Firm review · Forex
Funding Pips review: Zero, 1 Step Flex, 2 Step Standard, Pro and Flex
Five ways into a Funding Pips Master Account, in sizes from $5K to $200K. Zero is instant, no evaluation, from $60–$888. The four evaluations: 1 Step Flex from $66–$533, 2 Step Standard from $36–$522, 2 Step Pro from $29–$844, 2 Step Flex from $32–$499, each a single purchase into its Master Account. Every price here is a list price.
Rules checked on fundingpips.comSep 27, 202620 official pages citedMethodology
Funding Pips prices
Checked on fundingpips.com Sep 27, 2026The prices below are list prices.
- Max drawdown
- $2,500
- stops trailing at $50,000
- 5% of the account (dollars derived)
- Cost per $1K
- $97.60
- #23 of 283 forex
- #3 of 39 at $50K
- Daily Loss Limit
- $1,500
- locks trading until the next day
- 3% of the account (dollars derived)
- First payout after
- every 14 days
- At most 15% of the profit since the last request
- Leverage
- 1:50
- indices 1:10 · crypto 1:2
- Profit split
- 95%
- from the first payout
List price
$244
$50K ZeroFunding Pips Zero · one-time
Get Funding Pips Zero: opens fundingpips.com in a new tabOpens fundingpips.com. Affiliate link.
At a glance
Best for
- No evaluation: an instant Master Account from day one, for $60–$888 once ($5K to $200K).Help: FundingPips Zero (official page, opens in a new tab)Zero plan page (official page, opens in a new tab)
- A 95% profit split, the highest of the five models.Help: FundingPips Zero (official page, opens in a new tab)
- A reward cycle every 14 days, from the first executed trade.Help: FundingPips Zero (official page, opens in a new tab)
- Overnight positions are allowed.Help: News Trading & Weekend Holding (official page, opens in a new tab)
Watch out
- News trading is banned outright: opening, closing or holding a position during restricted high-impact news closes the account.Help: News Trading & Weekend Holding (official page, opens in a new tab)
- Weekend holding is banned on every instrument, permanently: every position must close before the Friday close.Help: News Trading & Weekend Holding (official page, opens in a new tab)
- A floating loss reaching 5% of the starting size closes the account; the drawdown trails your equity and locks once you are 5% in profit.Help: FundingPips Zero (official page, opens in a new tab)
- Four conditions gate every reward at once, including 15% consistency and a run of profitable days in a rolling window; see the payout rules.Help: FundingPips Zero (official page, opens in a new tab)
- No maximum reward amount is published.Help: FundingPips Zero (official page, opens in a new tab)Help: 1 Step Flex (official page, opens in a new tab)Help: 2 Step Standard (official page, opens in a new tab)Help: 2 Step Pro (official page, opens in a new tab)Help: 2 Step Flex (official page, opens in a new tab)Help: Reward Methods (official page, opens in a new tab)Trading objectives (official page, opens in a new tab)
At a glance
Best for
- One phase only: a 12% target ($600–$12,000), no minimum trading days.Help: 1 Step Flex (official page, opens in a new tab)
- No consistency rule to pass the evaluation.Help: 1 Step Flex (official page, opens in a new tab)
- The default reward cycle pays 85% every 14 days, with no consistency gate.Help: 1 Step Flex (official page, opens in a new tab)
Watch out
- A 12% static loss limit ($600–$12,000) applies through the evaluation and the Master Account alike; it never moves.Help: 1 Step Flex (official page, opens in a new tab)
- A 3% daily loss limit ($150–$3,000) applies from the first day of the evaluation.Help: 1 Step Flex (official page, opens in a new tab)
- Weekend holding on the Master Account is currently not allowed: open trades are auto-closed by the system.Help: 1 Step Flex (official page, opens in a new tab)
- A Profit Concentration Policy can permanently add a minimum profitable-days rule to the Master Account if one trade idea makes most of the target.Help: 1 Step Flex (official page, opens in a new tab)
- No maximum reward amount is published.Help: FundingPips Zero (official page, opens in a new tab)Help: 1 Step Flex (official page, opens in a new tab)Help: 2 Step Standard (official page, opens in a new tab)Help: 2 Step Pro (official page, opens in a new tab)Help: 2 Step Flex (official page, opens in a new tab)Help: Reward Methods (official page, opens in a new tab)Trading objectives (official page, opens in a new tab)
At a glance
Best for
- Two phases, 8% then 5% ($400–$8,000 then $250–$5,000), at least 3 trading days each.Help: 2 Step Standard (official page, opens in a new tab)
- The full registration fee is refunded once the Master Account reaches its 4th reward — unique to this model.Help: Reward Methods (official page, opens in a new tab)
- The default reward cycle pays 60% every 7 days, with no consistency gate; faster than any other model's no-gate cycle.Help: 2 Step Standard (official page, opens in a new tab)
Watch out
- A 10% static loss limit ($500–$10,000) applies through both phases and the Master Account.Help: 2 Step Standard (official page, opens in a new tab)
- A 5% daily loss limit ($250–$5,000) applies through the evaluation.Help: 2 Step Standard (official page, opens in a new tab)
- Higher-split cycles exist (Bi-Weekly 80%, On-Demand 90%, Monthly 100%) but need a 35% consistency score; the page shows the no-gate Weekly 60% cycle by default.Help: 2 Step Standard (official page, opens in a new tab)
- Weekend holding on the Master Account is currently not allowed.Help: 2 Step Standard (official page, opens in a new tab)
- No maximum reward amount is published.Help: FundingPips Zero (official page, opens in a new tab)Help: 1 Step Flex (official page, opens in a new tab)Help: 2 Step Standard (official page, opens in a new tab)Help: 2 Step Pro (official page, opens in a new tab)Help: 2 Step Flex (official page, opens in a new tab)Help: Reward Methods (official page, opens in a new tab)Trading objectives (official page, opens in a new tab)
At a glance
Best for
- Two equal phases of 6% each ($300–$12,000), at least 2 trading days each.Help: 2 Step Pro (official page, opens in a new tab)
- The smallest static loss limit of the four evaluations: 6% ($300–$12,000).Help: 2 Step Pro (official page, opens in a new tab)
- The default reward cycle pays 80% every 7 days, with no consistency gate.Help: 2 Step Pro (official page, opens in a new tab)
Watch out
- A 3% daily loss limit ($150–$6,000) applies through the evaluation.Help: 2 Step Pro (official page, opens in a new tab)
- A Monthly 100%-split cycle exists but needs a 35% consistency score and 7 profitable days; the page shows the no-gate Weekly 80% cycle by default.Help: 2 Step Pro (official page, opens in a new tab)
- Weekend holding on the Master Account is currently not allowed.Help: 2 Step Pro (official page, opens in a new tab)
- No maximum reward amount is published.Help: FundingPips Zero (official page, opens in a new tab)Help: 1 Step Flex (official page, opens in a new tab)Help: 2 Step Standard (official page, opens in a new tab)Help: 2 Step Pro (official page, opens in a new tab)Help: 2 Step Flex (official page, opens in a new tab)Help: Reward Methods (official page, opens in a new tab)Trading objectives (official page, opens in a new tab)
At a glance
Best for
- Two phases, 10% then 6% ($500–$10,000 then $300–$6,000), from 1 trading day each on the default reward split.Help: 2 Step Flex (official page, opens in a new tab)
- Choose your reward split at checkout: 85% with fewer conditions, or 95% once 3 profitable days are logged in the cycle, at the same price.Help: 2 Step Flex (official page, opens in a new tab)
- The default 85% cycle pays every 14 days, with no consistency gate.Help: 2 Step Flex (official page, opens in a new tab)
Watch out
- A 12% static loss limit ($600–$12,000) applies through both phases and the Master Account.Help: 2 Step Flex (official page, opens in a new tab)
- A 4% daily loss limit ($200–$4,000) applies through the evaluation.Help: 2 Step Flex (official page, opens in a new tab)
- The reward split chosen at checkout is locked for the account's life and cannot be changed.Help: 2 Step Flex (official page, opens in a new tab)
- Weekend holding on the Master Account is currently not allowed.Help: 2 Step Flex (official page, opens in a new tab)
- No maximum reward amount is published.Help: FundingPips Zero (official page, opens in a new tab)Help: 1 Step Flex (official page, opens in a new tab)Help: 2 Step Standard (official page, opens in a new tab)Help: 2 Step Pro (official page, opens in a new tab)Help: 2 Step Flex (official page, opens in a new tab)Help: Reward Methods (official page, opens in a new tab)Trading objectives (official page, opens in a new tab)
Listed in: Forex instant funding accounts
Five ways in
Which way in costs least?
For the size you pick: each model at its list price and how many of them cost less than one Zero account. No pass rate is assumed.
At $50K: each way in at its list price, against one Zero account ($244).
| Way in | List price | Activation fee | To the Master Account | Profit target | Max drawdown | Days to pass | Consistency, payout stage | Payout cap | Evaluation reset |
|---|---|---|---|---|---|---|---|---|---|
| Zeroone-time, no evaluation | $244 | Not published | $244 | None | $2,500 | No evaluation | At most 15% | Not published | None |
| 1 Step Flexone-time evaluation | $313 | Not published | $313 | +$6,000 | $6,000 | No minimum | None | Not published | None |
| 2 Step Standardone-time evaluation | $299 | Not published | $299 | +$4,000 → +$2,500 | $5,000 | 3 days | None | Not published | None |
| 2 Step Proone-time evaluation | $224 | Not published | $224 | +$3,000 → +$3,000 | $3,000 | 2 days | None | Not published | None |
| 2 Step Flexone-time evaluation | $269 | Not published | $269 | +$5,000 → +$3,000 | $6,000 | 1 day | None | Not published | None |
- Every evaluation is a single purchase covering all its phases and the Master Account, with no separate activation fee published on any model.
- No pass rate is assumed: the months are how many you could pay before one Zero costs less, not how long passing takes.
Help: Get Started (official page, opens in a new tab)Help: Master Account Setup (official page, opens in a new tab)Zero plan page (official page, opens in a new tab)
Accounts
All 27 Funding Pips accounts
Five models in one to two phases (Zero: none). Prices are one-time list prices.
Showing 6 of 27: Funding Pips Zero. List prices checked on Sep 27, 2026; your selected account is highlighted.
| Billing | Consistency, payout stage | ||||||||
|---|---|---|---|---|---|---|---|---|---|
| Zero | $5K | one-time | $60 | Not published | None | $250 | $150 | At most 15% | Not published |
| Zero | $10K | one-time | $88 | Not published | None | $500 | $300 | At most 15% | Not published |
| Zero | $25K | one-time | $188 | Not published | None | $1,250 | $750 | At most 15% | Not published |
| Zero | $50K | one-time | $244 | Not published | None | $2,500 | $1,500 | At most 15% | Not published |
| Zero | $100K | one-time | $444 | Not published | None | $5,000 | $3,000 | At most 15% | Not published |
| Zero | $200K | one-time | $888 | Not published | None | $10,000 | $6,000 | At most 15% | Not published |
Zero plan page (official page, opens in a new tab)Help: FundingPips Zero (official page, opens in a new tab)1 Step Flex plan page (official page, opens in a new tab)Help: 1 Step Flex (official page, opens in a new tab)2 Step Standard plan page (official page, opens in a new tab)Help: 2 Step Standard (official page, opens in a new tab)2 Step Pro plan page (official page, opens in a new tab)Help: 2 Step Pro (official page, opens in a new tab)2 Step Flex plan page (official page, opens in a new tab)Help: 2 Step Flex (official page, opens in a new tab)
Payout rules
Funding Pips payout rules: the path to your first payout
Worked on the account you pick, from the official help pages. The example assumes the target is reached exactly and the largest allowed reward is requested each time.
Showing Zero $50K
Zero $50K: from purchase to the payout rules
- Buy
$244
one-time payment
- Floor on day 1
- $47,500: $2,500 below the start, trailing, then locks, until it stops at $50,000
- Daily Loss Limit
- $1,500: locks trading until the next day
- Reset
- Not published.
Zero plan page (official page, opens in a new tab)Help: FundingPips Zero (official page, opens in a new tab)
- First payout
every 14 days
per request; you keep 95%
- Best day
- At most 15% of the profit since the last request
- Maximum payout
- Not published.
- Minimum payout
- Not published.
- After that
every 14 days
the same rules each cycle
- How often
- every 14 days
- Prime scaling
- After the 3rd reward, up to 10% of the Master Account's profit can self-unlock a Prime Account at 12.5 times that amount, up to $2M, trailing its own 8% loss limit.
- Getting paid
- Card, crypto, Rise, bank transfer, or a Tradin transfer with an instant 30% credit; processed in 1 to 3 working days plus 1 to 2 more to land.
Help: FundingPips Zero (official page, opens in a new tab)Help: Prime Account (official page, opens in a new tab)Help: Reward Methods (official page, opens in a new tab)
Funding Pips Zero $50K: $244 at the list price.
Get Funding Pips Zero: opens fundingpips.com in a new tabConsistency
Funding Pips consistency rule, worked out
Zero's reward gate and the evaluation consistency rules are worked at the size shown, from the published figures.
Largest profitable day ÷ net profit (since your last payout request, or during the evaluation), capped by each plan. “Under” means the day must stay below the cap; “at most” means it may equal it.
Check your own days in the consistency calculator · Plan your risk on this account in the risk planner
| Plan and size | Stage | Rule | Largest day allowed | Fewest profitable days |
|---|---|---|---|---|
| Zero · $50K | Payouts (no evaluation) | At most 15% | at most 15% of the profit since the last request | 7 |
| 1 Step Flex · $50K | Evaluation | None | Any size | — |
| 1 Step Flex · $50K | 1 Step Flex Master | None | Any size | — |
| 2 Step Standard · $50K | Evaluation | None | Any size | — |
| 2 Step Standard · $50K | 2 Step Standard Master | None | Any size | — |
| 2 Step Pro · $50K | Evaluation | None | Any size | — |
| 2 Step Pro · $50K | 2 Step Pro Master | None | Any size | — |
| 2 Step Flex · $50K | Evaluation | None | Any size | — |
| 2 Step Flex · $50K | 2 Step Flex Master | None | Any size | — |
Worked example
- Zero $50K: your best day must stay at 15% of total profit or under to request a reward, alongside 7 profitable days of 0.25% or more in the current rolling 30 days.
- 1 Step Flex $50K: no consistency rule to pass the 12% target, and none on the default Bi-Weekly reward cycle either.
- 2 Step Standard $50K: no consistency rule to pass either 8% phase; choosing the On-Demand or Monthly reward cycle instead of the default Weekly one adds a 35% score.
Help: FundingPips Zero (official page, opens in a new tab)Help: 1 Step Flex (official page, opens in a new tab)Help: 2 Step Standard (official page, opens in a new tab)
Rules
Funding Pips rules, with their sources
Checked on fundingpips.com and its help center on Sep 27, 2026. First the key rules of the five models side by side at the size you picked, then every rule of the selected model, each with its source.
Key rules of every plan at $50K, side by side; the column of your plan is highlighted.
Account 9
- Price
- One-time; MT5 and Match-Trader price shown, cTrader costs $20 more.$5K$60$10K$88$25K$188$50K$244$100K$444$200K$888
Help: FundingPips Zero (official page, opens in a new tab)Help: Account Workspace (official page, opens in a new tab)Zero plan page (official page, opens in a new tab)
- Activation fee
- Not published.
- Max drawdown
- Trails your highest equity, 5% behind it, and locks at the starting balance once you are 5% in profit; never resets, including after a reward.
- Daily loss limit
- 3% of the day's higher opening balance or equity; flattens every position and locks the account until the next trading day.
- Leverage
- 1:50 on forex; lower on metals, energies, indices and crypto.
- Open-risk cap
- A floating loss reaching 1% of the starting size across every open position closes the account; unique to Zero.
- Risk per trade idea
- 3% of the account below $50K, 2% at $50K and up.
- Reset
- 20% off the account price, within 7 calendar days of any breach, including inactivity.
Payouts 7
- Profit split
- 95% on every reward.
- Frequency
- Every 14 calendar days after the first executed trade; the cycle resets after each processed reward.
- Consistency
- Your best day must stay at 15% of total profit or under to request a reward; it blocks the request, not a breach.
- Reward conditions
- All four must hold at once: the consistency score, at least 7 profitable days of 0.25% or more in the current rolling 30 days, profit beyond a 3% safety cushion, and a largest loss no bigger than your largest win.
- Minimum reward
- 1% of the account size by card, crypto or Tradin transfer; $500 flat by Rise or bank transfer.
- Maximum reward
- Not published.
7 official pages checked
- Help: FundingPips Zero (official page, opens in a new tab)
- Help: 1 Step Flex (official page, opens in a new tab)
- Help: 2 Step Standard (official page, opens in a new tab)
- Help: 2 Step Pro (official page, opens in a new tab)
- Help: 2 Step Flex (official page, opens in a new tab)
- Help: Reward Methods (official page, opens in a new tab)
- Trading objectives (official page, opens in a new tab)
- Getting paid
- Card, crypto (USDT/USDC, ERC20), Rise or bank transfer, or moved into a Tradin brokerage account for an instant 30% credit; processed in 1 to 3 working days plus 1 to 2 more to land.
Trading rules 6
- News
- Banned outright: opening, closing or holding a position during restricted high-impact news closes the account.
Help: News Trading & Weekend Holding (official page, opens in a new tab)
- Overnight and weekend
- Overnight positions are allowed; every position must close before the Friday close, permanently, on every instrument.
Help: News Trading & Weekend Holding (official page, opens in a new tab)
- Lot limit
- 20 lots per trade on every instrument; 1 lot per click on crypto.
- Bots and copiers
- A third-party EA may only manage risk on an open trade. Your own EA may fully automate with proof you wrote it. Copying is allowed only between your own accounts, outbound.
Help: Trading Conduct and Security Standards (official page, opens in a new tab)
- Commission
- $7 per lot on forex and metals, 0.04% of notional on crypto, none on energies or indices.
- Platforms
- MetaTrader 5, Match-Trader or cTrader (cTrader costs $20 more at every size). Match-Trader is the only one open to US residents.
Help: Account Workspace (official page, opens in a new tab)Help: Trading Conduct and Security Standards (official page, opens in a new tab)
Countries 2
- US residents
- Accepted, on Match-Trader only: MT5 and cTrader are closed to US residents and citizens, and a Prime Account cannot be opened from the US.
- Restricted countries
- Iran, Vietnam and the United Arab Emirates by name, plus FATF and EU/UN sanctioned countries; traders must be 18 or older.
Accounts & firm 5
- Platforms
- MetaTrader 5, Match-Trader or cTrader (cTrader costs $20 more at every size). Match-Trader is the only one open to US residents.
Help: Account Workspace (official page, opens in a new tab)Help: Trading Conduct and Security Standards (official page, opens in a new tab)
- Bots and copiers
- A third-party EA may only manage risk on an open trade. Your own EA may fully automate with proof you wrote it. Copying is allowed only between your own accounts, outbound.
Help: Trading Conduct and Security Standards (official page, opens in a new tab)
- Account allocation
- $400K shared across every Evaluation, Master and Prime account you hold.
Help: Level Up Your Trading (Max Allocation) (official page, opens in a new tab)
- Prime scaling
- By invitation, or self-unlock after the 3rd reward once profit reaches 2% of the Master Account; up to 10% of that size, times 12.5, sets the starting Prime Account size (up to $2M), which trails an 8% loss limit of its own.
- Getting paid
- Card, crypto (USDT/USDC, ERC20), Rise or bank transfer, or moved into a Tradin brokerage account for an instant 30% credit; processed in 1 to 3 working days plus 1 to 2 more to land.
Evaluation 9
- Price
- One-time; a single purchase covers the evaluation and the Master Account.$5K$66$10K$99$25K$211$50K$313$100K$533
Help: Get Started (official page, opens in a new tab)1 Step Flex plan page (official page, opens in a new tab)
- Profit target
- 12% of the initial size, one phase.
- Max drawdown
- A static 12% floor that never moves, through the evaluation and the Master Account.
- Daily loss limit
- 3% of the day's higher opening balance or equity.
- Trading days
- None: no minimum trading days and no time limit to pass.
- Consistency
- None to pass the evaluation.
- Activation fee
- Not published.
- Profit Concentration Policy
- If one trade idea makes over 60% of the target, the Master Account permanently needs at least 4 profitable days of 0.5% or more before every reward.
- Reset
- 15% off the evaluation price, or 7% off a Master Account reset (not on $100K accounts); within 7 calendar days of a breach.
Master Account 9
- After you pass
- KYC, an account review of up to 2 working days, the customer agreement, then onboarding of up to 2 more working days.
- Reward split chosen
- Bi-Weekly at 85%, or Monthly at 100% once eligible; picked on the dashboard after onboarding.
- Profit split
- 85% on the default Bi-Weekly cycle.
- Frequency
- Every 14 calendar days after the first executed trade.
- Consistency
- None on the Bi-Weekly cycle; the Monthly cycle needs a 35% score instead.
- Minimum reward
- 1% of the Master Account size by card, crypto or Tradin transfer; $500 flat by Rise or bank transfer.
- Maximum reward
- Not published.
7 official pages checked
- Help: FundingPips Zero (official page, opens in a new tab)
- Help: 1 Step Flex (official page, opens in a new tab)
- Help: 2 Step Standard (official page, opens in a new tab)
- Help: 2 Step Pro (official page, opens in a new tab)
- Help: 2 Step Flex (official page, opens in a new tab)
- Help: Reward Methods (official page, opens in a new tab)
- Trading objectives (official page, opens in a new tab)
- Striking system
- A warning at 1% floating loss on one trade idea; the 2nd warning halves the reward split, the 3rd cuts it to 20%, the 4th closes the account. Warnings never reset.
- Dynamic leverage
- Metals, energies and indices step down from 1:50 to 1:5 as your position grows past 0.5 lots, on the Master Account.
Trading rules 5
- News (evaluation)
- No restrictions while the evaluation is running.
- News (Master Account)
- A soft breach only: trading too close to high-impact news forfeits that trade's profit rather than closing the account.
- Overnight and weekend
- Overnight is allowed; weekend holding on the Master Account is currently not allowed and open trades are auto-closed, without a breach or a lost trading day.
- Bots and copiers
- A third-party EA may only manage risk on an open trade. Your own EA may fully automate with proof you wrote it. Copying is allowed only between your own accounts, outbound.
Help: Trading Conduct and Security Standards (official page, opens in a new tab)
- Platforms
- MetaTrader 5, Match-Trader or cTrader (cTrader costs $20 more at every size). Match-Trader is the only one open to US residents.
Help: Account Workspace (official page, opens in a new tab)Help: Trading Conduct and Security Standards (official page, opens in a new tab)
Countries 2
- US residents
- Accepted, on Match-Trader only: MT5 and cTrader are closed to US residents and citizens, and a Prime Account cannot be opened from the US.
- Restricted countries
- Iran, Vietnam and the United Arab Emirates by name, plus FATF and EU/UN sanctioned countries; traders must be 18 or older.
Accounts & firm 5
- Platforms
- MetaTrader 5, Match-Trader or cTrader (cTrader costs $20 more at every size). Match-Trader is the only one open to US residents.
Help: Account Workspace (official page, opens in a new tab)Help: Trading Conduct and Security Standards (official page, opens in a new tab)
- Bots and copiers
- A third-party EA may only manage risk on an open trade. Your own EA may fully automate with proof you wrote it. Copying is allowed only between your own accounts, outbound.
Help: Trading Conduct and Security Standards (official page, opens in a new tab)
- Account allocation
- $400K shared across every Evaluation, Master and Prime account you hold.
Help: Level Up Your Trading (Max Allocation) (official page, opens in a new tab)
- Prime scaling
- By invitation, or self-unlock after the 3rd reward once profit reaches 2% of the Master Account; up to 10% of that size, times 12.5, sets the starting Prime Account size (up to $2M), which trails an 8% loss limit of its own.
- Getting paid
- Card, crypto (USDT/USDC, ERC20), Rise or bank transfer, or moved into a Tradin brokerage account for an instant 30% credit; processed in 1 to 3 working days plus 1 to 2 more to land.
Evaluation 8
- Price
- One-time; a single purchase covers both phases and the Master Account.$5K$36$10K$66$25K$177$50K$299$100K$522
2 Step Standard plan page (official page, opens in a new tab)
- Profit target
- 8% in Phase 1, 5% in Phase 2, at least 3 trading days each.
- Max drawdown
- A static 10% floor that never moves, through both phases and the Master Account.
- Daily loss limit
- 5% of the day's higher opening balance or equity.
- Consistency
- None to pass the evaluation.
- Activation fee
- Not published.
- Profit Concentration Policy
- On $25,000 and above, a trade idea over 60% of the target permanently adds a 4-profitable-day minimum to every future reward.
- Reset
- 15% off a Phase 1 reset, 10% off Phase 2, or 7% off a Master Account reset (not on $100K); within 7 calendar days of a breach.
Master Account 10
- After you pass
- KYC, an account review of up to 2 working days, the customer agreement, then onboarding of up to 2 more working days, then a reward cycle is chosen on the dashboard.
- Reward cycle chosen
- Weekly at 60%, Bi-Weekly at 80%, On-Demand at 90%, or Monthly at 100%; picked once on the dashboard, permanent after.
- Profit split
- 60% on the default Weekly cycle, the fastest of the four.
- Frequency
- Every 7 calendar days after the first executed trade.
- Consistency
- None on the Weekly or Bi-Weekly cycles; On-Demand and Monthly need a 35% score.
- Minimum reward
- 1% of the Master Account size by card, crypto or Tradin transfer (2% on On-Demand); $500 flat by Rise or bank transfer.
- Maximum reward
- Not published.
7 official pages checked
- Help: FundingPips Zero (official page, opens in a new tab)
- Help: 1 Step Flex (official page, opens in a new tab)
- Help: 2 Step Standard (official page, opens in a new tab)
- Help: 2 Step Pro (official page, opens in a new tab)
- Help: 2 Step Flex (official page, opens in a new tab)
- Help: Reward Methods (official page, opens in a new tab)
- Trading objectives (official page, opens in a new tab)
- Registration fee refund
- The original evaluation fee is refunded in full at the 4th processed reward — unique to this model.
- Striking system
- Above $25,000 only: a warning at 1.2% floating loss on one trade idea, then the split halves, then drops to 20%, then the account closes.
- Dynamic leverage
- Metals, energies and indices step down from 1:50 to 1:5 as your position grows past 0.5 lots, on the Master Account.
Trading rules 5
- News (evaluation)
- No restrictions while the evaluation is running.
- News (Master Account)
- A soft breach only: trading too close to high-impact news forfeits that trade's profit rather than closing the account.
- Overnight and weekend
- Overnight is allowed; weekend holding on the Master Account is currently not allowed and open trades are auto-closed, without a breach or a lost trading day.
- Bots and copiers
- A third-party EA may only manage risk on an open trade. Your own EA may fully automate with proof you wrote it. Copying is allowed only between your own accounts, outbound.
Help: Trading Conduct and Security Standards (official page, opens in a new tab)
- Platforms
- MetaTrader 5, Match-Trader or cTrader (cTrader costs $20 more at every size). Match-Trader is the only one open to US residents.
Help: Account Workspace (official page, opens in a new tab)Help: Trading Conduct and Security Standards (official page, opens in a new tab)
Countries 2
- US residents
- Accepted, on Match-Trader only: MT5 and cTrader are closed to US residents and citizens, and a Prime Account cannot be opened from the US.
- Restricted countries
- Iran, Vietnam and the United Arab Emirates by name, plus FATF and EU/UN sanctioned countries; traders must be 18 or older.
Accounts & firm 5
- Platforms
- MetaTrader 5, Match-Trader or cTrader (cTrader costs $20 more at every size). Match-Trader is the only one open to US residents.
Help: Account Workspace (official page, opens in a new tab)Help: Trading Conduct and Security Standards (official page, opens in a new tab)
- Bots and copiers
- A third-party EA may only manage risk on an open trade. Your own EA may fully automate with proof you wrote it. Copying is allowed only between your own accounts, outbound.
Help: Trading Conduct and Security Standards (official page, opens in a new tab)
- Account allocation
- $400K shared across every Evaluation, Master and Prime account you hold.
Help: Level Up Your Trading (Max Allocation) (official page, opens in a new tab)
- Prime scaling
- By invitation, or self-unlock after the 3rd reward once profit reaches 2% of the Master Account; up to 10% of that size, times 12.5, sets the starting Prime Account size (up to $2M), which trails an 8% loss limit of its own.
- Getting paid
- Card, crypto (USDT/USDC, ERC20), Rise or bank transfer, or moved into a Tradin brokerage account for an instant 30% credit; processed in 1 to 3 working days plus 1 to 2 more to land.
Evaluation 8
- Price
- One-time; a single purchase covers both phases and the Master Account.$5K$29$10K$55$25K$134$50K$224$100K$422$200K$844
- Profit target
- 6% in each of two phases, at least 2 trading days each.
- Max drawdown
- A static 6% floor that never moves, through both phases and the Master Account.
- Daily loss limit
- 3% of the day's higher opening balance or equity.
- Consistency
- None to pass the evaluation.
- Activation fee
- Not published.
- Profit Concentration Policy
- On $25,000 and above, a trade idea over 60% of the target permanently adds a 4-profitable-day minimum to every future reward.
- Reset
- 15% off a Phase 1 reset, 10% off Phase 2, or 7% off a Master Account reset (not on $100K and up); within 7 calendar days of a breach.
Master Account 8
- After you pass
- KYC, an account review of up to 2 working days, the customer agreement, then onboarding of up to 2 more working days.
- Reward cycle chosen
- Weekly at 80%, or Monthly at 100% once eligible; picked once on the dashboard, permanent after.
- Profit split
- 80% on the default Weekly cycle.
- Frequency
- Every 7 calendar days after the first executed trade — tied for the fastest first payout on the site.
- Consistency
- None on the Weekly cycle; the Monthly cycle needs a 35% score instead.
- Minimum reward
- 1% of the Master Account size by card, crypto or Tradin transfer; $500 flat by Rise or bank transfer.
- Maximum reward
- Not published.
7 official pages checked
- Help: FundingPips Zero (official page, opens in a new tab)
- Help: 1 Step Flex (official page, opens in a new tab)
- Help: 2 Step Standard (official page, opens in a new tab)
- Help: 2 Step Pro (official page, opens in a new tab)
- Help: 2 Step Flex (official page, opens in a new tab)
- Help: Reward Methods (official page, opens in a new tab)
- Trading objectives (official page, opens in a new tab)
- Dynamic leverage
- Metals, energies and indices step down from 1:50 to 1:5 as your position grows past 0.5 lots, on the Master Account.
Trading rules 5
- News (evaluation)
- No restrictions while the evaluation is running.
- News (Master Account)
- A soft breach only: trading too close to high-impact news forfeits that trade's profit rather than closing the account.
- Overnight and weekend
- Overnight is allowed; weekend holding on the Master Account is currently not allowed and open trades are auto-closed, without a breach or a lost trading day.
- Bots and copiers
- A third-party EA may only manage risk on an open trade. Your own EA may fully automate with proof you wrote it. Copying is allowed only between your own accounts, outbound.
Help: Trading Conduct and Security Standards (official page, opens in a new tab)
- Platforms
- MetaTrader 5, Match-Trader or cTrader (cTrader costs $20 more at every size). Match-Trader is the only one open to US residents.
Help: Account Workspace (official page, opens in a new tab)Help: Trading Conduct and Security Standards (official page, opens in a new tab)
Countries 2
- US residents
- Accepted, on Match-Trader only: MT5 and cTrader are closed to US residents and citizens, and a Prime Account cannot be opened from the US.
- Restricted countries
- Iran, Vietnam and the United Arab Emirates by name, plus FATF and EU/UN sanctioned countries; traders must be 18 or older.
Accounts & firm 5
- Platforms
- MetaTrader 5, Match-Trader or cTrader (cTrader costs $20 more at every size). Match-Trader is the only one open to US residents.
Help: Account Workspace (official page, opens in a new tab)Help: Trading Conduct and Security Standards (official page, opens in a new tab)
- Bots and copiers
- A third-party EA may only manage risk on an open trade. Your own EA may fully automate with proof you wrote it. Copying is allowed only between your own accounts, outbound.
Help: Trading Conduct and Security Standards (official page, opens in a new tab)
- Account allocation
- $400K shared across every Evaluation, Master and Prime account you hold.
Help: Level Up Your Trading (Max Allocation) (official page, opens in a new tab)
- Prime scaling
- By invitation, or self-unlock after the 3rd reward once profit reaches 2% of the Master Account; up to 10% of that size, times 12.5, sets the starting Prime Account size (up to $2M), which trails an 8% loss limit of its own.
- Getting paid
- Card, crypto (USDT/USDC, ERC20), Rise or bank transfer, or moved into a Tradin brokerage account for an instant 30% credit; processed in 1 to 3 working days plus 1 to 2 more to land.
Evaluation 9
- Price
- One-time, the same price whichever reward split you choose at checkout.$5K$32$10K$59$25K$159$50K$269$100K$499
Help: 2 Step Flex (official page, opens in a new tab)2 Step Flex plan page (official page, opens in a new tab)
- Profit target
- 10% in Phase 1, 6% in Phase 2.
- Max drawdown
- A static 12% floor that never moves, through both phases and the Master Account.
- Daily loss limit
- 4% of the day's higher opening balance or equity.
- Trading days
- From 1 day per phase on the 85% split; the 95% split needs 3 profitable days per phase instead.
- Consistency
- None to pass the evaluation.
- Activation fee
- Not published.
- Profit Concentration Policy
- On $25,000 and above, a trade idea over 60% of the target permanently adds a 4-profitable-day minimum to every future reward.
- Reset
- 15% off a Phase 1 reset, 10% off Phase 2 (a flat 10% per the model's own FAQ), or 7% off a Master Account reset (not on $100K); within 7 calendar days of a breach.
Master Account 8
- After you pass
- KYC, an account review of up to 2 working days, the customer agreement, then onboarding of up to 2 more working days.
- Reward split chosen
- Bi-Weekly at 85% or at 95% (needs 3 profitable days in the cycle), locked at checkout; or Monthly at 100% once eligible, chosen separately.
- Profit split
- 85% on the default Bi-Weekly cycle.
- Frequency
- Every 14 calendar days after the first executed trade.
- Consistency
- None on the 85% Bi-Weekly cycle; the Monthly cycle needs a 35% score instead.
- Minimum reward
- 1% of the Master Account size by card, crypto or Tradin transfer; $500 flat by Rise or bank transfer.
- Maximum reward
- Not published.
7 official pages checked
- Help: FundingPips Zero (official page, opens in a new tab)
- Help: 1 Step Flex (official page, opens in a new tab)
- Help: 2 Step Standard (official page, opens in a new tab)
- Help: 2 Step Pro (official page, opens in a new tab)
- Help: 2 Step Flex (official page, opens in a new tab)
- Help: Reward Methods (official page, opens in a new tab)
- Trading objectives (official page, opens in a new tab)
- Dynamic leverage
- Metals, energies and indices step down from 1:50 to 1:5 as your position grows past 0.5 lots, on the Master Account.
Trading rules 5
- News (evaluation)
- No restrictions while the evaluation is running.
- News (Master Account)
- A soft breach only: trading too close to high-impact news forfeits that trade's profit rather than closing the account.
- Overnight and weekend
- Overnight is allowed; weekend holding on the Master Account is currently not allowed and open trades are auto-closed, without a breach or a lost trading day.
- Bots and copiers
- A third-party EA may only manage risk on an open trade. Your own EA may fully automate with proof you wrote it. Copying is allowed only between your own accounts, outbound.
Help: Trading Conduct and Security Standards (official page, opens in a new tab)
- Platforms
- MetaTrader 5, Match-Trader or cTrader (cTrader costs $20 more at every size). Match-Trader is the only one open to US residents.
Help: Account Workspace (official page, opens in a new tab)Help: Trading Conduct and Security Standards (official page, opens in a new tab)
Countries 2
- US residents
- Accepted, on Match-Trader only: MT5 and cTrader are closed to US residents and citizens, and a Prime Account cannot be opened from the US.
- Restricted countries
- Iran, Vietnam and the United Arab Emirates by name, plus FATF and EU/UN sanctioned countries; traders must be 18 or older.
Accounts & firm 5
- Platforms
- MetaTrader 5, Match-Trader or cTrader (cTrader costs $20 more at every size). Match-Trader is the only one open to US residents.
Help: Account Workspace (official page, opens in a new tab)Help: Trading Conduct and Security Standards (official page, opens in a new tab)
- Bots and copiers
- A third-party EA may only manage risk on an open trade. Your own EA may fully automate with proof you wrote it. Copying is allowed only between your own accounts, outbound.
Help: Trading Conduct and Security Standards (official page, opens in a new tab)
- Account allocation
- $400K shared across every Evaluation, Master and Prime account you hold.
Help: Level Up Your Trading (Max Allocation) (official page, opens in a new tab)
- Prime scaling
- By invitation, or self-unlock after the 3rd reward once profit reaches 2% of the Master Account; up to 10% of that size, times 12.5, sets the starting Prime Account size (up to $2M), which trails an 8% loss limit of its own.
- Getting paid
- Card, crypto (USDT/USDC, ERC20), Rise or bank transfer, or moved into a Tradin brokerage account for an instant 30% credit; processed in 1 to 3 working days plus 1 to 2 more to land.
Read before you buy
Traps and contradictions
From Funding Pips's own pages. The watch-outs follow the model you picked. Where two official pages say different things, both are shown: check with Funding Pips before you buy.
Watch out: Zero 5
- News trading
A position open during restricted news, either side, closes the account outright — there is no warning first.
Help: News Trading & Weekend Holding (official page, opens in a new tab)
- Weekend
Every position must close before the Friday close, on every instrument, permanently.
Help: News Trading & Weekend Holding (official page, opens in a new tab)
- Open-risk cap
A floating loss reaching 1% of the starting size across all open positions closes the account.
- Reward gate
Missing any of the four reward conditions — consistency, 7 profitable days in 30, the 3% cushion, or the loss-vs-win rule — blocks the request.
- No reward cap published
No page states a maximum reward amount.
Help: FundingPips Zero (official page, opens in a new tab)Help: 1 Step Flex (official page, opens in a new tab)Help: 2 Step Standard (official page, opens in a new tab)Help: 2 Step Pro (official page, opens in a new tab)Help: 2 Step Flex (official page, opens in a new tab)Help: Reward Methods (official page, opens in a new tab)Trading objectives (official page, opens in a new tab)
Watch out: 1 Step Flex 4
- Weekend
Currently not allowed on the Master Account: the system auto-closes open trades.
- Profit Concentration Policy
A single trade making over 60% of the target adds a permanent 4-profitable-day minimum to every future reward.
- Striking system
A second warning on one trade idea's floating loss halves your reward split; warnings never reset.
- No reward cap published
No page states a maximum reward amount.
Help: FundingPips Zero (official page, opens in a new tab)Help: 1 Step Flex (official page, opens in a new tab)Help: 2 Step Standard (official page, opens in a new tab)Help: 2 Step Pro (official page, opens in a new tab)Help: 2 Step Flex (official page, opens in a new tab)Help: Reward Methods (official page, opens in a new tab)Trading objectives (official page, opens in a new tab)
Watch out: 2 Step Standard 4
- Weekend
Currently not allowed on the Master Account: the system auto-closes open trades.
- Profit Concentration Policy
On $25,000 and up, a single trade making over 60% of a phase's target adds a permanent 4-profitable-day minimum to every future reward.
- Faster split costs less
Choosing a faster reward cycle also means a lower split: 60% Weekly up to 100% Monthly, which needs a 35% consistency score.
- No reward cap published
No page states a maximum reward amount.
Help: FundingPips Zero (official page, opens in a new tab)Help: 1 Step Flex (official page, opens in a new tab)Help: 2 Step Standard (official page, opens in a new tab)Help: 2 Step Pro (official page, opens in a new tab)Help: 2 Step Flex (official page, opens in a new tab)Help: Reward Methods (official page, opens in a new tab)Trading objectives (official page, opens in a new tab)
Watch out: 2 Step Pro 3
- Weekend
Currently not allowed on the Master Account: the system auto-closes open trades.
- Profit Concentration Policy
On $25,000 and up, a single trade making over 60% of a phase's target adds a permanent 4-profitable-day minimum to every future reward.
- No reward cap published
No page states a maximum reward amount.
Help: FundingPips Zero (official page, opens in a new tab)Help: 1 Step Flex (official page, opens in a new tab)Help: 2 Step Standard (official page, opens in a new tab)Help: 2 Step Pro (official page, opens in a new tab)Help: 2 Step Flex (official page, opens in a new tab)Help: Reward Methods (official page, opens in a new tab)Trading objectives (official page, opens in a new tab)
Watch out: 2 Step Flex 4
- Split locked at checkout
Unlike the other four models, the 85%/95% reward split is chosen at purchase and cannot be changed afterwards.
- Weekend
Currently not allowed on the Master Account: the system auto-closes open trades.
- Profit Concentration Policy
On $25,000 and up, a single trade making over 60% of a phase's target adds a permanent 4-profitable-day minimum to every future reward.
- No reward cap published
No page states a maximum reward amount.
Help: FundingPips Zero (official page, opens in a new tab)Help: 1 Step Flex (official page, opens in a new tab)Help: 2 Step Standard (official page, opens in a new tab)Help: 2 Step Pro (official page, opens in a new tab)Help: 2 Step Flex (official page, opens in a new tab)Help: Reward Methods (official page, opens in a new tab)Trading objectives (official page, opens in a new tab)
Official pages disagree 6
- Weekend holding on the Master AccountATrading Objectives tab: allowed, overnight and weekend.Trading objectives (official page, opens in a new tab)BNews Trading & Weekend Holding article and each model's own page: currently not allowed, temporary since Jan 29, 2026, open trades auto-closed.Help: News Trading & Weekend Holding (official page, opens in a new tab)Help: 1 Step Flex (official page, opens in a new tab)
- 2 Step Standard: risk per trade ideaAThe model's own page: 3% below $50K, 2% at $50K and up, on Master Accounts.Help: 2 Step Standard (official page, opens in a new tab)BThe dedicated Risk Per Trade Idea article: not applicable to 2 Step Standard at any size (the limit only ever applied to the retired 10%-target variant).Help: Risk Per Trade Idea (official page, opens in a new tab)
- Zero: prices and sizes disagree by pageAThe /zero page's structured data (carried over from a prior snapshot): 5 sizes, $59 to $549.Zero plan page (official page, opens in a new tab)BThe checkout page and the Zero help article, both current: 6 sizes, $60 to $888, which this review uses.Help: FundingPips Zero (official page, opens in a new tab)Help: FundingPips Zero (official page, opens in a new tab)
3 more, lower stakes
- 2 Step Standard: a retired 10% targetAThe model's own page still mentions a 10% target, marked no longer offered from July 24, 2026.Help: 2 Step Standard (official page, opens in a new tab)BThe checkout table for the account on sale today: 8% then 5%.Help: 2 Step Standard (official page, opens in a new tab)
- Master Account reset: which sizes are excludedA1 Step Flex, 2 Step Standard and 2 Step Flex: 7% off, excluding $100K accounts.Help: 1 Step Flex (official page, opens in a new tab)Help: 2 Step Standard (official page, opens in a new tab)Help: 2 Step Flex (official page, opens in a new tab)B2 Step Pro: 7% off, excluding $100K accounts and above (Pro is the only one of the four also sold at $200K).Help: 2 Step Pro (official page, opens in a new tab)
- 2 Step Flex: reset discount by phase or flatAThe model's headline bullet list: 15% off a Phase 1 reset, 10% off Phase 2.Help: 2 Step Flex (official page, opens in a new tab)BThe same article's own FAQ answer: a flat 10% discount regardless of phase.Help: 2 Step Flex (official page, opens in a new tab)
Compare
Zero against other firms' instant accounts
Instant (no-evaluation) forex accounts only, so this compares Zero whatever program you picked above: the 5 accounts at $50K from other firms closest to it on cost per $1K of max drawdown, one per firm. Prices use our code where one exists.
Funding Pips Zero $50K: $97.60 per $1K of max drawdown at the list price.
| Account | Price | Max drawdown | Cost per $1K | Drawdown | Daily loss limit | Split | First payout | Payouts | Compare |
|---|---|---|---|---|---|---|---|---|---|
 Blue GuardianFast Track · $50K | $431with PFK | $5,000 | $86.20−$11.40 vs Funding Pips | Static | $2,000 | 85% | Not published | Every 14 days | Funding Pips vs Blue Guardian |
| Funding PipsZero · $50K | $244list price | $2,500 | $97.60 | trailing, then locks | $1,500 | 95% | Every 14 days | Every 14 days | This page |
 AquaFundedInstant Funding Pro · $50K | $305list price | $3,000 | $101.78+$4.18 vs Funding Pips | Trailing | $1,500 | 90%, 100% with add-on | 5 profitable days | Every 14 days | Funding Pips vs AquaFunded |
 Instant FundingIF Micro Crypto · $50K | $319list price | $3,000 | $106.33+$8.73 vs Funding Pips | Not published | $2,000 | Not published | Not published | Not published | Funding Pips vs Instant Funding |
 Maven TradingInstant · $50K | $170list price | $1,500 | $113.33+$15.73 vs Funding Pips | Trailing | $1,000 | 80%, 90% with add-on | 3% profit | On demand | Funding Pips vs Maven Trading |
 FunderProInstant · $50K | $349with PFK | $3,000 | $116.33+$18.73 vs Funding Pips | Trailing → locks | $1,500 | 80% (90% with add-on) | First reward after $100 | Bi-weekly | Funding Pips vs FunderPro |
Figures from each firm’s own pages, data Sep 26, 2026. Cost per $1K = price ÷ max drawdown × 1,000.
FAQ
Funding Pips questions, answered from the data
How much does Funding Pips cost?
Zero is instant, from $60 to $888 ($5K, $10K, $25K, $50K, $100K and $200K). The four evaluations are one-time purchases: 1 Step Flex from $66, 2 Step Standard from $36, 2 Step Pro from $29, 2 Step Flex from $32.
Zero plan page (official page, opens in a new tab)1 Step Flex plan page (official page, opens in a new tab)2 Step Standard plan page (official page, opens in a new tab)2 Step Pro plan page (official page, opens in a new tab)2 Step Flex plan page (official page, opens in a new tab)
Is there a Funding Pips discount code?
Every price here is a list price.
What is the Funding Pips activation fee?
Not published on any of the five models: the purchase price is the only charge any official page mentions.
Help: Get Started (official page, opens in a new tab)Help: Master Account Setup (official page, opens in a new tab)
What are the Funding Pips payout rules?
Zero pays 95% every 14 days once four conditions hold at once, including a 15% consistency score. Each evaluation's Master Account offers a choice of reward cycles trading speed for split; the fastest no-gate cycle pays 85% every 14 days on 1 Step Flex, 60% every 7 on 2 Step Standard, 80% every 7 on 2 Step Pro and 85% every 14 on 2 Step Flex; slower or on-demand cycles pay more but need a 35% consistency score. No maximum reward amount is published anywhere.
Help: FundingPips Zero (official page, opens in a new tab)Help: 1 Step Flex (official page, opens in a new tab)Help: 2 Step Standard (official page, opens in a new tab)Help: 2 Step Pro (official page, opens in a new tab)Help: 2 Step Flex (official page, opens in a new tab)Help: Reward Methods (official page, opens in a new tab)Trading objectives (official page, opens in a new tab)
Does Funding Pips have a consistency rule?
Not to pass any of the four evaluations. At payout, Zero always needs a best day at 15% of total profit or under; the evaluation Master Accounts only add a 35% score on their On-Demand or Monthly reward cycles, not on the faster default cycles this review prices.
Help: FundingPips Zero (official page, opens in a new tab)Help: 1 Step Flex (official page, opens in a new tab)Help: 2 Step Standard (official page, opens in a new tab)
Which Funding Pips model costs least?
At $50K: 2 Step Pro is $224, 2 Step Standard $299, 2 Step Flex $269, 1 Step Flex $313 and Zero $244, all one-time with no separate activation fee published.
2 Step Pro plan page (official page, opens in a new tab)2 Step Standard plan page (official page, opens in a new tab)2 Step Flex plan page (official page, opens in a new tab)1 Step Flex plan page (official page, opens in a new tab)Zero plan page (official page, opens in a new tab)
Can you trade the news on Funding Pips?
Freely during any evaluation. On every Master Account, trading too close to high-impact news forfeits that trade's profit (a soft breach, not a closure); on Zero, a position open during restricted news closes the account outright.
Help: 1 Step Flex (official page, opens in a new tab)Help: News Trading & Weekend Holding (official page, opens in a new tab)
Does Funding Pips accept US traders?
Yes, on Match-Trader only: MT5 and cTrader are closed to US residents and citizens, and a Prime Account cannot be opened from the US at all.
Can you reset a Funding Pips account?
Zero, for 20% off within 7 calendar days of any breach. The four evaluations, for 15% off Phase 1 or 10% off Phase 2; their Master Accounts for 7% off, excluding $100K accounts (and up, on 2 Step Pro).
Help: FundingPips Zero (official page, opens in a new tab)Help: 1 Step Flex (official page, opens in a new tab)
What happens after a Funding Pips Master Account pays out three times?
It can unlock a Prime Account, by invitation or by self-unlocking once profit reaches 2% of the Master size: up to 10% of that size, times 12.5, sets the starting Prime size, up to $2M.