FundedKeys

Firm review · Forex & futures

FTUK review: Flex, Instant, Flex Futures and Instant Sim

Four ways into an FTUK simulated account, two on forex and two on futures. Flex starts at $9 with an activation fee only after you pass; Instant is funded on purchase, $109–$2,220. On futures, Flex Futures starts at $59 and Instant Sim is funded on purchase, $409–$979. Every price here is a list price.

Rules checked on ftuk.comOct 14, 202636 official pages citedMethodology

FTUK prices

Checked on ftuk.com Oct 14, 2026

The prices below are list prices.

Account
Account size · list price
Profit target
+$2,000
to pass; minimum days not published
no consistency rule to pass
Max drawdown
$3,000
stops trailing at $50,000
6% of the account (dollars derived)
Daily loss limit
$2,500
a limit on one trading day, re-set every day
5% of the account (dollars derived)
Activation fee
$374
after you pass
To the Funded account
$383
price + activation fee
Payout cap
Not published
no cap published

List price
$9

$50K FlexFlex Challenge · one-time

+ $374 activation fee after you pass, at its published price

Get FTUK Flex: opens ftuk.com in a new tab

Opens ftuk.com. Affiliate link.

At a glance

Best for

Listed in: Futures instant funding accounts, Forex instant funding accounts, News trading allowed

Four ways in

Which way in costs least?

For the size you pick: each account at its list price, what it must reach and how much it may lose. No pass rate is assumed.

At $50K: each way in at its list price, against one Instant account ($649).

Size

Instantone-time, no evaluation

$649one account, one-time

Flexone-time evaluation

$64430 attempts under one Instant

Way inList priceActivation feeTo the Funded accountProfit targetMax drawdownDays to passConsistency, payout stagePayout capEvaluation reset
Flexone-time evaluation$9$374$383+$2,000$3,000Not published20%Not publishedNone
Instantone-time, no evaluation$649Not published$649None$3,000No evaluationUnder 20%Not publishedNone
  • Flex: $9 once, $383 to the Funded account with its activation fee; 30 attempts ($644) cost less than one Instant ($649).
  • No pass rate is assumed: the attempts are how many you could buy before one Instant costs less, not how many you need.

Flex Challenge page (official page, opens in a new tab)Home page (official page, opens in a new tab)Instant Funding page (official page, opens in a new tab)

Accounts

All 20 FTUK accounts

Four programs, one list price per size. Flex and Flex Futures take a small entry price and an activation fee after you pass; Instant and Instant Sim are funded on purchase.

Accounts204 plans · 7 sizes
List price$9–$2,220
Activation fee$0–$1,200where published
DataOct 14, 2026

Showing 6 of 20: Flex Challenge. List prices checked on Oct 14, 2026; your selected account is highlighted.

Show
Sort
BillingConsistency, payout stage
Flex$5Kone-time$9$56$65+$200$300$25020%Not published
Flex$10Kone-time$9$98$107+$400$600$50020%Not published
Flex$25Kone-time$9$204$213+$1,000$1,500$1,25020%Not published
Flex$50Kone-time$9$374$383+$2,000$3,000$2,50020%Not published
Flex$100Kone-time$9$672$681+$4,000$6,000$5,00020%Not published
Flex$200Kone-time$9$1,200$1,209+$8,000$12,000$10,00020%Not published

Payout rules

FTUK payout rules: the path to your first payout

Worked on the account you pick, from the firm's pages and help center. Where the firm publishes no cap on a payout, the stations list the rules instead.

Showing Flex $50K

Flex $50K: from purchase to the payout rules

How to read it: no published cap, withdrawal target or share of the profit bounds each request here, so no balance is drawn: the stations list the rules that decide each payout.

Help center: New Flex Challenge Explained (official page, opens in a new tab)

  1. Buy

    $9

    one-time payment

    Floor on day 1
    $47,000: $3,000 below the start, trailing from the highest closing balance, locked at the starting balance, until it stops at $50,000
    Daily loss limit
    $2,500: a limit on one trading day, re-set every day
    Reset
    Not published.

    Flex Challenge page (official page, opens in a new tab)Help center: New Flex Challenge Explained (official page, opens in a new tab)

  2. Pass the target

    +$2,000

    to pass the evaluation

    Minimum days
    Not published.
    Best day to pass
    no consistency rule while you qualify
    Max drawdown
    $3,000, trailing from the highest closing balance, locked at the starting balance

    Help center: New Flex Challenge Explained (official page, opens in a new tab)Flex Challenge page (official page, opens in a new tab)

  3. Funded account

    $374

    activation fee; same size

    So far
    $383: price + activation fee
    Daily loss limit
    $2,500: a limit on one trading day, re-set every day
    Reset after a breach
    Not published.

    Home page (official page, opens in a new tab)

  4. First payout

    on request, once the conditions are met

    per request; you keep 60%

    Best day
    20% of the profit since the last request
    Maximum payout
    Not published.
    Minimum payout
    Not published.

    Help center: New Flex Challenge Explained (official page, opens in a new tab)

  5. After that

    on request, once the conditions are met

    the same rules each cycle

    How often
    on request, once the conditions are met
    Getting paid
    RiseWorks in USD, or USDT or USDC.
    Processing
    Approved within 24-48 working hours of review, in the wallet within 1-3 working days.

    Help center: New Flex Challenge Explained (official page, opens in a new tab)Help center: Payout provider (official page, opens in a new tab)Help center: How long payouts take (official page, opens in a new tab)

To the Funded account$383
First payouton request, once the conditions are met
Maximum payoutNot published
Profit split60%

FTUK Flex $50K: $9 at the list price.

Get FTUK Flex: opens ftuk.com in a new tab

Consistency

FTUK consistency rule, worked out

Each program states a consistency rule on payouts, except the Flex and Flex Futures evaluations, which have none.

Largest profitable day ÷ net profit (since your last payout request, or during the evaluation), capped by each plan. “Under” means the day must stay below the cap; “at most” means it may equal it.

Check your own days in the consistency calculator · Plan your risk on this account in the risk planner

Plan and sizeStageRuleLargest day allowedFewest profitable days
Flex · $50KEvaluationNone

Flex Challenge page (official page, opens in a new tab)Help center: New Flex Challenge Explained (official page, opens in a new tab)

Any size—
Flex · $50KFlex Funded Account20%

Help center: New Flex Challenge Explained (official page, opens in a new tab)

20% of the profit since the last request5–6
Instant · $50KPayouts (no evaluation)Under 20%

Help center: Scaling plan for Instant Funding (official page, opens in a new tab)

under 20% of the profit since the last request6
Flex Futures · $50KEvaluationNone

Flex Futures page (official page, opens in a new tab)

Any size—
Flex Futures · $50KFlex Futures Funded Account40%

Flex Futures page (official page, opens in a new tab)

40% of the profit since the last request3
Instant Sim · $50KPayouts (no evaluation)At most 20%

Help center: Instant Sim Funding payout rules (official page, opens in a new tab)

at most 20% of the total profit5

Worked example

  1. Flex funded: the best day against the profit requested, 20% at level 1. Instant: below 20% at level 1. Flex Futures funded: 40%. Instant Sim: at most 20% of the total closed profit. The Flex and Flex Futures evaluations have no consistency rule.

Help center: New Flex Challenge Explained (official page, opens in a new tab)Help center: Scaling plan for Instant Funding (official page, opens in a new tab)Flex Futures page (official page, opens in a new tab)Help center: Instant Sim Funding payout rules (official page, opens in a new tab)Flex Challenge page (official page, opens in a new tab)

Rules

FTUK rules, with their sources

Checked on ftuk.com and its help center on Oct 14, 2026. First the key rules side by side at the size you picked, then every rule of the selected program, each with its source.

Account

Key rules of every forex plan sold at $50K, side by side; the column of your plan is highlighted.

RuleFlexInstant
List price$9 one-timeFlex Challenge page (official page, opens in a new tab)$649 one-timeInstant Funding page (official page, opens in a new tab)
Activation fee$374Home page (official page, opens in a new tab)Not publishedInstant Funding page (official page, opens in a new tab)
Profit target+$2,000Help center: New Flex Challenge Explained (official page, opens in a new tab)No evaluationInstant Funding page (official page, opens in a new tab)
Max drawdown$3,000Help center: New Flex Challenge Explained (official page, opens in a new tab)$3,000Help center: Drawdown limits (official page, opens in a new tab)
Daily loss limit$2,500Help center: New Flex Challenge Explained (official page, opens in a new tab)$2,500Help center: Instant Funding Program (Forex) (official page, opens in a new tab)
Days to passNot publishedFlex Challenge page (official page, opens in a new tab)No evaluationInstant Funding page (official page, opens in a new tab)
Consistency to passNoneFlex Challenge page (official page, opens in a new tab)No evaluationInstant Funding page (official page, opens in a new tab)
Consistency at payout20%Help center: New Flex Challenge Explained (official page, opens in a new tab)Under 20%Help center: Scaling plan for Instant Funding (official page, opens in a new tab)
Payout cap per requestNot publishedFlex Challenge page (official page, opens in a new tab)Not publishedInstant Funding page (official page, opens in a new tab)
Minimum payoutNot publishedFlex Challenge page (official page, opens in a new tab)Not publishedInstant Funding page (official page, opens in a new tab)
Before each payoutNot publishedFlex Challenge page (official page, opens in a new tab)Not publishedInstant Funding page (official page, opens in a new tab)
Evaluation resetNoneFlex Challenge page (official page, opens in a new tab)NoneInstant Funding page (official page, opens in a new tab)
Funded account resetNoneFlex Challenge page (official page, opens in a new tab)NoneInstant Funding page (official page, opens in a new tab)

Evaluation 10

Entry price
Paid once at purchase, the same at every size; the activation fee follows only after you pass.$5K$9$10K$9$25K$9$50K$9$100K$9$200K$9

Flex Challenge page (official page, opens in a new tab)

Activation fee
Due only after you pass the evaluation, before the funded account.$5K$56$10K$98$25K$204$50K$374$100K$672$200K$1,200

Home page (official page, opens in a new tab)

Profit target
4% of the account: a one-step evaluation.

Help center: New Flex Challenge Explained (official page, opens in a new tab)

Max loss
6% of the account, trailing from the highest closing balance; once it reaches the initial balance it locks and stops trailing.derived: 6% of the account size$5K$300$10K$600$25K$1,500$50K$3,000$100K$6,000$200K$12,000

Help center: New Flex Challenge Explained (official page, opens in a new tab)

Daily loss limit
5% of the account, re-set every day at 10:00 PM UTC from the higher of equity or balance.derived: 5% of the account size$5K$250$10K$500$25K$1,250$50K$2,500$100K$5,000$200K$10,000

Help center: New Flex Challenge Explained (official page, opens in a new tab)

Consistency
No consistency rule in the evaluation.

Flex Challenge page (official page, opens in a new tab)

Leverage
In the evaluation: forex 1:50, metals and indices 1:10, crypto 1:2.

Help center: New Flex Challenge Explained (official page, opens in a new tab)

Funded account 9

Profit split
From 60% at level 1, rising to 90% by level 6: the split and the consistency limit step up each time a level's 10% profit is reached.

Help center: New Flex Challenge Explained (official page, opens in a new tab)

Requesting
On demand: no fixed payout date once the consistency rule is met.

Help center: New Flex Challenge Explained (official page, opens in a new tab)

Consistency
The best trading day against the profit requested: 20% at level 1, up to 40% from level 5.

Help center: New Flex Challenge Explained (official page, opens in a new tab)

Leverage
On the funded account: forex 1:30, metals and indices 1:10, crypto 1:2.

Help center: New Flex Challenge Explained (official page, opens in a new tab)

Reset
A funded account can be reset; the fee equals the activation fee ($5K to $100K).

Help center: New Flex Challenge Explained (official page, opens in a new tab)

Processing
Approved within 24-48 working hours of review, in the wallet within 1-3 working days.

Help center: How long payouts take (official page, opens in a new tab)

Trading rules 11

Bots & automation
The help center allows risk-management Expert Advisors on the forex programs while the Terms of Service ask traders not to rely on bots or software: both pages are shown below.

Help center: Expert Advisors and bots (official page, opens in a new tab)

Instruments
Forex majors, minors and exotics, metals and energy, indices and crypto; some symbols only on Match-Trader.

Help center: Instruments (official page, opens in a new tab)

Copy trading
Allowed from personal accounts legally tied to the account holder; copying between FTUK accounts is not allowed.

Help center: Copy trading (official page, opens in a new tab)

Not allowed
Martingale, tick scalping, reverse, latency and hedge arbitrage, anti scaling, grid trading and high-frequency trading (a trade opened and closed within 30 seconds).

Help center: Restricted strategies (official page, opens in a new tab)

Costs
$4 per standard lot on forex pairs only; none on commodities, indices or crypto; no swap fees on the three forex platforms.

Help center: Commissions (official page, opens in a new tab)

Account Protector
Closes the open trades when the floating loss reaches 2% of the starting balance, on one instrument or on the whole account.

Help center: Account Protector (official page, opens in a new tab)

Trade duration
Each trade must stay open for at least 30 seconds, on forex and futures accounts.

Help center: Minimum trade duration (official page, opens in a new tab)

Accounts & fees 8

Paying & getting paid
Card (debit or credit) or crypto through Confirmo; payouts through RiseWorks in USD or in USDT or USDC.Rise does not serve residents of 24 jurisdictions, including the Russian Federation and Ukraine; people from those countries who live elsewhere may be served with valid documentation of their current residence.

Help center: Payment methods (official page, opens in a new tab)Help center: Payout provider (official page, opens in a new tab)Rise: Unsupported Countries, Regions, and States (read Oct 10, 2026) (official page, opens in a new tab)

Verification
Identity verification is completed when a payout is requested, not when an account is bought.

Help center: Identity verification (official page, opens in a new tab)

Simulated trading
All accounts are simulated: no live market execution.

Terms of Service (official page, opens in a new tab)

Company
Nexdata-Solutions B.V. (Utrecht, The Netherlands) operates the site; FTUK Markets Ltd (Rodney Bay, Saint Lucia) provides the simulated environment.

Terms of Service (official page, opens in a new tab)

Currency
Every account is denominated in US dollars.

Help center: Currency (official page, opens in a new tab)

Restricted countries
The help center lists the countries below as its current restricted countries.
The 13 restricted countries of the help center

Algeria, Democratic Republic of the Congo, Iran, Libya, Morocco, North Korea, Russia, Somalia, South Sudan, Sudan, Vietnam, Yemen, Tunisia

Help center: Restricted countries (official page, opens in a new tab)

Site notice
The notice in the site footer is wider; it names these places and adds a sanctions clause.
The 9 places named in the site footer notice

United States (MT5-related information), United Arab Emirates, Democratic People's Republic of Korea, Iran, Libya, Somalia, South Sudan, Sudan, Yemen

Terms of Service (official page, opens in a new tab)

United States
The help center says United States residents are accepted, on TradeLocker and Match-Trader only; the site footer says its services and MetaTrader 5 information are not intended for them.

Help center: United States traders (official page, opens in a new tab)

Read before you buy

Traps and contradictions

From FTUK's own pages. Where two official pages say different things, both are shown: check with FTUK before you buy.

Watch out: Flex 5

  1. Activation fee

    Entry is $9; the activation fee ($56–$1,200 by size) is due after you pass. Budget both: $65–$1,209 at the sizes sold.

    Flex Challenge page (official page, opens in a new tab)Home page (official page, opens in a new tab)

  2. Consistency

    On the funded account the best trading day is held against the profit requested: 20% at level 1.

    Help center: New Flex Challenge Explained (official page, opens in a new tab)

  3. Account Protector

    Open trades are closed automatically when the floating loss reaches 2% of the starting balance.

    Help center: Account Protector (official page, opens in a new tab)

  4. Trade duration

    Each trade must stay open for at least 30 seconds.

    Help center: Minimum trade duration (official page, opens in a new tab)

  5. Bots

    The help center allows risk-management bots and the Terms of Service ask traders not to rely on bots: check before automating.

    Help center: Expert Advisors and bots (official page, opens in a new tab)

Official pages disagree 7

0 more, lower stakes

    Compare

    FTUK instant accounts against other firms

    Instant (no-evaluation) forex accounts only: Instant at $50K against the 5 accounts of other firms closest to it on cost per $1K of max drawdown, one per firm. Prices use our code where one exists.

    FTUK Instant $50K: $216.33 per $1K of max drawdown at the list price.

    Size
    AccountPriceMax drawdownCost per $1KDrawdownDaily loss limitSplitFirst payoutPayoutsCompare
    ThinkCapitalBolt Instant Funding · $50K$599list price$3,000$199.67−$16.66 vs FTUKTrailing → locks$1,50080%, 90% with add-on5 profitable daysEvery 14 daysFTUK vs ThinkCapital
    Funded Trader MarketsInstant Pro · $50K$300list price$1,500$200.00−$16.33 vs FTUKTrailing$1,50050% → 80%5 profitable daysOn demandFTUK vs Funded Trader Markets
    FTUKInstant · $50K$649list price$3,000$216.33Trailing → locks$2,50065%, up to 90% by scalingOn demandThis page
    ForTradersInstant · $50K$558list price$2,500$223.20+$6.87 vs FTUKTrailing → locks$1,50070% → 90%7 profitable daysEvery 14 daysFTUK vs ForTraders
    Blueberry FundedInstant Lite · $50K$449list price$2,000$224.50+$8.17 vs FTUKTrailing → locks$1,00080%$100 profitEvery 14 daysFTUK vs Blueberry Funded
    Finotive FundingInstant Funding Lite · $50K$699list price$3,000$233.00+$16.67 vs FTUKStatic$1,50070%, up to 85% by scaling5 profitable daysEvery 14 daysFTUK vs Finotive Funding

    Figures from each firm’s own pages, data Sep 26, 2026. Cost per $1K = price ÷ max drawdown × 1,000.

    FAQ

    FTUK questions, answered from the data

    How much does FTUK cost?

    Flex starts at $9 with an activation fee only after you pass ($56–$1,200). Instant is $109–$2,220 ($5K, $10K, $25K, $50K, $100K and $200K). On futures, Flex Futures starts at $59 (activation $149–$399) and Instant Sim is $409–$979 ($25K, $50K, $100K and $150K).

    Flex Challenge page (official page, opens in a new tab)Home page (official page, opens in a new tab)Instant Funding page (official page, opens in a new tab)Flex Futures page (official page, opens in a new tab)Instant Sim Funding page (official page, opens in a new tab)

    Is there a FTUK discount code?

    Every price here is a list price.

    Instant Funding page (official page, opens in a new tab)

    What is the FTUK Flex Challenge?

    A one-step forex evaluation: a 4% profit target, a 5% daily loss limit and a 6% trailing maximum loss, with no time limit. You pay $9 to start and the activation fee, by size, only after you pass.

    Help center: New Flex Challenge Explained (official page, opens in a new tab)Flex Challenge page (official page, opens in a new tab)Home page (official page, opens in a new tab)

    What are the FTUK drawdown and daily loss limits?

    Forex: a 5% daily loss limit and a 6% maximum loss on Flex and Instant, trailing until it reaches the starting balance. Futures: an end-of-day drawdown by size ($1,000–$4,000 on Flex Futures, $1,000–$5,250 on Instant Sim).

    Help center: New Flex Challenge Explained (official page, opens in a new tab)Help center: Instant Funding Program (Forex) (official page, opens in a new tab)Help center: Drawdown limits (official page, opens in a new tab)Flex Futures page (official page, opens in a new tab)Help center: Instant Sim Funding account rules (official page, opens in a new tab)

    How do FTUK payouts work?

    On demand once the payout rules are met: a consistency score on every funded stage, five winning days on the futures stages and a payout target on Instant Sim. Approval takes 24-48 working hours after review and funds arrive in 1-3 working days, through RiseWorks or in USDT or USDC.

    Help center: New Flex Challenge Explained (official page, opens in a new tab)Help center: Instant Sim Funding payout rules (official page, opens in a new tab)Help center: How long payouts take (official page, opens in a new tab)Help center: Payout provider (official page, opens in a new tab)

    Does FTUK allow bots, news trading and weekend holding?

    News trading is allowed on every program. Weekend holding is allowed on the forex programs and not on the futures programs, where trading bots are not allowed either.

    Flex Challenge page (official page, opens in a new tab)Help center: Instant Sim Funding account rules (official page, opens in a new tab)Help center: Futures trading rules (official page, opens in a new tab)

    Which countries does FTUK accept?

    The help center lists its restricted countries and says United States residents are accepted on TradeLocker and Match-Trader; the site footer words a wider notice. Both are shown in the rules.

    Help center: Restricted countries (official page, opens in a new tab)Help center: United States traders (official page, opens in a new tab)Terms of Service (official page, opens in a new tab)

    Which platforms does FTUK use?

    MetaTrader 5, TradeLocker or Match-Trader on forex, and WealthCharts on futures.

    Flex Challenge page (official page, opens in a new tab)Help center: Instant Sim Funding account rules (official page, opens in a new tab)

    Is FTUK trading real money?

    No. All accounts are simulated, with no live market execution.

    Terms of Service (official page, opens in a new tab)