

    Help: Minimum Trading Days (official page, opens in a new tab)

  4. EAs disputed

    The program page says EAs are allowed; the live plans API flags every Instant Funding plan as not allowing them.

    Help: Instant Funding (official page, opens in a new tab)

  5. Countries

    The United States is restricted on every official list; the rest of the list differs by page.

    Rules page (official page, opens in a new tab)

Official pages disagree 15

10 more, lower stakes

Compare

Instant Funding against other firms' instant accounts

Instant (no-evaluation) forex accounts only, so this compares Instant whatever program you picked above: the 5 accounts at $10K from other firms closest to it on cost per $1K of max drawdown, one per firm. Prices use our code where one exists.

AtmosFunded Instant $10K: $248.00 per $1K of max drawdown at the list price.

Size
AccountPriceMax drawdownCost per $1KDrawdownDaily loss limitSplitFirst payoutPayoutsCompare
FXIFYInstant Funding Lite · $10K$85list price$400$212.50−$35.50 vs AtmosFundedTrailing → locks$30080%, 90% with add-on5 trading days, 10 daysEvery 10 daysAtmosFunded vs FXIFY
Instant FundingIF Micro Clarity · $10K$145list price$600$241.67−$6.33 vs AtmosFundedNot published$300Not publishedNot publishedNot publishedAtmosFunded vs Instant Funding
AtmosFundedInstant · $10K$124list price$500$248.00trailing$30080%Every 14 daysEvery 14 daysThis page
Goat Funded TraderInstant GOAT · $10K$158list price$600$263.33+$15.33 vs AtmosFundedTrailing$30080%, 100% with add-on5 profitable daysEvery 14 daysAtmosFunded vs Goat Funded Trader
ThinkCapitalBolt Instant Funding · $10K$159list price$600$265.00+$17.00 vs AtmosFundedTrailing → locks$30080%, 90% with add-on5 profitable daysEvery 14 daysAtmosFunded vs ThinkCapital
Audacity CapitalFTP · $10K$279list price$1,000$279.00+$31.00 vs AtmosFundedStatic$50050%–80% by stage5 trading daysEach 10% targetAtmosFunded vs Audacity Capital

Figures from each firm’s own pages, data Sep 26, 2026. Cost per $1K = price ÷ max drawdown × 1,000.

FAQ

AtmosFunded questions, answered from the data

How much does AtmosFunded cost?

Instant Funding costs $75–$649 once ($5K, $10K, $25K, $50K and $100K). The four Challenges run from $28–$379 to $43–$749 depending on size and program. Nova starts any size for $5 flat, then a tiered funded fee once you pass. Every price here is a list price.

Help: Instant Funding (official page, opens in a new tab)Help: 2-Step Plus Challenge (official page, opens in a new tab)Help: 1-Step Standard Challenge (official page, opens in a new tab)Help: Nova Challenge (official page, opens in a new tab)

Is there an AtmosFunded discount code?

Every price here is a list price.

Help: Instant Funding (official page, opens in a new tab)

What are the AtmosFunded payout rules?

Instant Funding pays out every 14 days, at an 80% split, with no single day allowed to reach 20% of the profit for the period. The four Challenges pay every 14 days once funded, at an 80% split; One-Step Plus adds a 45% consistency rule. Nova pays on demand, at an 80% split, after at least 7 profitable days. Every program has a $100 minimum payout; no maximum per request is published on any of them.

Help: How Payouts Work (official page, opens in a new tab)Help: Profit Split (official page, opens in a new tab)Help: Instant Funding (official page, opens in a new tab)Help: 1-Step Plus Challenge (official page, opens in a new tab)Help: Nova Challenge (official page, opens in a new tab)Help: Requesting a Payout (official page, opens in a new tab)

Does AtmosFunded have a consistency rule?

To pass a Challenge, no: none of the five evaluations require it. Once funded, Instant Funding holds a payout if a single day reaches 20% of the period's profit, and One-Step Plus holds one at 45%; the other funded stages state none.

Help: 1-Step Standard Challenge (official page, opens in a new tab)Help: Instant Funding (official page, opens in a new tab)Help: 1-Step Plus Challenge (official page, opens in a new tab)

Does AtmosFunded accept US traders?

No. The United States is restricted on every official list AtmosFunded publishes, though the rest of each list differs.

Rules page (official page, opens in a new tab)

Can you use EAs on AtmosFunded?

Every program's own page says EAs are allowed, subject to the site-wide copy-trading rule (only between your own AtmosFunded accounts). The live plans API disagrees for several programs: it flags Instant Funding as not allowing them, and flags the first phase of both Two-Step programs the same way.

Help: Instant Funding (official page, opens in a new tab)Help: 2-Step Standard Challenge (official page, opens in a new tab)

What is the AtmosFunded Scaling Program?

At least 4 months trading with AtmosFunded, at least 2 payouts received, all rules respected, and more than 15% total profit raises the account balance and the profit share up to 90%. The size of each step is not published, and whether Nova Funded accounts take part is not stated.

Scaling Program page (official page, opens in a new tab)Help: Nova Challenge (official page, opens in a new tab)Help: Nova Funded Reset (official page, opens in a new tab)