Firm review · Forex
Instant Funding review: Pro, Micro, Clarity, One-Phase, Two-Phase and Evolve
Fourteen ways into an Instant Funding account, in sizes from $0.625K to $300K. Seven instant accounts with no evaluation, from $44–$5,499. Six one-time evaluations from $39–$519. Every price here is a list price.
Rules checked on instantfunding.comSep 27, 202641 official pages citedMethodology
Instant Funding prices
Checked on instantfunding.com Sep 27, 2026The prices here are list prices.
- Max drawdown
- $1,000
- Smart Drawdown
- 10% of the account (dollars derived)
- Cost per $1K
- $459.00
- #217 of 283 forex
- #30 of 40 at $10K
- Daily Loss Guard
- None
- none on this account
- First payout after
- every 7 days
- consistency rule not published
- Max position
- Not published
- Profit split
- 80%
- 90% with the paid add-on
List price
$459
$10K ProInstant Funding Pro · one-time
Get Instant Funding Pro: copies AFFSPARK16 and opens instantfunding.com in a new tabCopies AFFSPARK16, then opens instantfunding.com. Affiliate link.
At a glance
Best for
- No evaluation: funded from purchase, for $44–$5,499 ($0.625K to $120K).Live product API (359239) (official page, opens in a new tab)
- An 80% profit split, up to 90% with an add-on.Home page (official page, opens in a new tab)
Watch out
- Instant Funding is not FCA-regulated and is not covered by the Financial Ombudsman Service; its own legal pages state that profit payouts derive primarily from the registration fees it collects, not from real trading profits.Disclaimers & Legal Information (official page, opens in a new tab)
- Smart Drawdown starts at 10% of the starting balance and tightens to 5% once the account is up 5%.Help: Smart Drawdown (official page, opens in a new tab)
- No maximum payout per request is published.Help: Profit Cap (official page, opens in a new tab)Help: Payouts (official page, opens in a new tab)
At a glance
Best for
- No evaluation: funded from purchase, for $67–$2,959 ($1.25K to $80K).Live product API (956788) (official page, opens in a new tab)
- An 80% profit split, up to 90% with an add-on.Trading Rules (official page, opens in a new tab)
Watch out
- Instant Funding is not FCA-regulated and is not covered by the Financial Ombudsman Service; its own legal pages state that profit payouts derive primarily from the registration fees it collects, not from real trading profits.Disclaimers & Legal Information (official page, opens in a new tab)
- A 4% daily loss guard on top of the Smart Drawdown that Pro does not have.Help: Instant Funding Lite (official page, opens in a new tab)
- No maximum payout per request is published.Help: Profit Cap (official page, opens in a new tab)Help: Payouts (official page, opens in a new tab)
At a glance
Best for
- A static 6% drawdown, from $53–$1,659 ($5K to $300K).Help: IF Micro Pro (official page, opens in a new tab)Live product API (794634) (official page, opens in a new tab)
- Payouts are on demand once conditions are met, with no separate activation fee.Help: IF Micro Pro (official page, opens in a new tab)Help: Monthly Fees (official page, opens in a new tab)
Watch out
- Instant Funding is not FCA-regulated and is not covered by the Financial Ombudsman Service; its own legal pages state that profit payouts derive primarily from the registration fees it collects, not from real trading profits.Disclaimers & Legal Information (official page, opens in a new tab)
- A 15% best-day rule on every payout.Help: IF Micro Pro (official page, opens in a new tab)
- No maximum payout per request is published.Help: Profit Cap (official page, opens in a new tab)Help: Payouts (official page, opens in a new tab)
At a glance
Best for
- A 90% profit split, the highest on the site, from $25–$939 ($2K to $200K).Help: IF1 (official page, opens in a new tab)Live product API (866986) (official page, opens in a new tab)
- Only 2% of the account may be lost in a day, and 4% overall.Help: IF1 (official page, opens in a new tab)
Watch out
- Instant Funding is not FCA-regulated and is not covered by the Financial Ombudsman Service; its own legal pages state that profit payouts derive primarily from the registration fees it collects, not from real trading profits.Disclaimers & Legal Information (official page, opens in a new tab)
- The account lasts exactly 24 hours from the first trade, one trade open at a time, then closes with at most one payout.Help: IF1 (official page, opens in a new tab)
- The live product API names this same account "IF Starter"; every other official page calls it IF1.Live product API (866986) (official page, opens in a new tab)
At a glance
Best for
- Crypto-only trading, a static 6% drawdown, from $42–$1,199 ($5K to $200K).Help: IF Micro Crypto (official page, opens in a new tab)Live product API (983395) (official page, opens in a new tab)
- Overnight and weekend holding included, no add-on needed.Help: IF Micro Crypto (official page, opens in a new tab)
Watch out
- Instant Funding is not FCA-regulated and is not covered by the Financial Ombudsman Service; its own legal pages state that profit payouts derive primarily from the registration fees it collects, not from real trading profits.Disclaimers & Legal Information (official page, opens in a new tab)
- A 15% best-day rule applies to every payout request.Help: IF Micro Crypto (official page, opens in a new tab)
- No maximum payout per request is published.Help: Profit Cap (official page, opens in a new tab)Help: Payouts (official page, opens in a new tab)
At a glance
Best for
- No lot caps and no Risk-per-Trade-Idea limit; a separate 2.5% circuit breaker applies instead.Help: Instant Funding Clarity (official page, opens in a new tab)
- No consistency rule on payouts.Help: Instant Funding Clarity (official page, opens in a new tab)
Watch out
- Instant Funding is not FCA-regulated and is not covered by the Financial Ombudsman Service; its own legal pages state that profit payouts derive primarily from the registration fees it collects, not from real trading profits.Disclaimers & Legal Information (official page, opens in a new tab)
- Priced above the equal-size Pro account at every size, from $49–$6,049 ($0.625K to $120K).Live product API (1023595) (official page, opens in a new tab)
- News trading and weekend holding both need the add-on; no maximum payout is published.Help: Instant Funding Clarity (official page, opens in a new tab)Help: Profit Cap (official page, opens in a new tab)Help: Payouts (official page, opens in a new tab)
At a glance
Best for
- A trailing 6% drawdown that only ever improves, from $109–$1,505 ($5K to $200K).Help: IF Micro Clarity (official page, opens in a new tab)Live product API (1016574) (official page, opens in a new tab)
- Overnight and weekend holding included, no add-on needed.Help: IF Micro Clarity (official page, opens in a new tab)
Watch out
- Instant Funding is not FCA-regulated and is not covered by the Financial Ombudsman Service; its own legal pages state that profit payouts derive primarily from the registration fees it collects, not from real trading profits.Disclaimers & Legal Information (official page, opens in a new tab)
- At least 5 profitable days between payouts, each at 0.5% profit or more.Help: IF Micro Clarity (official page, opens in a new tab)
- Priced above the equal-size Micro Pro account at every size.Live product API (1016574) (official page, opens in a new tab)
At a glance
Best for
- A single 10% target, from $44–$1,379 ($5K to $200K).Help: One-Phase Pro (official page, opens in a new tab)Live product API (359429) (official page, opens in a new tab)
- Leverage up to 1:100 on forex from day one.Help: One-Phase Pro (official page, opens in a new tab)
Watch out
- Instant Funding is not FCA-regulated and is not covered by the Financial Ombudsman Service; its own legal pages state that profit payouts derive primarily from the registration fees it collects, not from real trading profits.Disclaimers & Legal Information (official page, opens in a new tab)
- At least 3 trading days to pass.Help: One-Phase Pro (official page, opens in a new tab)
- Once funded, a 40% best-day rule applies to every payout.Help: One-Phase Pro (official page, opens in a new tab)
At a glance
Best for
- A lighter 9% target, from $57–$500 ($5K to $100K).Help: One-Phase Lite (official page, opens in a new tab)Live product API (1016678) (official page, opens in a new tab)
- No consistency rule once funded.Help: One-Phase Lite (official page, opens in a new tab)
Watch out
- Instant Funding is not FCA-regulated and is not covered by the Financial Ombudsman Service; its own legal pages state that profit payouts derive primarily from the registration fees it collects, not from real trading profits.Disclaimers & Legal Information (official page, opens in a new tab)
- A trailing 6% drawdown that only ever improves, never a fixed floor.Help: One-Phase Lite (official page, opens in a new tab)
- No maximum payout per request is published.Help: Profit Cap (official page, opens in a new tab)Help: Payouts (official page, opens in a new tab)
At a glance
Best for
- The lightest target on the site, 7%, from $39–$519 ($10K to $200K).Help: One-Phase Micro (official page, opens in a new tab)Live product API (821028) (official page, opens in a new tab)
- Payouts are on demand once conditions are met.Help: One-Phase Micro (official page, opens in a new tab)
Watch out
- Instant Funding is not FCA-regulated and is not covered by the Financial Ombudsman Service; its own legal pages state that profit payouts derive primarily from the registration fees it collects, not from real trading profits.Disclaimers & Legal Information (official page, opens in a new tab)
- The minimum trading days to pass are not published on this program's own page.Help: One-Phase Micro (official page, opens in a new tab)Help: Two-Phase Micro (official page, opens in a new tab)
- A 15% best-day rule on every payout.Help: One-Phase Micro (official page, opens in a new tab)
At a glance
Best for
- Crypto-only trading, from $89–$799 ($5K to $200K).Live product API (983465) (official page, opens in a new tab)
- No consistency rule; a payout instead needs 7 trading days and a minimum net profit.Help: One-Phase Crypto (official page, opens in a new tab)
Watch out
- Instant Funding is not FCA-regulated and is not covered by the Financial Ombudsman Service; its own legal pages state that profit payouts derive primarily from the registration fees it collects, not from real trading profits.Disclaimers & Legal Information (official page, opens in a new tab)
- The $200,000 size is priced below both the $50,000 and $100,000 sizes on the live checkout.Live product API (983465) (official page, opens in a new tab)
- No maximum payout per request is published.Help: Profit Cap (official page, opens in a new tab)Help: Payouts (official page, opens in a new tab)
At a glance
Best for
- Two phases of 8% and 5%, from $48–$1,078 ($5K to $200K).Help: Two-Phase (official page, opens in a new tab)Live product API (359555) (official page, opens in a new tab)
- A static 10% drawdown that never moves.Help: Two-Phase (official page, opens in a new tab)
Watch out
- Instant Funding is not FCA-regulated and is not covered by the Financial Ombudsman Service; its own legal pages state that profit payouts derive primarily from the registration fees it collects, not from real trading profits.Disclaimers & Legal Information (official page, opens in a new tab)
- At least 3 trading days to pass.Help: Two-Phase (official page, opens in a new tab)
- Once funded, a 40% best-day rule applies to every payout.Help: Two-Phase (official page, opens in a new tab)
At a glance
Best for
- Two lighter phases, from $49–$599 ($5K to $200K).Live product API (976739) (official page, opens in a new tab)
- A tighter 15% best-day rule once funded, half of plain Two-Phase's.Help: Two-Phase Micro (official page, opens in a new tab)
Watch out
- Instant Funding is not FCA-regulated and is not covered by the Financial Ombudsman Service; its own legal pages state that profit payouts derive primarily from the registration fees it collects, not from real trading profits.Disclaimers & Legal Information (official page, opens in a new tab)
- The second phase's target is disputed: this program's own page states one figure in its own worked example.Help: Two-Phase Micro (official page, opens in a new tab)
- The minimum trading days to pass are not published on this program's own page.Help: One-Phase Micro (official page, opens in a new tab)Help: Two-Phase Micro (official page, opens in a new tab)
At a glance
Best for
- The only program with a published maximum payout: $2,000 per request.Help: Profit Cap (official page, opens in a new tab)
- From $49–$99 ($10K to $50K), a 6% target.Live product API (1039508) (official page, opens in a new tab)Help: IF Evolve (official page, opens in a new tab)
Watch out
- Instant Funding is not FCA-regulated and is not covered by the Financial Ombudsman Service; its own legal pages state that profit payouts derive primarily from the registration fees it collects, not from real trading profits.Disclaimers & Legal Information (official page, opens in a new tab)
- A hard cap of 50% of the profit per request, and at most five lifetime payouts before the account closes.Help: Profit Cap (official page, opens in a new tab)
- No overnight or weekend holding: every position closes by 4:55pm ET.Help: IF Evolve (official page, opens in a new tab)
Listed in: Forex instant funding accounts, No consistency rule, Static drawdown, News trading allowed, EA and bots allowed
Fourteen ways in
Which way in costs least?
Every Instant Funding program is a one-time purchase: no monthly subscription on any of them.
At $10K: each way in at its list price, against one Pro account ($459).
| Way in | List price | Activation fee | To the funded account | Profit target | Max drawdown | Days to pass | Consistency, payout stage | Payout cap | Evaluation reset |
|---|---|---|---|---|---|---|---|---|---|
| Proone-time, no evaluation | $459 | $0 | $459 | None | $1,000 | No evaluation | Not published | Not published | None |
| Liteone-time, no evaluation | $367 | $0 | $367 | None | $1,000 | No evaluation | Not published | Not published | None |
| Micro Proone-time, no evaluation | $99 | $0 | $99 | None | $600 | No evaluation | At most 15% | Not published | None |
| IF1one-time, no evaluation | $69 | $0 | $69 | None | $400 | No evaluation | At most 15% | Not published | None |
| Micro Cryptoone-time, no evaluation | $79 | $0 | $79 | None | $600 | No evaluation | At most 15% | Not published | None |
| Clarityone-time, no evaluation | $505 | $0 | $505 | None | $1,000 | No evaluation | None | Not published | None |
| Micro Clarityone-time, no evaluation | $145 | $0 | $145 | None | $600 | No evaluation | At most 20% | Not published | None |
| Proone-time evaluation | $127 | $0 | $127 | +$1,000 | $800 | 3 days | At most 40% | Not published | None |
| Liteone-time evaluation | $100 | $0 | $100 | +$900 | $600 | No minimum | None | Not published | None |
| Microone-time evaluation | $39 | $0 | $39 | +$700 | $700 | Not published | At most 15% | Not published | None |
| Cryptoone-time evaluation | $179 | $0 | $179 | +$1,000 | $600 | 7 days | None | Not published | None |
| 2-Phaseone-time evaluation | $89 | $0 | $89 | +$800 → +$500 | $1,000 | 3 days | At most 40% | Not published | None |
| 2-Phase Microone-time evaluation | $69 | $0 | $69 | +$800 → +$500 | $1,000 | Not published | At most 15% | Not published | None |
| Evolveone-time evaluation | $49 | $0 | $49 | +$600 | $400 | 5 days | At most 40% | $2,000 | None |
- Every Instant Funding program is a one-time purchase: no monthly subscription on any of the fourteen.
- No pass rate is assumed: the months are how many you could pay before one Pro costs less, not how long passing takes.
Live product API (359239) (official page, opens in a new tab)Live product API (359429) (official page, opens in a new tab)
Accounts
All 88 Instant Funding accounts
Fourteen programs in five to nine sizes each. Seven are funded from day one; seven are one-time evaluations leading to a funded account of the same size. Prices are list prices.
Showing 9 of 88: Instant Funding Pro. List prices checked on Sep 27, 2026; your selected account is highlighted.
| Billing | Consistency, payout stage | ||||||||
|---|---|---|---|---|---|---|---|---|---|
| Pro | $0.625K | one-time | $44 | $0 | None | $63 | None | Not published | Not published |
| Pro | $1.25K | one-time | $84 | $0 | None | $125 | None | Not published | Not published |
| Pro | $2.5K | one-time | $129 | $0 | None | $250 | None | Not published | Not published |
| Pro | $5K | one-time | $239 | $0 | None | $500 | None | Not published | Not published |
| Pro | $10K | one-time | $459 | $0 | None | $1,000 | None | Not published | Not published |
| Pro | $20K | one-time | $899 | $0 | None | $2,000 | None | Not published | Not published |
| Pro | $40K | one-time | $1,849 | $0 | None | $4,000 | None | Not published | Not published |
| Pro | $80K | one-time | $3,699 | $0 | None | $8,000 | None | Not published | Not published |
| Pro | $120K | one-time | $5,499 | $0 | None | $12,000 | None | Not published | Not published |
Live product API (359239) (official page, opens in a new tab)Help: Smart Drawdown (official page, opens in a new tab)Live product API (956788) (official page, opens in a new tab)Help: Instant Funding Lite (official page, opens in a new tab)Live product API (794634) (official page, opens in a new tab)Help: IF Micro Pro (official page, opens in a new tab)Live product API (866986) (official page, opens in a new tab)Help: IF1 (official page, opens in a new tab)Live product API (983395) (official page, opens in a new tab)Help: IF Micro Crypto (official page, opens in a new tab)Live product API (1023595) (official page, opens in a new tab)Help: Instant Funding Clarity (official page, opens in a new tab)Live product API (1016574) (official page, opens in a new tab)Help: IF Micro Clarity (official page, opens in a new tab)Live product API (359429) (official page, opens in a new tab)Help: One-Phase Pro (official page, opens in a new tab)Live product API (1016678) (official page, opens in a new tab)Help: One-Phase Lite (official page, opens in a new tab)Live product API (821028) (official page, opens in a new tab)Help: One-Phase Micro (official page, opens in a new tab)Live product API (983465) (official page, opens in a new tab)Help: One-Phase Crypto (official page, opens in a new tab)Live product API (359555) (official page, opens in a new tab)Help: Two-Phase (official page, opens in a new tab)Live product API (976739) (official page, opens in a new tab)Help: Two-Phase Micro (official page, opens in a new tab)Live product API (1039508) (official page, opens in a new tab)Help: IF Evolve (official page, opens in a new tab)Help: Profit Cap (official page, opens in a new tab)
Payout rules
Instant Funding payout rules: the path to your first payout
Worked on the account you pick, from the official help center. The example assumes the target is reached exactly and the most allowed is requested each time.
Showing Pro $10K
Pro $10K: from purchase to the payout rules
- Buy
$459
one-time payment
- Floor on day 1
- $9,000: $1,000 below the start, Smart Drawdown
- Daily Loss Guard
- None
- Reset
- Not published.
Live product API (359239) (official page, opens in a new tab)Help: Smart Drawdown (official page, opens in a new tab)Home page (official page, opens in a new tab)
- First payout
every 7 days
per request; you keep 80% (90% with the paid add-on)
- Best day
- consistency rule not published
- Maximum payout
- Not published.
- Minimum payout
- $25
Help: Instant Funding Pro (official page, opens in a new tab)Home page (official page, opens in a new tab)
- After that
every 7 days
the same rules each cycle
- How often
- every 7 days
- Regulatory status
- Not FCA-regulated, is not covered by the Financial Ombudsman Service, and its own pages say payouts derive primarily from registration fees, not real trading profits.
Help: Instant Funding Pro (official page, opens in a new tab)Disclaimers & Legal Information (official page, opens in a new tab)
Instant Funding Pro $10K: $459 at the list price.
Get Instant Funding Pro: copies AFFSPARK16 and opens instantfunding.com in a new tabConsistency
Instant Funding consistency rule, worked out
The rule changes by program and by stage. Each row is worked at the size shown, from the published figures.
Largest profitable day ÷ net profit (since your last payout request, or during the evaluation), capped by each plan. “Under” means the day must stay below the cap; “at most” means it may equal it.
Check your own days in the consistency calculator · Plan your risk on this account in the risk planner
| Plan and size | Stage | Rule | Largest day allowed | Fewest profitable days |
|---|---|---|---|---|
| Pro · $10K | Payouts (no evaluation) | Not published Live product API (359239) (official page, opens in a new tab) | Not published | — |
| Lite · $10K | Payouts (no evaluation) | Not published Live product API (956788) (official page, opens in a new tab) | Not published | — |
| Micro Pro · $10K | Payouts (no evaluation) | At most 15% | at most 15% of the profit since the last request | 7 |
| IF1 · $10K | Payouts (no evaluation) | At most 15% | at most 15% of the profit since the last request | 7 |
| Micro Crypto · $10K | Payouts (no evaluation) | At most 15% | at most 15% of the profit since the last request | 7 |
| Clarity · $10K | Payouts (no evaluation) | None Help: Instant Funding Clarity (official page, opens in a new tab) | Any size | — |
| Micro Clarity · $10K | Payouts (no evaluation) | At most 20% | at most 20% of the profit since the last request | 5 |
| Pro · $10K | Evaluation | None | Any size | — |
| Pro · $10K | One-Phase Pro Funded | At most 40% | at most 40% of the profit since the last request | 3 |
| Lite · $10K | Evaluation | None | Any size | — |
| Lite · $10K | One-Phase Lite Funded | None | Any size | — |
| Micro · $10K | Evaluation | None | Any size | — |
| Micro · $10K | One-Phase Micro Funded | At most 15% | at most 15% of the profit since the last request | 7 |
| Crypto · $10K | Evaluation | None | Any size | — |
| Crypto · $10K | One-Phase Crypto Funded | None | Any size | — |
| 2-Phase · $10K | Evaluation | None | Any size | — |
| 2-Phase · $10K | Two-Phase Funded | At most 40% | at most 40% of the profit since the last request | 3 |
| 2-Phase Micro · $10K | Evaluation | None | Any size | — |
| 2-Phase Micro · $10K | Two-Phase Micro Funded | At most 15% | at most 15% of the profit since the last request | 7 |
| Evolve · $10K | Evaluation | None | Any size | — |
| Evolve · $10K | IF Evolve Funded | At most 40% Help: IF Evolve (official page, opens in a new tab)Help: Profit Cap (official page, opens in a new tab) | $1,600 or less of $4,000 (profit for the largest request) | 3 |
Worked example
- IF Micro Pro at $10K: no single day may reach 15% of the total profit.
- One-Phase Pro, once funded, at $10K: no single day may reach 40% of the profit since the last request.
Help: IF Micro Pro (official page, opens in a new tab)Help: One-Phase Pro (official page, opens in a new tab)
Rules
Instant Funding rules, with their sources
Checked on instantfunding.com on Sep 27, 2026. First the key rules of the fourteen programs side by side at the size you picked, then every rule of the selected program, each with its source.
Key rules of every plan at $10K, side by side; the column of your plan is highlighted.
Account 5
- Price
- One time, no evaluation.$0.625K$44$1.25K$84$2.5K$129$5K$239$10K$459$20K$899$40K$1,849$80K$3,699$120K$5,499
Live product API (359239) (official page, opens in a new tab)
- Max drawdown
- Smart Drawdown: starts at 10% of the starting balance, then tightens permanently to 5% once the account is up 5%.derived: 10% of the account size$0.625K$62.50$1.25K$125$2.5K$250$5K$500$10K$1,000$20K$2,000$40K$4,000$80K$8,000$120K$12,000
- Daily Loss Guard
- None: only the Smart Drawdown applies.
- Activation fee
- None.
- Risk per trade idea
- 3% of the starting balance; a hard breach if exceeded.n/a
Help: Instant Funding Pro (official page, opens in a new tab)
Payouts 5
- Profit split
- 80%, up to 90% with the profit-split add-on.
- Frequency
- First payout 14 days after the first trade, once locked in; every 7 days after that.
Help: Instant Funding Pro (official page, opens in a new tab)
- Minimum payout
- $25.
Help: Instant Funding Pro (official page, opens in a new tab)
- Maximum payout
- Not published. No maximum per request is published.
- News trading & weekend holding
- Restricted within 4 minutes of major news, and weekend positions auto-close, unless the Swing add-on is bought.
Help: Instant Funding Pro (official page, opens in a new tab)
Trading & platform 3
- Platforms
- MetaTrader 5, cTrader and Match-Trader; US residents are limited to Match-Trader.
- Commission
- Commission-free accounts pay no commission. RAW-spreads accounts only: $5 per lot on forex and metals, $2 on commodities and indices, $1 on crypto.
Help: Instrument Commissions (official page, opens in a new tab)
- EAs & bots
- Public third-party EAs are restricted; EAs you build yourself are allowed. Copy trading only between your own accounts.
Company & risk 2
- Regulatory status
- Not FCA-regulated, issues no financial promotions as the FCA defines them, and is not covered by the Financial Ombudsman Service.
Disclaimers & Legal Information (official page, opens in a new tab)
- Nature of the accounts
- Every account is a simulated, demo environment with no real capital at risk. Instant Funding's own pages state that profit payouts derive primarily from the registration fees it collects, not from real trading profits.
Disclaimers & Legal Information (official page, opens in a new tab)
Countries 1
- Restricted countries
- The United States is not restricted, but is limited to Match-Trader; the countries below cannot access the site at all.
Account 4
- Price
- One time, no evaluation.$1.25K$67$2.5K$103$5K$191$10K$367$20K$719$40K$1,479$80K$2,959
Live product API (956788) (official page, opens in a new tab)
- Max drawdown
- Smart Drawdown: starts at 10%, tightens to 5% once the account is up 5%.derived: 10% of the account size$1.25K$125$2.5K$250$5K$500$10K$1,000$20K$2,000$40K$4,000$80K$8,000
Help: Instant Funding Lite (official page, opens in a new tab)
- Daily Loss Guard
- derived: 4% of the account size$1.25K$50$2.5K$100$5K$200$10K$400$20K$800$40K$1,600$80K$3,200
Help: Instant Funding Lite (official page, opens in a new tab)
- Activation fee
- None.
Payouts 5
- Profit split
- 80%, up to 90% with the profit-split add-on.
- Frequency
- First payout 14 days after the first trade; every 7 days after that.
Help: Instant Funding Lite (official page, opens in a new tab)
- Minimum payout
- $25.
Help: Instant Funding Lite (official page, opens in a new tab)
- Maximum payout
- Not published. No maximum per request is published.
- News trading & weekend holding
- Restricted within 4 minutes of major news, and weekend positions auto-close, unless the Swing add-on is bought.
Help: Instant Funding Lite (official page, opens in a new tab)
Trading & platform 3
- Platforms
- MetaTrader 5, cTrader and Match-Trader; US residents are limited to Match-Trader.
- Commission
- Commission-free accounts pay no commission. RAW-spreads accounts only: $5 per lot on forex and metals, $2 on commodities and indices, $1 on crypto.
Help: Instrument Commissions (official page, opens in a new tab)
- EAs & bots
- Public third-party EAs are restricted; EAs you build yourself are allowed. Copy trading only between your own accounts.
Company & risk 2
- Regulatory status
- Not FCA-regulated, issues no financial promotions as the FCA defines them, and is not covered by the Financial Ombudsman Service.
Disclaimers & Legal Information (official page, opens in a new tab)
- Nature of the accounts
- Every account is a simulated, demo environment with no real capital at risk. Instant Funding's own pages state that profit payouts derive primarily from the registration fees it collects, not from real trading profits.
Disclaimers & Legal Information (official page, opens in a new tab)
Countries 1
- Restricted countries
- The United States is not restricted, but is limited to Match-Trader; the countries below cannot access the site at all.
Account 5
- Price
- One time, no evaluation.$5K$53$10K$99$25K$213$50K$399$100K$739$200K$1,199$300K$1,659
Live product API (794634) (official page, opens in a new tab)
- Max drawdown
- Static, fixed to the starting balance.derived: 6% of the account size$5K$300$10K$600$25K$1,500$50K$3,000$100K$6,000$200K$12,000$300K$18,000
- Daily Loss Guard
- derived: 4% of the account size$5K$200$10K$400$25K$1,000$50K$2,000$100K$4,000$200K$8,000$300K$12,000
- Activation fee
- None.
- Leverage
- 1:1:100 on forex; lower on commodities, indices and crypto.
Payouts 4
- Profit split
- 80%.
- Frequency
- On demand once conditions are met.
- Consistency
- No single day may reach 15% of the total profit.
- Maximum payout
- Not published. No maximum per request is published.
Trading & platform 3
- Platforms
- MetaTrader 5, cTrader and Match-Trader; US residents are limited to Match-Trader.
- Commission
- Commission-free accounts pay no commission. RAW-spreads accounts only: $5 per lot on forex and metals, $2 on commodities and indices, $1 on crypto.
Help: Instrument Commissions (official page, opens in a new tab)
- EAs & bots
- Public third-party EAs are restricted; EAs you build yourself are allowed. Copy trading only between your own accounts.
Company & risk 2
- Regulatory status
- Not FCA-regulated, issues no financial promotions as the FCA defines them, and is not covered by the Financial Ombudsman Service.
Disclaimers & Legal Information (official page, opens in a new tab)
- Nature of the accounts
- Every account is a simulated, demo environment with no real capital at risk. Instant Funding's own pages state that profit payouts derive primarily from the registration fees it collects, not from real trading profits.
Disclaimers & Legal Information (official page, opens in a new tab)
Countries 1
- Restricted countries
- The United States is not restricted, but is limited to Match-Trader; the countries below cannot access the site at all.
Account 5
- Price
- One time.$2K$25$5K$38$10K$69$20K$119$50K$289$100K$484$200K$939
Live product API (866986) (official page, opens in a new tab)
- Max drawdown
- Static, fixed to the starting balance.derived: 4% of the account size$2K$80$5K$200$10K$400$20K$800$50K$2,000$100K$4,000$200K$8,000
- Daily Loss Guard
- derived: 2% of the account size$2K$40$5K$100$10K$200$20K$400$50K$1,000$100K$2,000$200K$4,000
- Activation fee
- None.
- Account lifetime
- 24 hours from the first trade, one trade open at a time; the account then closes.
Payouts 4
- Profit split
- 90%.
- Frequency
- Exactly one payout, eligible once the 24-hour period ends.
- Consistency
- No single trade may reach 15% of the total profit.
- Maximum payout
- Not published. No maximum per request is published.
Trading & platform 3
- Platforms
- MetaTrader 5, cTrader and Match-Trader; US residents are limited to Match-Trader.
- Commission
- Commission-free accounts pay no commission. RAW-spreads accounts only: $5 per lot on forex and metals, $2 on commodities and indices, $1 on crypto.
Help: Instrument Commissions (official page, opens in a new tab)
- EAs & bots
- Public third-party EAs are restricted; EAs you build yourself are allowed. Copy trading only between your own accounts.
Company & risk 2
- Regulatory status
- Not FCA-regulated, issues no financial promotions as the FCA defines them, and is not covered by the Financial Ombudsman Service.
Disclaimers & Legal Information (official page, opens in a new tab)
- Nature of the accounts
- Every account is a simulated, demo environment with no real capital at risk. Instant Funding's own pages state that profit payouts derive primarily from the registration fees it collects, not from real trading profits.
Disclaimers & Legal Information (official page, opens in a new tab)
Countries 1
- Restricted countries
- The United States is not restricted, but is limited to Match-Trader; the countries below cannot access the site at all.
Account 4
- Price
- One time, crypto instruments only.$5K$42$10K$79$25K$169$50K$319$100K$589$200K$1,199
Live product API (983395) (official page, opens in a new tab)
- Max drawdown
- Static, fixed to the starting balance.derived: 6% of the account size$5K$300$10K$600$25K$1,500$50K$3,000$100K$6,000$200K$12,000
- Daily Loss Guard
- derived: 4% of the account size$5K$200$10K$400$25K$1,000$50K$2,000$100K$4,000$200K$8,000
- Activation fee
- None.
Payouts 4
- Profit split
- 80%.
- Frequency
- On demand once conditions are met.
- Consistency
- No single day may reach 15% of the total profit.
- Maximum payout
- Not published. No maximum per request is published.
Trading & platform 3
- Platforms
- MetaTrader 5, cTrader and Match-Trader; US residents are limited to Match-Trader.
- Commission
- Commission-free accounts pay no commission. RAW-spreads accounts only: $5 per lot on forex and metals, $2 on commodities and indices, $1 on crypto.
Help: Instrument Commissions (official page, opens in a new tab)
- EAs & bots
- Public third-party EAs are restricted; EAs you build yourself are allowed. Copy trading only between your own accounts.
Company & risk 2
- Regulatory status
- Not FCA-regulated, issues no financial promotions as the FCA defines them, and is not covered by the Financial Ombudsman Service.
Disclaimers & Legal Information (official page, opens in a new tab)
- Nature of the accounts
- Every account is a simulated, demo environment with no real capital at risk. Instant Funding's own pages state that profit payouts derive primarily from the registration fees it collects, not from real trading profits.
Disclaimers & Legal Information (official page, opens in a new tab)
Countries 1
- Restricted countries
- The United States is not restricted, but is limited to Match-Trader; the countries below cannot access the site at all.
Account 5
- Price
- One time, no evaluation.$0.625K$49$1.25K$93$2.5K$142$5K$263$10K$505$20K$989$40K$2,034$80K$4,069$120K$6,049
Live product API (1023595) (official page, opens in a new tab)
- Max drawdown
- Smart Drawdown: starts at 10%, tightens to 5% once the account is up 5%.derived: 10% of the account size$0.625K$62.50$1.25K$125$2.5K$250$5K$500$10K$1,000$20K$2,000$40K$4,000$80K$8,000$120K$12,000
Help: Instant Funding Clarity (official page, opens in a new tab)
- Daily Loss Guard
- None.
Help: Instant Funding Clarity (official page, opens in a new tab)
- Activation fee
- None.
- Account Drawdown circuit breaker
- A separate 2.5% unrealised-loss rule: the first flag cuts the profit split to 50%, a second flag breaches the account.
Help: Instant Funding Clarity (official page, opens in a new tab)
Payouts 5
- Profit split
- 80%, up to 90% with add-on.
Help: Instant Funding Clarity (official page, opens in a new tab)
- Frequency
- First payout 14 days after the first trade; every 7 days after that.
Help: Instant Funding Clarity (official page, opens in a new tab)
- Maximum payout
- Not published. No maximum per request is published.
- News trading & weekend holding
- Only with the News Trading & Weekend Holding add-on.
Help: Instant Funding Clarity (official page, opens in a new tab)
Trading & platform 3
- Platforms
- MetaTrader 5, cTrader and Match-Trader; US residents are limited to Match-Trader.
- Commission
- Commission-free accounts pay no commission. RAW-spreads accounts only: $5 per lot on forex and metals, $2 on commodities and indices, $1 on crypto.
Help: Instrument Commissions (official page, opens in a new tab)
- EAs & bots
- Public third-party EAs are restricted; EAs you build yourself are allowed. Copy trading only between your own accounts.
Company & risk 2
- Regulatory status
- Not FCA-regulated, issues no financial promotions as the FCA defines them, and is not covered by the Financial Ombudsman Service.
Disclaimers & Legal Information (official page, opens in a new tab)
- Nature of the accounts
- Every account is a simulated, demo environment with no real capital at risk. Instant Funding's own pages state that profit payouts derive primarily from the registration fees it collects, not from real trading profits.
Disclaimers & Legal Information (official page, opens in a new tab)
Countries 1
- Restricted countries
- The United States is not restricted, but is limited to Match-Trader; the countries below cannot access the site at all.
Account 5
- Price
- One time, no evaluation.$5K$109$10K$145$25K$252$50K$431$100K$789$200K$1,505
Live product API (1016574) (official page, opens in a new tab)
- Max drawdown
- Trailing on the highest closed balance; it only ever improves and never drops back down.derived: 6% of the account size$5K$300$10K$600$25K$1,500$50K$3,000$100K$6,000$200K$12,000
- Daily Loss Guard
- derived: 3% of the account size$5K$150$10K$300$25K$750$50K$1,500$100K$3,000$200K$6,000
- Activation fee
- None.
- Leverage
- 1:1:30 on forex; lower on commodities, indices, crypto, and metals.
Payouts 4
- Profit split
- 80%.
- Frequency
- On demand, after at least 5 profitable days.
- Consistency
- No single day may reach 20% of the total profit.
- Maximum payout
- Not published. No maximum per request is published.
Trading & platform 3
- Platforms
- MetaTrader 5, cTrader and Match-Trader; US residents are limited to Match-Trader.
- Commission
- Commission-free accounts pay no commission. RAW-spreads accounts only: $5 per lot on forex and metals, $2 on commodities and indices, $1 on crypto.
Help: Instrument Commissions (official page, opens in a new tab)
- EAs & bots
- Public third-party EAs are restricted; EAs you build yourself are allowed. Copy trading only between your own accounts.
Company & risk 2
- Regulatory status
- Not FCA-regulated, issues no financial promotions as the FCA defines them, and is not covered by the Financial Ombudsman Service.
Disclaimers & Legal Information (official page, opens in a new tab)
- Nature of the accounts
- Every account is a simulated, demo environment with no real capital at risk. Instant Funding's own pages state that profit payouts derive primarily from the registration fees it collects, not from real trading profits.
Disclaimers & Legal Information (official page, opens in a new tab)
Countries 1
- Restricted countries
- The United States is not restricted, but is limited to Match-Trader; the countries below cannot access the site at all.
Challenge 8
- Price
- One time.$5K$44$10K$127$25K$205$50K$424$100K$746$200K$1,379
Live product API (359429) (official page, opens in a new tab)
- Profit target
- derived: 10% of the account size$5K+$500$10K+$1,000$25K+$2,500$50K+$5,000$100K+$10,000$200K+$20,000
- Max drawdown
- Static, fixed to the starting balance.derived: 8% of the account size$5K$400$10K$800$25K$2,000$50K$4,000$100K$8,000$200K$16,000
- Daily Loss Guard
- derived: 3% of the account size$5K$150$10K$300$25K$750$50K$1,500$100K$3,000$200K$6,000
- Trading days
- At least 3.
- Consistency to pass
- None; the best-day rule applies once funded.
- Activation fee
- None.
- Leverage
- 1:1:100 on forex; lower on metals, commodities, indices and crypto.
Funded account 5
- Profit split
- 80%, up to 90% with add-on or by reaching 10% over 3 months.
Help: Smart Accounts 90% Split (official page, opens in a new tab)
- Frequency
- On demand once conditions are met.
- Consistency
- No single day may reach 40% of the total profit.
- Minimum payout
- $25.
- Maximum payout
- Not published. No maximum per request is published.
Trading & platform 3
- Platforms
- MetaTrader 5, cTrader and Match-Trader; US residents are limited to Match-Trader.
- Commission
- Commission-free accounts pay no commission. RAW-spreads accounts only: $5 per lot on forex and metals, $2 on commodities and indices, $1 on crypto.
Help: Instrument Commissions (official page, opens in a new tab)
- EAs & bots
- Public third-party EAs are restricted; EAs you build yourself are allowed. Copy trading only between your own accounts.
Company & risk 2
- Regulatory status
- Not FCA-regulated, issues no financial promotions as the FCA defines them, and is not covered by the Financial Ombudsman Service.
Disclaimers & Legal Information (official page, opens in a new tab)
- Nature of the accounts
- Every account is a simulated, demo environment with no real capital at risk. Instant Funding's own pages state that profit payouts derive primarily from the registration fees it collects, not from real trading profits.
Disclaimers & Legal Information (official page, opens in a new tab)
Countries 1
- Restricted countries
- The United States is not restricted, but is limited to Match-Trader; the countries below cannot access the site at all.
Challenge 8
- Price
- One time.$5K$57$10K$100$25K$185$50K$284$100K$500
Live product API (1016678) (official page, opens in a new tab)
- Profit target
- derived: 9% of the account size$5K+$450$10K+$900$25K+$2,250$50K+$4,500$100K+$9,000
- Max drawdown
- Trailing on the highest closed balance; it only ever improves.derived: 6% of the account size$5K$300$10K$600$25K$1,500$50K$3,000$100K$6,000
- Daily Loss Guard
- derived: 4% of the account size$5K$200$10K$400$25K$1,000$50K$2,000$100K$4,000
- Trading days
- None required.
- Consistency to pass
- None.
- Activation fee
- None.
- Leverage
- 1:1:30 on forex; lower on metals, commodities, indices and crypto.
Funded account 4
- Profit split
- 80%, up to 90% with add-on.
- Frequency
- First payout on demand; every 7 days after that.
- Consistency
- None.
- Maximum payout
- Not published. No maximum per request is published.
Trading & platform 3
- Platforms
- MetaTrader 5, cTrader and Match-Trader; US residents are limited to Match-Trader.
- Commission
- Commission-free accounts pay no commission. RAW-spreads accounts only: $5 per lot on forex and metals, $2 on commodities and indices, $1 on crypto.
Help: Instrument Commissions (official page, opens in a new tab)
- EAs & bots
- Public third-party EAs are restricted; EAs you build yourself are allowed. Copy trading only between your own accounts.
Company & risk 2
- Regulatory status
- Not FCA-regulated, issues no financial promotions as the FCA defines them, and is not covered by the Financial Ombudsman Service.
Disclaimers & Legal Information (official page, opens in a new tab)
- Nature of the accounts
- Every account is a simulated, demo environment with no real capital at risk. Instant Funding's own pages state that profit payouts derive primarily from the registration fees it collects, not from real trading profits.
Disclaimers & Legal Information (official page, opens in a new tab)
Countries 1
- Restricted countries
- The United States is not restricted, but is limited to Match-Trader; the countries below cannot access the site at all.
Challenge 7
- Price
- One time.$10K$39$25K$64$50K$114$100K$259$200K$519
Live product API (821028) (official page, opens in a new tab)
- Profit target
- derived: 7% of the account size$10K+$700$25K+$1,750$50K+$3,500$100K+$7,000$200K+$14,000
- Max drawdown
- Static, fixed to the starting balance.derived: 7% of the account size$10K$700$25K$1,750$50K$3,500$100K$7,000$200K$14,000
- Daily Loss Guard
- derived: 4% of the account size$10K$400$25K$1,000$50K$2,000$100K$4,000$200K$8,000
- Trading days
- Not published. Not published on this program's own page.
- Consistency to pass
- None; the best-day rule applies once funded.
- Activation fee
- None.
Funded account 5
- Profit split
- 80%.
- Frequency
- On demand once conditions are met.
- Consistency
- No single day may reach 15% of the total profit.
- Minimum payout
- $25.
- Maximum payout
- Not published. No maximum per request is published.
Trading & platform 3
- Platforms
- MetaTrader 5, cTrader and Match-Trader; US residents are limited to Match-Trader.
- Commission
- Commission-free accounts pay no commission. RAW-spreads accounts only: $5 per lot on forex and metals, $2 on commodities and indices, $1 on crypto.
Help: Instrument Commissions (official page, opens in a new tab)
- EAs & bots
- Public third-party EAs are restricted; EAs you build yourself are allowed. Copy trading only between your own accounts.
Company & risk 2
- Regulatory status
- Not FCA-regulated, issues no financial promotions as the FCA defines them, and is not covered by the Financial Ombudsman Service.
Disclaimers & Legal Information (official page, opens in a new tab)
- Nature of the accounts
- Every account is a simulated, demo environment with no real capital at risk. Instant Funding's own pages state that profit payouts derive primarily from the registration fees it collects, not from real trading profits.
Disclaimers & Legal Information (official page, opens in a new tab)
Countries 1
- Restricted countries
- The United States is not restricted, but is limited to Match-Trader; the countries below cannot access the site at all.
Challenge 7
- Price
- One time, crypto instruments only.$5K$89$10K$179$25K$229$50K$410$100K$799$200K$519
Live product API (983465) (official page, opens in a new tab)
- Profit target
- derived: 10% of the account size$5K+$500$10K+$1,000$25K+$2,500$50K+$5,000$100K+$10,000$200K+$20,000
- Max drawdown
- Static, fixed to the starting balance.derived: 6% of the account size$5K$300$10K$600$25K$1,500$50K$3,000$100K$6,000$200K$12,000
- Daily Loss Guard
- derived: 3% of the account size$5K$150$10K$300$25K$750$50K$1,500$100K$3,000$200K$6,000
- Trading days
- At least 7.
- Consistency to pass
- None; a payout instead needs a minimum net profit and the trading-days minimum.
- Activation fee
- None.
Funded account 4
- Profit split
- 80%.
- Frequency
- Every 7 days once eligible.
- Trading days
- At least 7 between payouts.
- Maximum payout
- Not published. No maximum per request is published.
Trading & platform 3
- Platforms
- MetaTrader 5, cTrader and Match-Trader; US residents are limited to Match-Trader.
- Commission
- Commission-free accounts pay no commission. RAW-spreads accounts only: $5 per lot on forex and metals, $2 on commodities and indices, $1 on crypto.
Help: Instrument Commissions (official page, opens in a new tab)
- EAs & bots
- Public third-party EAs are restricted; EAs you build yourself are allowed. Copy trading only between your own accounts.
Company & risk 2
- Regulatory status
- Not FCA-regulated, issues no financial promotions as the FCA defines them, and is not covered by the Financial Ombudsman Service.
Disclaimers & Legal Information (official page, opens in a new tab)
- Nature of the accounts
- Every account is a simulated, demo environment with no real capital at risk. Instant Funding's own pages state that profit payouts derive primarily from the registration fees it collects, not from real trading profits.
Disclaimers & Legal Information (official page, opens in a new tab)
Countries 1
- Restricted countries
- The United States is not restricted, but is limited to Match-Trader; the countries below cannot access the site at all.
Challenge 7
- Price
- One time, covering both phases.$5K$48$10K$89$25K$163$50K$296$100K$539$200K$1,078
Live product API (359555) (official page, opens in a new tab)
- Profit target
- 8% in the first phase, then 5% in the second.
- Max drawdown
- Static, fixed to the starting balance.derived: 10% of the account size$5K$500$10K$1,000$25K$2,500$50K$5,000$100K$10,000$200K$20,000
- Daily Loss Guard
- derived: 5% of the account size$5K$250$10K$500$25K$1,250$50K$2,500$100K$5,000$200K$10,000
- Trading days
- At least 3.
- Consistency to pass
- None; the best-day rule applies once funded.
- Activation fee
- None.
Funded account 5
- Profit split
- 80%, up to 90% with add-on or by reaching 10% with a trade 90+ days old.
- Frequency
- On demand once conditions are met.
- Consistency
- No single day may reach 40% of the total profit.
- Minimum payout
- $25.
- Maximum payout
- Not published. No maximum per request is published.
Trading & platform 3
- Platforms
- MetaTrader 5, cTrader and Match-Trader; US residents are limited to Match-Trader.
- Commission
- Commission-free accounts pay no commission. RAW-spreads accounts only: $5 per lot on forex and metals, $2 on commodities and indices, $1 on crypto.
Help: Instrument Commissions (official page, opens in a new tab)
- EAs & bots
- Public third-party EAs are restricted; EAs you build yourself are allowed. Copy trading only between your own accounts.
Company & risk 2
- Regulatory status
- Not FCA-regulated, issues no financial promotions as the FCA defines them, and is not covered by the Financial Ombudsman Service.
Disclaimers & Legal Information (official page, opens in a new tab)
- Nature of the accounts
- Every account is a simulated, demo environment with no real capital at risk. Instant Funding's own pages state that profit payouts derive primarily from the registration fees it collects, not from real trading profits.
Disclaimers & Legal Information (official page, opens in a new tab)
Countries 1
- Restricted countries
- The United States is not restricted, but is limited to Match-Trader; the countries below cannot access the site at all.
Challenge 7
- Price
- One time, covering both phases.$5K$49$10K$69$25K$99$50K$179$100K$289$200K$599
Live product API (976739) (official page, opens in a new tab)
- Profit target
- 8% in the first phase, then 5% in the second (the program's own page states a lower figure in one sentence: see the official pages that disagree).
- Max drawdown
- Static, fixed to the starting balance.derived: 10% of the account size$5K$500$10K$1,000$25K$2,500$50K$5,000$100K$10,000$200K$20,000
- Daily Loss Guard
- derived: 4% of the account size$5K$200$10K$400$25K$1,000$50K$2,000$100K$4,000$200K$8,000
- Trading days
- Not published. Not published on this program's own page.
- Consistency to pass
- None; the best-day rule applies once funded.
- Activation fee
- None.
Funded account 5
- Profit split
- 80%.
- Frequency
- On demand once conditions are met.
- Consistency
- No single day may reach 15% of the total profit, tighter than plain Two-Phase.
- Minimum payout
- $25.
- Maximum payout
- Not published. No maximum per request is published.
Trading & platform 3
- Platforms
- MetaTrader 5, cTrader and Match-Trader; US residents are limited to Match-Trader.
- Commission
- Commission-free accounts pay no commission. RAW-spreads accounts only: $5 per lot on forex and metals, $2 on commodities and indices, $1 on crypto.
Help: Instrument Commissions (official page, opens in a new tab)
- EAs & bots
- Public third-party EAs are restricted; EAs you build yourself are allowed. Copy trading only between your own accounts.
Company & risk 2
- Regulatory status
- Not FCA-regulated, issues no financial promotions as the FCA defines them, and is not covered by the Financial Ombudsman Service.
Disclaimers & Legal Information (official page, opens in a new tab)
- Nature of the accounts
- Every account is a simulated, demo environment with no real capital at risk. Instant Funding's own pages state that profit payouts derive primarily from the registration fees it collects, not from real trading profits.
Disclaimers & Legal Information (official page, opens in a new tab)
Countries 1
- Restricted countries
- The United States is not restricted, but is limited to Match-Trader; the countries below cannot access the site at all.
Challenge 6
- Price
- One time.$10K$49$25K$69$50K$99
Live product API (1039508) (official page, opens in a new tab)
- Profit target
- 6%, plus 5 minimum profitable days at 0.25% or more each.
- Max drawdown
- End-of-day trailing on the highest daily balance; locks permanently at the starting balance.derived: 4% of the account size$10K$400$25K$1,000$50K$2,000
- Daily Loss Guard
- None: risk is managed only through the end-of-day drawdown.
- Activation fee
- None.
- Leverage
- 1:1:30 on forex; lower on commodities, indices and crypto.
Funded account 5
- Profit split
- 80% flat.
- Frequency
- On demand once conditions are met.
- Consistency
- No single day may reach 40% of the total profit, plus 5 minimum profitable days.
- Minimum payout
- $250.
- Maximum payout
- $2,000 per request: 50% of the profit in the account, whichever is less. At most five lifetime payouts, then the account closes.
Trading & platform 3
- Platforms
- MetaTrader 5, cTrader and Match-Trader; US residents are limited to Match-Trader.
- Commission
- Commission-free accounts pay no commission. RAW-spreads accounts only: $5 per lot on forex and metals, $2 on commodities and indices, $1 on crypto.
Help: Instrument Commissions (official page, opens in a new tab)
- EAs & bots
- Public third-party EAs are restricted; EAs you build yourself are allowed. Copy trading only between your own accounts.
Company & risk 2
- Regulatory status
- Not FCA-regulated, issues no financial promotions as the FCA defines them, and is not covered by the Financial Ombudsman Service.
Disclaimers & Legal Information (official page, opens in a new tab)
- Nature of the accounts
- Every account is a simulated, demo environment with no real capital at risk. Instant Funding's own pages state that profit payouts derive primarily from the registration fees it collects, not from real trading profits.
Disclaimers & Legal Information (official page, opens in a new tab)
Countries 1
- Restricted countries
- The United States is not restricted, but is limited to Match-Trader; the countries below cannot access the site at all.
Read before you buy
Traps and contradictions
From Instant Funding's own pages. The watch-outs follow the program you picked. Where two official pages say different things, both are shown: check with Instant Funding before you buy.
Watch out: Pro 3
- Smart Drawdown
Starts at 10% of the starting balance and tightens to 5% once the account is up 5%; the two figures apply at different times, not together.
- No daily loss guard
There is no separate daily limit: only the overall Smart Drawdown protects the account.
- Regulatory status
Not FCA-regulated and not covered by the Financial Ombudsman Service; accounts are simulated and payouts derive primarily from registration fees.
Disclaimers & Legal Information (official page, opens in a new tab)
Watch out: Lite 2
- Two drawdown limits
A 4% daily loss guard on top of the Smart Drawdown that starts at 10%.
Help: Instant Funding Lite (official page, opens in a new tab)
- Regulatory status
Not FCA-regulated and not covered by the Financial Ombudsman Service; accounts are simulated and payouts derive primarily from registration fees.
Disclaimers & Legal Information (official page, opens in a new tab)
Watch out: Micro Pro 2
- Best-day rule
No single day may reach 15% of the total profit, checked on every payout.
- Maximum payout
Not published for this program.
Help: Profit Cap (official page, opens in a new tab)Help: Payouts (official page, opens in a new tab)
Watch out: IF1 2
- 24-hour lifetime
Only one trade open at a time, for exactly 24 hours from the first trade, then the account closes with at most one payout.
- Naming
The live product API names this account "IF Starter"; the help center and every other page call it IF1.
Live product API (866986) (official page, opens in a new tab)
Watch out: Micro Crypto 2
- Best-day rule
No single day may reach 15% of the total profit, checked on every payout request.
- Maximum payout
Not published for this program.
Help: Profit Cap (official page, opens in a new tab)Help: Payouts (official page, opens in a new tab)
Watch out: Clarity 2
- Add-ons needed
News trading and weekend holding both require a paid add-on; without it, positions auto-close before the weekend.
Help: Instant Funding Clarity (official page, opens in a new tab)
- Circuit breaker
A 2.5% unrealised-loss rule separate from the Smart Drawdown: a first flag cuts the split to 50%, a second breaches the account.
Help: Instant Funding Clarity (official page, opens in a new tab)
Watch out: Micro Clarity 2
- Minimum days
At least 5 profitable days between payouts, each at 0.5% profit or more.
- Priced above Micro Pro
Every size costs more than the equal-size IF Micro Pro account.
Live product API (1016574) (official page, opens in a new tab)
Watch out: Pro 2
- Trading days
At least 3 to pass, each a separate day.
- Best-day rule
Once funded, no single day may reach 40% of the total profit.
Watch out: Lite 2
- Trailing floor
The 6% drawdown only ever improves and never resets back down.
- Maximum payout
Not published for this program.
Help: Profit Cap (official page, opens in a new tab)Help: Payouts (official page, opens in a new tab)
Watch out: Micro 2
- Trading days unstated
This program's own page does not restate a minimum-trading-days figure.
Help: One-Phase Micro (official page, opens in a new tab)Help: Two-Phase Micro (official page, opens in a new tab)
- Best-day rule
Once funded, no single day may reach 15% of the total profit.
Watch out: Crypto 2
- Pricing anomaly
The $200,000 size is priced below the $50,000 and $100,000 sizes on the live checkout.
Live product API (983465) (official page, opens in a new tab)
- Trading days
At least 7 both to pass and between payouts.
Watch out: 2-Phase 2
- Two phases
8% then 5%, at least 3 trading days.
- Best-day rule
Once funded, no single day may reach 40% of the total profit.
Watch out: 2-Phase Micro 2
- Second-phase target disputed
The program's own sentence and its own worked example do not agree on the second-phase figure.
- Trading days unstated
This program's own page does not restate a minimum-trading-days figure.
Help: One-Phase Micro (official page, opens in a new tab)Help: Two-Phase Micro (official page, opens in a new tab)
Watch out: Evolve 2
- Five payouts, then closed
A $2,000 cap per request and 50% of profit, at most five lifetime payouts, then the account closes for good.
- No overnight or weekend
Every position must close by 4:55pm ET; weekend holding is not permitted at all.
Official pages disagree 7
- Two-Phase Micro: Phase 2 targetAThe program's own page states the Phase 2 target as 4% in its sentence, but its own worked example computes $500 on a $10,000 account, which is 5%.Help: Two-Phase Micro (official page, opens in a new tab)BThe site-wide Trading Rules comparison table separately states 8% and 5% for the same column.Trading Rules (official page, opens in a new tab)
- How fast payouts are processedAThe Payouts help page: standard processing within 48 business hours.Help: Payouts (official page, opens in a new tab)BThe Trading Rules page: "we aim to process all payouts within 24 hours of request."Trading Rules (official page, opens in a new tab)
- Two different products both called "IF Micro Pro"AThe current, actively marketed IF Micro Pro is a separate product from an older, archived one.Help: IF Micro Pro (official page, opens in a new tab)BA discontinued product carries the literal title "IF Micro Pro" and is explicitly marked no longer available for new purchases; the firm's own program index lists it separately as archived.Help: IF Micro Pro (Archived) (official page, opens in a new tab)
- IF1, or IF Starter?AThe dedicated help article, the program index and the Trading Rules table all call this product IF1.Help: IF1 (official page, opens in a new tab)BThe live product API returns this same product's own title as "IF Starter".Live product API (866986) (official page, opens in a new tab)
3 more, lower stakes
- Instant Funding Pro's former nameAThe homepage selector says Instant Funding Pro was previously called "Instant Funding Original".Home page (official page, opens in a new tab)BThe dedicated help article's own byline instead reads "Previously known as: Instant Funding Smart", a third, different name.Help: Instant Funding Pro (official page, opens in a new tab)
- Pricing anomalies on the live checkoutAOne-Phase Crypto's $200,000 size is priced cheaper than its own $50,000 and $100,000 sizes.Live product API (983465) (official page, opens in a new tab)BOne-Phase Micro's published lot-size table includes a $5,000 row even though $5,000 is not sold as a size today.Help: One-Phase Micro (official page, opens in a new tab)
- A registration number shared with a company numberAThe disclaimers page states Instant Funding's ICO (data protection) registration number as 12696083.Disclaimers & Legal Information (official page, opens in a new tab)BThat is the exact same number the same page quotes as Acello Ltd's Companies House company number, recorded verbatim and not independently checked against the ICO register.Disclaimers & Legal Information (official page, opens in a new tab)
Compare
Instant Funding Pro against other firms' instant accounts
Instant (no-evaluation) forex accounts only: Pro at $10K against the 5 accounts of other firms closest to it on cost per $1K of max drawdown, one per firm. Prices use our code where one exists.
Instant Funding Pro $10K: $459.00 per $1K of max drawdown at the list price.
| Account | Price | Max drawdown | Cost per $1K | Drawdown | Daily loss limit | Split | First payout | Payouts | Compare |
|---|---|---|---|---|---|---|---|---|---|
 Blueberry FundedInstant Elite · $10K | $400list price | $1,000 | $400.00−$59.00 vs Instant Funding | Trailing → locks | None | 80% | 5 trading days + $100 profit | Every 14 days | Instant Funding vs Blueberry Funded |
 FundedSquadInstant Flex · $10K | $219list price | $500 | $438.00−$21.00 vs Instant Funding | Static | $300 | 70%, 90% with add-on | 4 profitable days | On demand | Instant Funding vs FundedSquad |
 TopOne TraderInstant Prime · $10K | $223list price | $500 | $446.00−$13.00 vs Instant Funding | Trailing → locks | $250 | 80% → 100% | 14 days | Every 14 days | Instant Funding vs TopOne Trader |
| Instant FundingPro · $10K | $459list price | $1,000 | $459.00 | Static | None | 80%, 90% with add-on | 14 days + 5% profit | Every 7 days | This page |
 Goat Funded TraderInstant Premium · $10K | $297list price | $600 | $494.45+$35.45 vs Instant Funding | Trailing | $300 | 80% | 5 profitable days | Every 14 days | Instant Funding vs Goat Funded Trader |
 FXIFYInstant Funding Standard · $10K | $449list price | $800 | $561.25+$102.25 vs Instant Funding | Trailing → locks | $800 | 80%, 90% with add-on | 14 days + $50 profit | Every 14 days | Instant Funding vs FXIFY |
Figures from each firm’s own pages, data Sep 26, 2026. Cost per $1K = price ÷ max drawdown × 1,000.
FAQ
Instant Funding questions, answered from the data
How much does Instant Funding cost?
The seven instant accounts run from $49–$99 for... the smallest evaluation to $6,049 for the largest Instant Funding Clarity account; the seven evaluations start at $39–$519. Every price here is a list price.
Live product API (1039508) (official page, opens in a new tab)Live product API (1023595) (official page, opens in a new tab)Live product API (821028) (official page, opens in a new tab)
Is Instant Funding regulated?
No. Instant Funding's own pages state it is not FCA-regulated, does not issue financial promotions as the FCA defines them, and is not covered by the Financial Ombudsman Service. Every account is a simulated, demo environment with no real capital at risk, and profit payouts derive primarily from the registration fees the company collects, not from real trading profits.
Disclaimers & Legal Information (official page, opens in a new tab)
What is the Instant Funding activation fee?
None, on any of the fourteen programs: Instant Funding does not charge a separate activation fee or a monthly fee on any account.
What are the Instant Funding payout rules?
They depend on the program. Instant Funding Pro and Lite pay a 80% split every 7 days once locked in; the Micro family and most evaluations pay on demand with a best-day rule of 15% to 40%; IF1 pays once, at 90%; IF Evolve caps each request at $2,000 and allows at most five lifetime payouts. No maximum payout per request is published for the other thirteen programs.
Home page (official page, opens in a new tab)Help: Instant Funding Pro (official page, opens in a new tab)Help: IF Micro Pro (official page, opens in a new tab)Help: One-Phase Pro (official page, opens in a new tab)Help: IF1 (official page, opens in a new tab)Help: Profit Cap (official page, opens in a new tab)
Does Instant Funding have a consistency rule?
To pass a Challenge, no: none of the seven evaluations require it. Once funded or on an instant account, most programs hold a payout if a single day (or, on IF1, a single trade) reaches a stated share of the profit: 15% on IF1, 15% on the Micro family, 40% on One-Phase Pro and Two-Phase, 15% on Two-Phase Micro. Instant Funding Pro, Lite, Clarity, One-Phase Lite and One-Phase Crypto have none published.
Help: IF1 (official page, opens in a new tab)Help: IF Micro Pro (official page, opens in a new tab)Help: One-Phase Pro (official page, opens in a new tab)Help: Two-Phase Micro (official page, opens in a new tab)
Does Instant Funding accept US traders?
Yes, but US residents are limited to the Match-Trader platform; MetaTrader 5 and cTrader are not offered to US clients. The United States is not on Instant Funding's restricted-country list.
Home page (official page, opens in a new tab)Restricted Countries (official page, opens in a new tab)
Can you use EAs on Instant Funding?
Public third-party EAs are restricted; EAs you build yourself are allowed. Copy trading is allowed only between your own Instant Funding accounts.
Can you reset an Instant Funding account?
Yes: a Retry button in the dashboard buys a brand-new account of the same product, with an eligible discount automatically applied and shown only at checkout. No flat reset price or percentage is published.
Help: Resetting an Account (official page, opens in a new tab)Help: Monthly Fees (official page, opens in a new tab)