FundedKeys

Firm review · Forex

ThinkCapital review: Lightning, Dual Step, Nexus and Bolt

Five ThinkCapital programs, each paid once. Lightning is a one-phase evaluation from $59; Dual Step has an Intraday plan from $59 and a Swing plan from $82, both two phases; Nexus is three phases from $39. Evaluations run from $5K to $100K. Bolt is funded on purchase, from $49, with no evaluation. Every price is a list price.

Rules checked on thinkcapital.comSep 30, 202620 official pages citedMethodology

ThinkCapital prices

Checked on thinkcapital.com Sep 30, 2026
Our code−20%
PFK

The prices here are list prices.

Program
Account size · list price
Profit target
+$5,000
to pass; 3 trading days minimum
no consistency rule to pass
Max drawdown
$3,000
stops trailing at $50,000
6% of the account (dollars derived)
Daily loss limit
$1,500
per day; balance- or equity-based by program
3% of the account (dollars derived)
Activation fee
Not published
no activation fee is published either way
To the funded account
$299
the price only: activation fee not published
Payout cap
Not published
no cap published

List price
$299

$50K LightningLightning · one-time

Get ThinkCapital Lightning: copies PFK and opens thinkcapital.com in a new tab

Copies PFK, then opens thinkcapital.com. Affiliate link.

At a glance

Listed in: Forex instant funding accounts, EA and bots allowed, TradingView-compatible accounts

Ways in

Which way in costs least?

For the size you pick: each program at its list price, and how many evaluation attempts cost less than one Bolt account of the same size. No pass rate is assumed.

At $50K: each way in at its list price, against one Bolt account ($599).

Size

Boltone-time, no evaluation

$599one account, one-time

Lightningone-time evaluation

$5982 attempts under one Bolt

Dual Step Intradayone-time evaluation

$5982 attempts under one Bolt

Dual Step Swingone-time evaluation

$4181 attempt under one Bolt

Nexusone-time evaluation

$5973 attempts under one Bolt

Way inList priceActivation feeTo the funded accountProfit targetMax drawdownDays to passConsistency, payout stagePayout capEvaluation reset
Lightningone-time evaluation$299Not published$299+$5,000$3,0003 daysNoneNot publishedNot published
Dual Step Intradayone-time evaluation$299Not published$299+$4,500 → +$2,500$3,5003 daysNoneNot publishedNot published
Dual Step Swingone-time evaluation$418Not published$418+$4,500 → +$2,500$3,5003 daysNoneNot publishedNot published
Nexusone-time evaluation$199Not published$199+$3,500 → +$3,000 → +$2,500$4,0003 daysNoneNot publishedNot published
Boltone-time, no evaluation$599Not published$599None$3,000No evaluationAt most 20%NoneNot published
  • Add-ons such as news trading, the 90% split and weekly payouts are bought at checkout; no captured page gives their price, so none is added to a list price here.
  • No pass rate is assumed: the months are how many you could pay before one Bolt costs less, not how long passing takes.

Lightning program page (official page, opens in a new tab)Dual Step program page (official page, opens in a new tab)Nexus program page (official page, opens in a new tab)Bolt instant funding page (official page, opens in a new tab)Terms of Service (official page, opens in a new tab)FAQ home (official page, opens in a new tab)

Accounts

All 25 ThinkCapital accounts

Five programs, one price per size, each paid once. The evaluations sell $5K to $100K; Bolt sells $2.5K to $50K. The two Dual Step plans are priced separately.

Accounts255 plans · 6 sizes
List price$39–$698
Activation feeNot published
DataSep 30, 2026

Showing 5 of 25: Lightning. List prices checked on Sep 30, 2026; your selected account is highlighted.

Show
Sort
BillingConsistency, payout stage
Lightning$5Kone-time$59Not published+$500$300$150NoneNot published
Lightning$10Kone-time$99Not published+$1,000$600$300NoneNot published
Lightning$25Kone-time$199Not published+$2,500$1,500$750NoneNot published
Lightning$50Kone-time$299Not published+$5,000$3,000$1,500NoneNot published
Lightning$100Kone-time$499Not published+$10,000$6,000$3,000NoneNot published

Payout rules

ThinkCapital payout rules: the path to your first payout

Worked on the account you pick, from the official pages. No payout cap or withdrawal target is published for the evaluation programs, and Bolt has no cap, so the path lists the rules instead of a worked balance.

Showing Lightning $50K

Lightning $50K: from purchase to the payout rules

How to read it: no published cap, withdrawal target or share of the profit bounds each request here, so no balance is drawn: the stations list the rules that decide each payout.

Lightning program page (official page, opens in a new tab)

  1. Buy

    $299

    one-time payment

    Floor on day 1
    $47,000: $3,000 below the start, trailing, locking at the starting balance, until it stops at $50,000
    Daily loss limit
    $1,500: per day; balance- or equity-based by program
    Reset
    Not published.

    Lightning program page (official page, opens in a new tab)

  2. Pass the target

    +$5,000

    to pass the evaluation

    Minimum days
    3 trading days minimum
    Best day to pass
    no consistency rule while you qualify
    Max drawdown
    $3,000, trailing, locking at the starting balance

    Lightning program page (official page, opens in a new tab)

  3. funded account

    Not published

    activation fee: not published

    So far
    $299: the price; no activation fee is published
    Daily loss limit
    Not published.
    Reset after a breach
    Not published.

    How it works (official page, opens in a new tab)

  4. First payout

    3 profitable days

    per request; you keep 80% (90% with the paid add-on)

    Days before the first request
    3 trading days with 0.5% profit or more
    Best day
    no consistency rule at this stage
    Maximum payout
    Not published.
    Minimum payout
    $100

    Help: consistency rule (official page, opens in a new tab)Terms of Service (official page, opens in a new tab)Lightning program page (official page, opens in a new tab)Help: minimum profitable trading days (official page, opens in a new tab)

  5. After that

    every 14 days (7 days with the paid add-on)

    the same rules each cycle

    How often
    every 14 days (7 days with the paid add-on)
    Arrival
    Once a payout is processed it may take 24 to 48 hours to show in the account.

    Help: consistency rule (official page, opens in a new tab)Lightning program page (official page, opens in a new tab)Help: payout process (official page, opens in a new tab)

Price paid$299activation fee not published
First payout3 profitable days
Maximum payoutNot published
Profit split80%90% with the paid add-on

ThinkCapital Lightning $50K: $299 at the list price.

Get ThinkCapital Lightning: copies PFK and opens thinkcapital.com in a new tab

Consistency

ThinkCapital consistency rule, worked out

Lightning, Dual Step and Nexus have no consistency rule; Bolt applies a best-day rule, worked out below.

Largest profitable day ÷ net profit (since your last payout request, or during the evaluation), capped by each plan. “Under” means the day must stay below the cap; “at most” means it may equal it.

Check your own days in the consistency calculator · Plan your risk on this account in the risk planner

Plan and sizeStageRuleLargest day allowedFewest profitable days
Lightning · $50KEvaluationNone

Lightning program page (official page, opens in a new tab)

Any size—
Lightning · $50KLightning funded accountNone

Help: consistency rule (official page, opens in a new tab)

Any size—
Dual Step Intraday · $50KEvaluationNone

Dual Step program page (official page, opens in a new tab)

Any size—
Dual Step Intraday · $50KDual Step funded accountNone

Help: consistency rule (official page, opens in a new tab)

Any size—
Dual Step Swing · $50KEvaluationNone

Dual Step program page (official page, opens in a new tab)

Any size—
Dual Step Swing · $50KDual Step funded accountNone

Help: consistency rule (official page, opens in a new tab)

Any size—
Nexus · $50KEvaluationNone

Nexus program page (official page, opens in a new tab)

Any size—
Nexus · $50KNexus funded accountNone

Help: consistency rule (official page, opens in a new tab)

Any size—
Bolt · $50KPayouts (no evaluation)At most 20%

Help: consistency rule (official page, opens in a new tab)

at most 20% of the total profit5

Worked example

  1. Worked example: with $1,000 of total profit, the best single day on Bolt may not be worth more than $200; a bigger best day means more trading before a payout.

Help: consistency rule (official page, opens in a new tab)

Rules

ThinkCapital rules, with their sources

Checked on thinkcapital.com and its help center on Sep 30, 2026. First the key rules of the programs side by side at the size you picked, then every rule of the selected program, each with its source.

Program

Key rules of every plan at $50K, side by side; the column of your plan is highlighted.

RuleLightningDual Step IntradayDual Step SwingNexusBolt
List price$299 one-timeLightning program page (official page, opens in a new tab)$299 one-timeDual Step program page (official page, opens in a new tab)$418 one-timeDual Step program page (official page, opens in a new tab)$199 one-timeNexus program page (official page, opens in a new tab)$599 one-timeBolt instant funding page (official page, opens in a new tab)
Activation feeNot publishedHow it works (official page, opens in a new tab)Not publishedHow it works (official page, opens in a new tab)Not publishedHow it works (official page, opens in a new tab)Not publishedHow it works (official page, opens in a new tab)Not publishedBolt instant funding page (official page, opens in a new tab)
Profit target+$5,000Lightning program page (official page, opens in a new tab)+$4,500 → +$2,500Dual Step program page (official page, opens in a new tab)+$4,500 → +$2,500Dual Step program page (official page, opens in a new tab)+$3,500 → +$3,000 → +$2,500Nexus program page (official page, opens in a new tab)No evaluationBolt instant funding page (official page, opens in a new tab)
Max drawdown$3,000Lightning program page (official page, opens in a new tab)$3,500Dual Step program page (official page, opens in a new tab)$3,500Dual Step program page (official page, opens in a new tab)$4,000Nexus program page (official page, opens in a new tab)$3,000Bolt instant funding page (official page, opens in a new tab)
Daily loss limit$1,500Lightning program page (official page, opens in a new tab)$2,000Dual Step program page (official page, opens in a new tab)$2,000Dual Step program page (official page, opens in a new tab)$2,000Nexus program page (official page, opens in a new tab)$1,500Bolt instant funding page (official page, opens in a new tab)
Days to pass3 daysLightning program page (official page, opens in a new tab)3 daysDual Step program page (official page, opens in a new tab)3 daysDual Step program page (official page, opens in a new tab)3 daysNexus program page (official page, opens in a new tab)No evaluationBolt instant funding page (official page, opens in a new tab)
Consistency to passNoneLightning program page (official page, opens in a new tab)NoneDual Step program page (official page, opens in a new tab)NoneDual Step program page (official page, opens in a new tab)NoneNexus program page (official page, opens in a new tab)No evaluationBolt instant funding page (official page, opens in a new tab)
Consistency at payoutNoneHelp: consistency rule (official page, opens in a new tab)NoneHelp: consistency rule (official page, opens in a new tab)NoneHelp: consistency rule (official page, opens in a new tab)NoneHelp: consistency rule (official page, opens in a new tab)At most 20%Help: consistency rule (official page, opens in a new tab)
Payout cap per requestNot publishedLightning program page (official page, opens in a new tab)Not publishedDual Step program page (official page, opens in a new tab)Not publishedDual Step program page (official page, opens in a new tab)Not publishedNexus program page (official page, opens in a new tab)NoneBolt instant funding page (official page, opens in a new tab)
Minimum payout$100Terms of Service (official page, opens in a new tab)$100Terms of Service (official page, opens in a new tab)$100Terms of Service (official page, opens in a new tab)$100Terms of Service (official page, opens in a new tab)$100Terms of Service (official page, opens in a new tab)
Before each payout3 trading days firstHelp: minimum profitable trading days (official page, opens in a new tab)3 trading days firstHelp: minimum profitable trading days (official page, opens in a new tab)3 trading days firstHelp: minimum profitable trading days (official page, opens in a new tab)3 trading days firstHelp: minimum profitable trading days (official page, opens in a new tab)5 trading days firstBolt instant funding page (official page, opens in a new tab)
Evaluation resetNot publishedLightning program page (official page, opens in a new tab)Not publishedDual Step program page (official page, opens in a new tab)Not publishedDual Step program page (official page, opens in a new tab)Not publishedNexus program page (official page, opens in a new tab)Not publishedBolt instant funding page (official page, opens in a new tab)
funded account resetNot publishedLightning program page (official page, opens in a new tab)Not publishedDual Step program page (official page, opens in a new tab)Not publishedDual Step program page (official page, opens in a new tab)Not publishedNexus program page (official page, opens in a new tab)Not publishedBolt instant funding page (official page, opens in a new tab)

Evaluation 9

Price
Paid once, with no monthly fee.$5K$59$10K$99$25K$199$50K$299$100K$499

Lightning program page (official page, opens in a new tab)

Profit target
One phase: 10%, reached without breaking the loss limits.$5K+$500$10K+$1,000$25K+$2,500$50K+$5,000$100K+$10,000

Lightning program page (official page, opens in a new tab)

Maximum loss
6% trailing, locked at the initial balance once the balance has grown by 6%.derived: 6% of the account size$5K$300$10K$600$25K$1,500$50K$3,000$100K$6,000

Lightning program page (official page, opens in a new tab)

Daily loss
3%, balance-based.derived: 3% of the account size$5K$150$10K$300$25K$750$50K$1,500$100K$3,000

Lightning program page (official page, opens in a new tab)

Trading days
At least 3 calendar days with a trade, and no time limit.

Lightning program page (official page, opens in a new tab)

Consistency to pass
None: the help article says the consistency rule applies to Bolt only.

Lightning program page (official page, opens in a new tab)

Leverage
Fixed by asset class: forex 1:30, indices 1:5, metals and oil 1:10, crypto 1:1.

Help: leverage, commission and swaps (official page, opens in a new tab)

Funded account 8

Profit split
80% of the profit, or 90% with scaling or the checkout add-on.

Lightning program page (official page, opens in a new tab)

How often
Every 14 days, counted from the first trade; every 7 days with the weekly-payout add-on.

Lightning program page (official page, opens in a new tab)

Before a payout
At least 3 profitable days, each closed 0.5% or more up with the balance above the starting balance.

Help: minimum profitable trading days (official page, opens in a new tab)

Scaling
A 10% return in three months adds 20% to the account, up to $1,000,000 in total. Another official page gives a different total (see the official pages that disagree).

Lightning program page (official page, opens in a new tab)

News and holding 2

Overnight and weekend
Overnight and weekend holding are both allowed, on the challenge and on the funded account.

Help: overnight and weekend holding (official page, opens in a new tab)

Trading rules 6

EAs and bots
Allowed by default on every account type. ThinkTrader has no traditional EA feature, so a compatible third-party tool is used after telling support in advance. The Terms limit the default to MT5 accounts (see the official pages that disagree).

Help: Expert Advisors (official page, opens in a new tab)Lightning program page (official page, opens in a new tab)Terms of Service (official page, opens in a new tab)Nexus program page (official page, opens in a new tab)

Copy trading
Allowed between a trader's own ThinkCapital accounts; copying from other prop firm accounts or personal accounts is not.

Help: copy trading (official page, opens in a new tab)

VPN and VPS
VPNs are not allowed; a VPS from ForexVPS is. Neither may be used during identity verification.

Help: VPN and VPS (official page, opens in a new tab)

Lot size
No restriction on lot size, within the leverage limits assigned to the account.

Help: lot size (official page, opens in a new tab)

Commission and swaps
No commission on any asset; spreads are the standard ones. Swap charges are not published on the pages checked.

Help: leverage, commission and swaps (official page, opens in a new tab)Lightning program page (official page, opens in a new tab)Terms of Service (official page, opens in a new tab)

Accounts and payouts 4

Inactivity
At least one trade every 30 days. A challenge account with none is terminated without refund; a funded account in profit with none loses its payouts and is terminated.

Terms of Service (official page, opens in a new tab)

Payout methods
USDT (TRC20 or ERC20), Rise (a $50 flat fee once a month) or a ThinkMarkets live account, which US residents cannot use. Requests are processed within 3 business days, with every position closed.

Help: payout process (official page, opens in a new tab)Terms of Service (official page, opens in a new tab)

Fee reimbursement
The Terms reimburse the challenge fee when the funded account is in profit and all terms are met. How much and when is not stated on the pages checked.

Terms of Service (official page, opens in a new tab)How it works (official page, opens in a new tab)FAQ home (official page, opens in a new tab)

Refunds
A consumer may withdraw within 10 days of the order, but opening the first demo trade ends that right. A refund is paid within 14 days and a $20 flat fee may be withheld. No refund is owed when an evaluation is failed or the customer closes the account.

Terms of Service (official page, opens in a new tab)

Countries and status 4

Restricted countries
Residents and citizens of the listed countries are not accepted, and traders must be over 18. The Terms and the page footers also name Guinea, Haiti, Iraq and Venezuela (see the official pages that disagree).
29 countries in the help article

Afghanistan, Albania, Australia, British Columbia, Burma (Myanmar), Burundi, Central African Republic, Cuba, Cyprus, Iran, Kosovo, Lebanon, Libya, Mali, Midway Islands, North Korea, Republic of the Congo, Samoa, Somalia, Sudan, Syria, Vatican City State, West Bank, Western Sahara, Yemen, Zambia, Ukraine, Russia, Vietnam

Help: eligibility and restricted countries (official page, opens in a new tab)Terms of Service (official page, opens in a new tab)

Regional plans
Clients based in Malaysia, Pakistan, Cambodia and Indonesia may buy the Bolt instant account only; the challenge programs are closed to them.

Help: eligibility and restricted countries (official page, opens in a new tab)

What the accounts are
Simulated (demo) accounts on fictitious funds; a reward is a performance commission under the funded-account agreement. The provider is not authorised or regulated, and ThinkMarkets' regulatory protections do not extend to the customer.

Terms of Service (official page, opens in a new tab)

Read before you buy

Traps and contradictions

From ThinkCapital's own pages. The watch-outs follow the program you picked. Where two official pages say different things, both are shown: check with ThinkCapital before you buy.

Official pages disagree 13

8 more, lower stakes

Compare

Bolt against other firms' instant accounts

Instant (no-evaluation) forex accounts only, so this compares Bolt whatever program you picked above: the 5 accounts at $50K from other firms closest to it on cost per $1K of max drawdown, one per firm. Prices use our code where one exists.

ThinkCapital Bolt $50K: $199.67 per $1K of max drawdown at the list price.

Size
AccountPriceMax drawdownCost per $1KDrawdownDaily loss limitSplitFirst payoutPayoutsCompare
TopOne TraderInstant Funding · $50K$586list price$3,000$195.33−$4.34 vs ThinkCapitalTrailing → locks$1,50060% → 90%30 daysEvery 30 daysThinkCapital vs TopOne Trader
ThinkCapitalBolt · $50K$599list price$3,000$199.67trailing on equity, then locked$1,50080%, 90% with add-on5 profitable daysEvery 14 daysThis page
Funded Trader MarketsInstant Pro · $50K$300list price$1,500$200.00+$0.33 vs ThinkCapitalTrailing$1,50050% → 80%5 profitable daysOn demandThinkCapital vs Funded Trader Markets
ForTradersInstant · $50K$558list price$2,500$223.20+$23.53 vs ThinkCapitalTrailing → locks$1,50070% → 90%7 profitable daysEvery 14 daysThinkCapital vs ForTraders
Blueberry FundedInstant Lite · $50K$449list price$2,000$224.50+$24.83 vs ThinkCapitalTrailing → locks$1,00080%$100 profitEvery 14 daysThinkCapital vs Blueberry Funded
Finotive FundingInstant Funding Lite · $50K$699list price$3,000$233.00+$33.33 vs ThinkCapitalStatic$1,50070%, up to 85% by scaling5 profitable daysEvery 14 daysThinkCapital vs Finotive Funding

Figures from each firm’s own pages, data Sep 26, 2026. Cost per $1K = price ÷ max drawdown × 1,000.

FAQ

ThinkCapital questions, answered from the data

How much does ThinkCapital cost?

Lightning costs $59–$499 across its five sizes, Dual Step Intraday $59–$499, Dual Step Swing $82–$698 and Nexus $39–$349. Bolt, funded on purchase, costs $49–$599 from $2.5K to $50K. Every price is paid once.

Lightning program page (official page, opens in a new tab)Dual Step program page (official page, opens in a new tab)Nexus program page (official page, opens in a new tab)Bolt instant funding page (official page, opens in a new tab)

What are the ThinkCapital payout rules?

Lightning, Dual Step and Nexus keep 80% of the profit (90% with scaling or the checkout add-on), paid every 14 days after at least 3 profitable days, at a $100 minimum. Bolt keeps 80% (90% with scaling or the checkout add-on), paid every 14 days after 5 profitable days, with no payout cap and a 20% best-day rule.

Lightning program page (official page, opens in a new tab)Help: minimum profitable trading days (official page, opens in a new tab)Terms of Service (official page, opens in a new tab)Bolt instant funding page (official page, opens in a new tab)Help: consistency rule (official page, opens in a new tab)

Does ThinkCapital have a consistency rule?

Not on Lightning, Dual Step or Nexus. Bolt has one: the best trading day may not exceed 20% of the total profit.

Lightning program page (official page, opens in a new tab)Dual Step program page (official page, opens in a new tab)Nexus program page (official page, opens in a new tab)Help: consistency rule (official page, opens in a new tab)

Can I trade the news or hold trades over the weekend at ThinkCapital?

News trading is barred around high-impact events on Lightning, Dual Step Intraday, Nexus (a 4-minute window) and Bolt (10 minutes); Dual Step Swing allows it. Weekend holding is allowed on Lightning, Nexus and Dual Step Swing, and not on Dual Step Intraday or Bolt.

Help: news trading policy (official page, opens in a new tab)Dual Step program page (official page, opens in a new tab)Help: overnight and weekend holding (official page, opens in a new tab)

Does ThinkCapital accept US residents?

Yes, on ThinkTrader only. The ThinkMarkets live-account payout method is not open to US residents, who are told to choose crypto or Rise instead.

Terms of Service (official page, opens in a new tab)How it works (official page, opens in a new tab)Help: eligibility and restricted countries (official page, opens in a new tab)Help: payout process (official page, opens in a new tab)

Can I reset a failed ThinkCapital evaluation?

No reset price is published. The Terms say a failed evaluation is cancelled without refund and that a new challenge can then be bought.

Lightning program page (official page, opens in a new tab)Terms of Service (official page, opens in a new tab)FAQ home (official page, opens in a new tab)Nexus program page (official page, opens in a new tab)

Can I use bots or copy trading at ThinkCapital?

EAs and automated tools are allowed by default after telling support, though the Terms limit the default to MT5 accounts. Copy trading is allowed between your own ThinkCapital accounts, not from other firms or personal accounts.

Help: Expert Advisors (official page, opens in a new tab)Lightning program page (official page, opens in a new tab)Terms of Service (official page, opens in a new tab)Nexus program page (official page, opens in a new tab)Help: copy trading (official page, opens in a new tab)

Are ThinkCapital accounts live or simulated?

Simulated: the funds are fictitious, and the Terms say a trader is not paid for simulated results as such. Rewards are performance commissions under an agreement with a third-party company, and the provider itself is not regulated.

Terms of Service (official page, opens in a new tab)How it works (official page, opens in a new tab)Lightning program page (official page, opens in a new tab)