FundedKeys

Firm review · Forex, futures and crypto

AquaFunded review: Instant, One-Step, Two-Step, futures and crypto

Seventeen AquaFunded plans on three markets, each paid once. Forex: Instant Funding from $30.67, Try Aqua at $10 for $5K, One-Step and Two-Step evaluations, and Pay Later from $5 upfront. Futures: an Instant account from $287 and four one-phase evaluations. Crypto: Instant Funding from $99 and One Step from $69. Prices here are list prices.

Rules checked on aquafunded.comSep 27, 202638 official pages citedMethodology

AquaFunded prices

Checked on aquafunded.com Sep 27, 2026

The prices below are AquaFunded’s list prices.

Plan
Account size · list price
Max drawdown
$6,000
trailing, follows your highest equity
6% of the account (dollars derived)
Cost per $1K
$93.33
#21 of 283 forex
#5 of 35 at $100K
Daily drawdown
$3,000
the most you may lose in one day
3% of the account (dollars derived)
First payout after
5 profitable days
Under 20% of the profit since the last request
Leverage
1:50
indices 1:10 · commodities 1:10 · crypto 1:2
Profit split
90%
100% with the paid add-on

List price
$560

$100K Instant ProInstant Funding Pro · one-time

Get AquaFunded Instant Pro: opens aquafunded.com in a new tab

Opens aquafunded.com. Affiliate link.

At a glance

Best for

Listed in: Futures instant funding accounts, Forex instant funding accounts, Crypto instant funding accounts, No consistency rule, News trading allowed, EA and bots allowed

Ways in, by market

Which way in costs least?

For the size and market you pick: each plan at its list price, against the first Instant plan of that market at that size. No pass rate is assumed.

At $100K: each way in at its list price, against one Instant Standard account ($505.33).

Size

Instant Standardone-time, no evaluation

$505.33one account, one-time

Instant Proone-time, no evaluation

$560another instant account, as much as one Instant Standard or more

Instant Flexone-time, no evaluation

$999another instant account, as much as one Instant Standard or more

One-Step Standardone-time evaluation

$421.601 attempt under one Instant Standard

One-Step Flexone-time evaluation

$447.201 attempt under one Instant Standard

Two-Step Standardone-time evaluation

$375.201 attempt under one Instant Standard

Two-Step Proone-time evaluation

$279.201 attempt under one Instant Standard

Two-Step Eliteone-time evaluation

$365.601 attempt under one Instant Standard

Pay Laterone-time evaluation

$500100 attempts under one Instant Standard

Way inList priceActivation feeTo the Funded accountProfit targetMax drawdownDays to passConsistency, payout stagePayout capEvaluation reset
Instant Standardone-time, no evaluation$505.33Not published$505.33None$5,000No evaluationUnder 15%$10,000None
Instant Proone-time, no evaluation$560Not published$560None$6,000No evaluationUnder 20%$10,000None
Instant Flexone-time, no evaluation$999Not published$999None$4,000No evaluationNone$5,000None
One-Step Standardone-time evaluation$421.60Not published$421.60+$9,000$6,0003 daysNot published$10,000None
One-Step Flexone-time evaluation$447.20Not published$447.20+$10,000$12,000No minimumNot published$10,000None
Two-Step Standardone-time evaluation$375.20Not published$375.20+$8,000 → +$5,000$8,0003 daysNot published$10,000None
Two-Step Proone-time evaluation$279.20Not published$279.20+$10,000 → +$5,000$10,000No minimumUnder 50%$10,000None
Two-Step Eliteone-time evaluation$365.60Not published$365.60+$8,000 → +$5,000$10,0003 daysNot published$10,000None
Pay Laterone-time evaluation$5Not published$5+$3,000$5,000No minimumUnder 15%$10,000None
  • One-Step Standard: $421.60 once (no activation fee is published); 1 attempt ($421.60) costs less than one Instant Standard ($505.33).
  • One-Step Flex: $447.20 once (no activation fee is published); 1 attempt ($447.20) costs less than one Instant Standard ($505.33).
  • Two-Step Standard: $375.20 once (no activation fee is published); 1 attempt ($375.20) costs less than one Instant Standard ($505.33).
  • Two-Step Pro: $279.20 once (no activation fee is published); 1 attempt ($279.20) costs less than one Instant Standard ($505.33).
  • Two-Step Elite: $365.60 once (no activation fee is published); 1 attempt ($365.60) costs less than one Instant Standard ($505.33).
  • Pay Later: $5 once (no activation fee is published); 100 attempts ($500) cost less than one Instant Standard ($505.33).
  • On forex, Pay Later’s $5 is only the upfront payment: the fee due after passing is not published, so its attempts leave that fee out.
  • No pass rate is assumed: the attempts are how many you could buy before one Instant Standard costs less, not how many you need.

Home page and calculator (official page, opens in a new tab)Help: 1 Step Standard (official page, opens in a new tab)Forex rules (official page, opens in a new tab)Help: 1 Step Flex (official page, opens in a new tab)Help: 2 Step Standard (official page, opens in a new tab)Help: 2 Step Pro (official page, opens in a new tab)Help: 2 Step Elite (official page, opens in a new tab)Pay Later page (official page, opens in a new tab)Help: Pay After Pass model (official page, opens in a new tab)

Accounts

All 87 AquaFunded accounts

Seventeen plans, one list price per size, each paid once. Pay Later’s price is only the upfront payment.

Accounts8717 plans · 10 sizes
List price$5–$1,865.33
Activation fee$0where published
DataSep 27, 2026

Showing 9 of 87: Instant Funding Pro. List prices checked on Sep 27, 2026; your selected account is highlighted.

Show
Sort
BillingConsistency, payout stage
Instant Pro$2.5Kone-time$33.34Not publishedNone$150$75Under 20%Not published
Instant Pro$5Kone-time$60Not publishedNone$300$150Under 20%Not published
Instant Pro$10Kone-time$86.66Not publishedNone$600$300Under 20%Not published
Instant Pro$25Kone-time$185.34Not publishedNone$1,500$750Under 20%Not published
Instant Pro$50Kone-time$305.34Not publishedNone$3,000$1,500Under 20%Not published
Instant Pro$100Kone-time$560Not publishedNone$6,000$3,000Under 20%$10,000
Instant Pro$200Kone-time$905.34Not publishedNone$12,000$6,000Under 20%$10,000
Instant Pro$300Kone-time$1,465.33Not publishedNone$18,000$9,000Under 20%$10,000
Instant Pro$400Kone-time$1,865.33Not publishedNone$24,000$12,000Under 20%$10,000

Payout rules

AquaFunded payout rules: the path to your first payout

Worked on the account you pick, from the official pages. Most plans state their payout rules without a bound on each request, so the stations list the rules; the futures Flex and DLL plans are worked through three payouts.

Showing Instant Pro $100K

Instant Pro $100K: from purchase to the payout rules

How to read it: no published cap, withdrawal target or share of the profit bounds each request here, so no balance is drawn: the stations list the rules that decide each payout.

Help: How rewards work (official page, opens in a new tab)Home page and calculator (official page, opens in a new tab)

  1. Buy

    $560

    one-time payment

    Floor on day 1
    $94,000: $6,000 below the start, trailing, follows your highest equity
    Daily drawdown
    $3,000: the most you may lose in one day
    Reset
    None: a breach ends the account

    Home page and calculator (official page, opens in a new tab)Help: Failed accounts (official page, opens in a new tab)

  2. First payout

    5 profitable days

    per request; you keep 90% (100% with the paid add-on)

    Days before the first request
    5 trading days with 0.5% profit or more
    Best day
    Under 20% of the profit since the last request
    Maximum payout
    $10,000 per request, for the first two requests only
    Minimum payout
    $100

    Home page and calculator (official page, opens in a new tab)Help: How rewards work (official page, opens in a new tab)

  3. After that

    every 14 days

    the same rules each cycle

    How often
    every 14 days

    Home page and calculator (official page, opens in a new tab)Help: How rewards work (official page, opens in a new tab)

Price paid$560
First payout5 profitable days
Maximum payout$10,000
Profit split90%100% with the paid add-on

AquaFunded Instant Pro $100K: $560 at the list price.

Get AquaFunded Instant Pro: opens aquafunded.com in a new tab

Consistency

AquaFunded consistency rule, worked out

Each plan and stage at the size shown. Most One-Step and Two-Step plans publish no consistency figure for their funded stage.

Largest profitable day ÷ net profit (since your last payout request, or during the evaluation), capped by each plan. “Under” means the day must stay below the cap; “at most” means it may equal it.

Check your own days in the consistency calculator · Plan your risk on this account in the risk planner

Plan and sizeStageRuleLargest day allowedFewest profitable days
Instant Standard · $100KPayouts (no evaluation)Under 15%

Home page and calculator (official page, opens in a new tab)

under 15% of the profit since the last request7
Instant Pro · $100KPayouts (no evaluation)Under 20%

Home page and calculator (official page, opens in a new tab)

under 20% of the profit since the last request6
Instant Flex · $100KPayouts (no evaluation)None

Home page and calculator (official page, opens in a new tab)

Any size—
Try Aqua · $5KPayouts (no evaluation)At most 15%

Help: TryAqua $10 model (official page, opens in a new tab)

at most 15% of the profit since the last request7
One-Step Standard · $100KEvaluationNot published

Home page and calculator (official page, opens in a new tab)Help: 1 Step Standard (official page, opens in a new tab)Help: Consistency rule (official page, opens in a new tab)

Not published—
One-Step Standard · $100KOne-Step Standard fundedNot published

Home page and calculator (official page, opens in a new tab)Help: Consistency rule (official page, opens in a new tab)Help: 1 Step Standard (official page, opens in a new tab)Forex rules (official page, opens in a new tab)

Not published—
One-Step Flex · $100KEvaluationNot published

Home page and calculator (official page, opens in a new tab)Help: 1 Step Flex (official page, opens in a new tab)Help: Consistency rule (official page, opens in a new tab)

Not published—
One-Step Flex · $100KOne-Step Flex fundedNot published

Home page and calculator (official page, opens in a new tab)Help: Consistency rule (official page, opens in a new tab)Help: 1 Step Flex (official page, opens in a new tab)Forex rules (official page, opens in a new tab)

Not published—
Two-Step Standard · $100KEvaluationNot published

Home page and calculator (official page, opens in a new tab)Help: 2 Step Standard (official page, opens in a new tab)Help: Consistency rule (official page, opens in a new tab)

Not published—
Two-Step Standard · $100KTwo-Step Standard fundedNot published

Home page and calculator (official page, opens in a new tab)Help: Consistency rule (official page, opens in a new tab)Help: 2 Step Standard (official page, opens in a new tab)Forex rules (official page, opens in a new tab)

Not published—
Two-Step Pro · $100KEvaluationNot published

Home page and calculator (official page, opens in a new tab)Help: 2 Step Pro (official page, opens in a new tab)Help: Consistency rule (official page, opens in a new tab)

Not published—
Two-Step Pro · $100KTwo-Step Pro fundedUnder 50%

Home page and calculator (official page, opens in a new tab)

under 50% of the profit since the last request3
Two-Step Elite · $100KEvaluationNot published

Home page and calculator (official page, opens in a new tab)Help: 2 Step Elite (official page, opens in a new tab)Help: Consistency rule (official page, opens in a new tab)

Not published—
Two-Step Elite · $100KTwo-Step Elite fundedNot published

Home page and calculator (official page, opens in a new tab)Help: Consistency rule (official page, opens in a new tab)Help: 2 Step Elite (official page, opens in a new tab)Forex rules (official page, opens in a new tab)

Not published—
Pay Later · $100KEvaluationNone

Help: Pay After Pass model (official page, opens in a new tab)Pay Later page (official page, opens in a new tab)

Any size—
Pay Later · $100KPay Later fundedUnder 15%

Help: Pay After Pass model (official page, opens in a new tab)

under 15% of the profit since the last request7
Futures Instant · $100KPayouts (no evaluation)20%

Home page and calculator (official page, opens in a new tab)

20% of the profit since the last request5–6
Futures Standard · $100KEvaluationNone

Home page and calculator (official page, opens in a new tab)

Any size—
Futures Standard · $100KFutures One Step Standard funded40%

Home page and calculator (official page, opens in a new tab)

40% of the profit since the last request3
Futures Flex · $100KEvaluation50%

Home page and calculator (official page, opens in a new tab)

$3,000 of $6,000 (profit target); the page does not say whether the day may equal it2–3
Futures Flex · $100KFutures One Step Flex fundedNone

Home page and calculator (official page, opens in a new tab)

Any size—
Futures DLL · $100KEvaluation50%

Home page and calculator (official page, opens in a new tab)

$3,000 of $6,000 (profit target); the page does not say whether the day may equal it2–3
Futures DLL · $100KFutures One Step DLL fundedNone

Home page and calculator (official page, opens in a new tab)

Any size—
Futures Daily · $100KEvaluation40%

Home page and calculator (official page, opens in a new tab)

$2,400 of $6,000 (profit target); the page does not say whether the day may equal it3
Futures Daily · $100KFutures Daily fundedNone

Home page and calculator (official page, opens in a new tab)

Any size—
Crypto Instant · $100KPayouts (no evaluation)Not published

Crypto site and calculator (official page, opens in a new tab)Crypto refund policy (official page, opens in a new tab)Crypto terms and conditions (official page, opens in a new tab)

Not published—
Crypto One Step · $100KEvaluationNot published

Crypto site and calculator (official page, opens in a new tab)Crypto refund policy (official page, opens in a new tab)Crypto terms and conditions (official page, opens in a new tab)

Not published—
Crypto One Step · $100KCrypto One Step fundedNot published

Crypto site and calculator (official page, opens in a new tab)Crypto refund policy (official page, opens in a new tab)Crypto terms and conditions (official page, opens in a new tab)

Not published—

Worked example

  1. Instant Pro $100K: no trading day may reach 20% of the payout period’s profit, so with equal days at least 6 profitable days; the payout rule also asks for 5 days with 0.5% profit or more.
  2. Try Aqua allows a best day of at most 15% of its profit, so at least 7 profitable days with equal days, under a $100 lifetime withdrawal cap.
  3. Futures: 50% to pass One Step Flex and DLL, 40% to pass Daily and 20% on Instant payouts; no rule once funded on Flex, DLL and Daily.

Home page and calculator (official page, opens in a new tab)Help: Instant Funding Pro (official page, opens in a new tab)Help: TryAqua $10 model (official page, opens in a new tab)

Rules

AquaFunded rules, with their sources

Checked on aquafunded.com, its help center, its futures calculator and crypto.aquafunded.com on Sep 27, 2026. First the key rules of the plans of the market you picked, side by side at the size you picked, then every rule of the selected plan, each with its source.

Plan

Key rules of every forex plan sold at $100K, side by side; the column of your plan is highlighted.

RuleInstant StandardInstant ProInstant FlexOne-Step StandardOne-Step FlexTwo-Step StandardTwo-Step ProTwo-Step ElitePay Later
List price$505.33 one-timeHome page and calculator (official page, opens in a new tab)$560 one-timeHome page and calculator (official page, opens in a new tab)$999 one-timeHome page and calculator (official page, opens in a new tab)$421.60 one-timeHome page and calculator (official page, opens in a new tab)$447.20 one-timeHome page and calculator (official page, opens in a new tab)$375.20 one-timeHome page and calculator (official page, opens in a new tab)$279.20 one-timeHome page and calculator (official page, opens in a new tab)$365.60 one-timeHome page and calculator (official page, opens in a new tab)$5 one-timePay Later page (official page, opens in a new tab)
Activation feeNot publishedHome page and calculator (official page, opens in a new tab)Not publishedHome page and calculator (official page, opens in a new tab)Not publishedHome page and calculator (official page, opens in a new tab)Not publishedHome page and calculator (official page, opens in a new tab)Not publishedHome page and calculator (official page, opens in a new tab)Not publishedHome page and calculator (official page, opens in a new tab)Not publishedHome page and calculator (official page, opens in a new tab)Not publishedHome page and calculator (official page, opens in a new tab)Not publishedPay Later page (official page, opens in a new tab)
Profit targetNo evaluationHome page and calculator (official page, opens in a new tab)No evaluationHome page and calculator (official page, opens in a new tab)No evaluationHome page and calculator (official page, opens in a new tab)+$9,000Home page and calculator (official page, opens in a new tab)+$10,000Home page and calculator (official page, opens in a new tab)+$8,000 → +$5,000Home page and calculator (official page, opens in a new tab)+$10,000 → +$5,000Home page and calculator (official page, opens in a new tab)+$8,000 → +$5,000Home page and calculator (official page, opens in a new tab)+$3,000Pay Later page (official page, opens in a new tab)
Max drawdown$5,000Home page and calculator (official page, opens in a new tab)$6,000Home page and calculator (official page, opens in a new tab)$4,000Home page and calculator (official page, opens in a new tab)$6,000Home page and calculator (official page, opens in a new tab)$12,000Home page and calculator (official page, opens in a new tab)$8,000Home page and calculator (official page, opens in a new tab)$10,000Home page and calculator (official page, opens in a new tab)$10,000Home page and calculator (official page, opens in a new tab)$5,000Help: Pay After Pass model (official page, opens in a new tab)
Daily drawdown$3,000Home page and calculator (official page, opens in a new tab)$3,000Home page and calculator (official page, opens in a new tab)$2,000Home page and calculator (official page, opens in a new tab)$3,000Home page and calculator (official page, opens in a new tab)$3,000Home page and calculator (official page, opens in a new tab)$5,000Home page and calculator (official page, opens in a new tab)$5,000Home page and calculator (official page, opens in a new tab)$4,000Home page and calculator (official page, opens in a new tab)NoneHelp: Pay After Pass model (official page, opens in a new tab)
Days to passNo evaluationHome page and calculator (official page, opens in a new tab)No evaluationHome page and calculator (official page, opens in a new tab)No evaluationHome page and calculator (official page, opens in a new tab)3 daysHome page and calculator (official page, opens in a new tab)No minimumHome page and calculator (official page, opens in a new tab)3 daysHome page and calculator (official page, opens in a new tab)No minimumHome page and calculator (official page, opens in a new tab)3 daysHome page and calculator (official page, opens in a new tab)No minimumHelp: Minimum trading days (official page, opens in a new tab)
Consistency to passNo evaluationHome page and calculator (official page, opens in a new tab)No evaluationHome page and calculator (official page, opens in a new tab)No evaluationHome page and calculator (official page, opens in a new tab)Not publishedHome page and calculator (official page, opens in a new tab)Not publishedHome page and calculator (official page, opens in a new tab)Not publishedHome page and calculator (official page, opens in a new tab)Not publishedHome page and calculator (official page, opens in a new tab)Not publishedHome page and calculator (official page, opens in a new tab)NoneHelp: Pay After Pass model (official page, opens in a new tab)
Consistency at payoutUnder 15%Home page and calculator (official page, opens in a new tab)Under 20%Home page and calculator (official page, opens in a new tab)NoneHome page and calculator (official page, opens in a new tab)Not publishedHome page and calculator (official page, opens in a new tab)Not publishedHome page and calculator (official page, opens in a new tab)Not publishedHome page and calculator (official page, opens in a new tab)Under 50%Home page and calculator (official page, opens in a new tab)Not publishedHome page and calculator (official page, opens in a new tab)Under 15%Help: Pay After Pass model (official page, opens in a new tab)
Payout cap per request$10,000Help: How rewards work (official page, opens in a new tab)$10,000Help: How rewards work (official page, opens in a new tab)$5,000Help: Instant Flex (official page, opens in a new tab)$10,000Help: How rewards work (official page, opens in a new tab)$10,000Help: How rewards work (official page, opens in a new tab)$10,000Help: How rewards work (official page, opens in a new tab)$10,000Help: How rewards work (official page, opens in a new tab)$10,000Help: How rewards work (official page, opens in a new tab)$10,000Help: How rewards work (official page, opens in a new tab)
Minimum payout$100Help: How rewards work (official page, opens in a new tab)$100Help: How rewards work (official page, opens in a new tab)$100Help: How rewards work (official page, opens in a new tab)$100Help: How rewards work (official page, opens in a new tab)$100Help: How rewards work (official page, opens in a new tab)$100Help: How rewards work (official page, opens in a new tab)$100Help: How rewards work (official page, opens in a new tab)$100Help: How rewards work (official page, opens in a new tab)$100Help: How rewards work (official page, opens in a new tab)
Before each payout5 trading days firstHome page and calculator (official page, opens in a new tab)5 trading days firstHome page and calculator (official page, opens in a new tab)7 trading days firstHome page and calculator (official page, opens in a new tab)3 trading days firstHome page and calculator (official page, opens in a new tab)3 trading days firstHome page and calculator (official page, opens in a new tab)3 trading days firstHome page and calculator (official page, opens in a new tab)3 trading days firstHome page and calculator (official page, opens in a new tab)3 trading days firstHome page and calculator (official page, opens in a new tab)5 trading days firstHelp: Pay After Pass model (official page, opens in a new tab)
Evaluation resetNoneHelp: Failed accounts (official page, opens in a new tab)NoneHelp: Failed accounts (official page, opens in a new tab)NoneHelp: Failed accounts (official page, opens in a new tab)NoneHelp: Failed accounts (official page, opens in a new tab)NoneHelp: Failed accounts (official page, opens in a new tab)NoneHelp: Failed accounts (official page, opens in a new tab)NoneHelp: Failed accounts (official page, opens in a new tab)NoneHelp: Failed accounts (official page, opens in a new tab)NoneHelp: Failed accounts (official page, opens in a new tab)
Funded account resetNoneHome page and calculator (official page, opens in a new tab)NoneHome page and calculator (official page, opens in a new tab)NoneHome page and calculator (official page, opens in a new tab)NoneHelp: Failed accounts (official page, opens in a new tab)NoneHelp: Failed accounts (official page, opens in a new tab)NoneHelp: Failed accounts (official page, opens in a new tab)NoneHelp: Failed accounts (official page, opens in a new tab)NoneHelp: Failed accounts (official page, opens in a new tab)NoneHelp: Failed accounts (official page, opens in a new tab)

Account 8

Price
Paid once; the same list price on the four platforms.List price$2.5K$33.34$5K$60$10K$86.66$25K$185.34$50K$305.34$100K$560$200K$905.34$300K$1,465.33$400K$1,865.33

Home page and calculator (official page, opens in a new tab)

Max drawdown
6% below your highest equity, floating profit included: it moves up with each new high and never moves back down.derived: 6% of the account size$2.5K$150$5K$300$10K$600$25K$1,500$50K$3,000$100K$6,000$200K$12,000$300K$18,000$400K$24,000

Home page and calculator (official page, opens in a new tab)Help: Instant Funding Pro (official page, opens in a new tab)

Daily drawdown
3% a day, calculated at 00:00 UTC from your balance or equity.derived: 3% of the account size$2.5K$75$5K$150$10K$300$25K$750$50K$1,500$100K$3,000$200K$6,000$300K$9,000$400K$12,000

Home page and calculator (official page, opens in a new tab)Help: Instant Funding Pro (official page, opens in a new tab)

Open loss
An open loss of 2% of the starting balance closes the account for good; 1% on the $300K and $400K accounts.

Help: Instant Funding Pro (official page, opens in a new tab)Help: Maximum loss per trade (official page, opens in a new tab)

Leverage
Forex 1:50, indices and commodities 1:10, crypto 1:2.

Forex rules (official page, opens in a new tab)

Reset
None: a failed evaluation or funded account is closed, and a new account has to be bought.

Help: Failed accounts (official page, opens in a new tab)

Payouts 5

Consistency
Under 20% of the payout period’s profit for accounts bought from Sep 8, 2026, a limited-time offer; 15% before. Missing it only holds the payout.

Home page and calculator (official page, opens in a new tab)Help: Instant Funding Pro (official page, opens in a new tab)

How often
Every 14 days; the plan card says the first reward is on demand (see the pages that disagree).

Help: How rewards work (official page, opens in a new tab)Home page and calculator (official page, opens in a new tab)

First two payouts
From $100K, capped at $10,000 each, with no cap after the second; no cap is stated below $100K.$2.5KNone stated$5KNone stated$10KNone stated$25KNone stated$50KNone stated$100K$10,000$200K$10,000$300K$10,000$400K$10,000

Help: How rewards work (official page, opens in a new tab)

Payouts on every forex plan 4

Minimum payout
$100 per request, for any amount above it; the balance must be above the starting balance, with every trade and pending order closed.

Help: How rewards work (official page, opens in a new tab)

Processing
Approved payouts are processed within 24 business hours, or AquaFunded adds $1,000; a 3% fee is deducted from every payout.

Help: How rewards work (official page, opens in a new tab)

Payout methods
Rise (bank transfer or crypto) from $500; crypto (USDC and other stablecoins) under $5,000.

Help: How rewards work (official page, opens in a new tab)Rewards page (official page, opens in a new tab)

Add-ons
At checkout: a lifetime 100% split, rewards every 7 days (plans with an evaluation) or rewards on demand (Instant plans). Their prices are not published.

Help: Reward add-ons (official page, opens in a new tab)Home page and calculator (official page, opens in a new tab)

Trading rules 9

News
Allowed on every account. Profit from trades opened or closed within 5 minutes of high-impact news is capped at 0.5% of the starting balance per payout cycle; the excess is removed, without a breach (accounts opened after Apr 27, 2026).

Forex rules (official page, opens in a new tab)Help: News trading (official page, opens in a new tab)

Overnight and weekend
Holding overnight and over the weekend is allowed, with no restriction.

Forex rules (official page, opens in a new tab)

EAs and copiers
EAs are allowed for your own strategy; trade copiers only between your own AquaFunded accounts.

Forex rules (official page, opens in a new tab)Help: EAs and trade copiers (official page, opens in a new tab)

Prohibited
Exploiting platform or data errors, tick scalping, high-frequency trading and arbitrage, copy trading between different traders, and hedging across accounts; hedging within one account is allowed.

Forex rules (official page, opens in a new tab)

Margin and scalping
One trade or position may not use more than 80% of the available margin, or its profits are deducted. Trades held under 2 minutes may count as tick scalping, and their profit may be removed on funded accounts.

Help: Other rules (official page, opens in a new tab)

Inactivity
At least one trade every 30 days, or the account is breached.

Forex rules (official page, opens in a new tab)

Daily reset
The daily limits reset at 00:00 UTC.

Help: Daily reset time (official page, opens in a new tab)

Time limit
None: accounts have no time limit.

Help: Time limit (official page, opens in a new tab)

Accounts and fees 6

Refunds
The evaluation fee is refunded with the fourth payout, unless the account is hard-breached first; no refund once the account credentials are sent.

Refund policy (official page, opens in a new tab)Help: Evaluation fee refund (official page, opens in a new tab)

Scaling plan
12% profit within 3 months adds 25% of the starting balance, repeatable up to $4,000,000.

Scaling plan page (official page, opens in a new tab)

Aqua Elite
Bronze adds 25% to the balance; Silver 50%, a $1,000 monthly salary and $500,000 of allocation; Gold 75%, $3,000 a month and $800,000.

Scaling plan page (official page, opens in a new tab)

Swap fees
Charged on positions held overnight.

Forex rules (official page, opens in a new tab)

Not sold today
Aqua Man and Three-Step (forex), futures Instant Funding Pro and One Step Beginner: still in the pricing engine but hidden from the calculator on Sep 27, 2026.

Home page and calculator (official page, opens in a new tab)

Countries 3

US residents
The United States is not on the restricted list.

Help: Restricted countries (official page, opens in a new tab)

Limited countries
Thailand, Brazil, Bulgaria, Japan, Jordan, Singapore, Malaysia, Indonesia and the Philippines: Instant Funding plans only, at most $50K funded per trader.

Help: Restricted countries (official page, opens in a new tab)

Restricted
18 countries

Cuba, Iran, Syria, Vietnam, Kenya, Albania, Algeria, North Korea, Senegal, Myanmar, Russia, Belarus, Sudan, South Sudan, Venezuela, Crimea, Donetsk, Luhansk

Help: Restricted countries (official page, opens in a new tab)

Read before you buy

Traps and contradictions

From AquaFunded’s own pages. The watch-outs follow the plan you picked. Where two official pages say different things, both are shown: check with AquaFunded before you buy.

Watch out: Instant Pro 4

  1. Open loss

    An open loss of 2% of the starting balance closes the account for good, and 1% on $300K and $400K.

    Help: Instant Funding Pro (official page, opens in a new tab)

  2. Equity drawdown
  3. Consistency

    The 20% rule is a limited-time offer for accounts bought from Sep 8, 2026; earlier accounts keep 15%.

    Home page and calculator (official page, opens in a new tab)Help: Instant Funding Pro (official page, opens in a new tab)

  4. Capped payouts

    From $100K, the first two payouts are capped at $10,000 each.

    Help: How rewards work (official page, opens in a new tab)

Official pages disagree 9

4 more, lower stakes

Compare

AquaFunded instant accounts against other firms

Instant (no-evaluation) forex accounts only: Instant Pro at $100K against the 5 accounts of other firms closest to it on cost per $1K of max drawdown, one per firm. Prices use our code where one exists.

AquaFunded Instant Pro $100K: $93.33 per $1K of max drawdown at the list price.

Size
AccountPriceMax drawdownCost per $1KDrawdownDaily loss limitSplitFirst payoutPayoutsCompare
Blue GuardianInstant · $100K$467with PFK$6,000$77.83−$15.50 vs AquaFundedTrailing → locks$3,00080%5 profitable daysOn demandAquaFunded vs Blue Guardian
Funding PipsZero · $100K$444list price$5,000$88.80−$4.53 vs AquaFundedTrailing → locks$3,00095%7 profitable daysEvery 14 daysAquaFunded vs Funding Pips
FunderProInstant · $100K$559with PFK$6,000$93.17−$0.16 vs AquaFundedTrailing → locks$3,00080% (90% with add-on)First reward after $100Bi-weeklyAquaFunded vs FunderPro
AquaFundedInstant Pro · $100K$560list price$6,000$93.33Trailing$3,00090%, 100% with add-on5 profitable daysEvery 14 daysThis page
Instant FundingIF Micro Crypto · $100K$589list price$6,000$98.17+$4.84 vs AquaFundedNot published$4,000Not publishedNot publishedNot publishedAquaFunded vs Instant Funding
Maven TradingInstant · $100K$380list price$3,000$126.67+$33.34 vs AquaFundedTrailing$2,00080%, 90% with add-on3% profitOn demandAquaFunded vs Maven Trading

Figures from each firm’s own pages, data Sep 26, 2026. Cost per $1K = price ÷ max drawdown × 1,000.

FAQ

AquaFunded questions, answered from the data

How much does AquaFunded cost?

Every plan is paid once. Forex: Instant Funding Standard $30.67–$1,846.67, Pro $33.34–$1,865.33 and Flex $119–$999; Try Aqua $10 for $5K; One-Step Standard $53.60–$813.60, One-Step Flex $60–$447.20, Two-Step Standard $28.80–$757.60, Two-Step Pro $20–$559.20 and Two-Step Elite $26.40–$365.60; Pay Later $5 upfront. Futures: Instant $287–$727, One Step Standard $160–$399, Flex $131–$365, DLL $172–$427 and Daily $113–$267. Crypto: Instant Funding $99–$999 and One Step $69–$899. These are list prices.

Home page and calculator (official page, opens in a new tab)Try Aqua page (official page, opens in a new tab)Pay Later page (official page, opens in a new tab)Crypto site and calculator (official page, opens in a new tab)

Which AquaFunded accounts are funded on purchase?

Forex Instant Funding Standard, Pro and Flex, Try Aqua, futures Instant Funding and crypto Instant Funding: there is no evaluation. Their maximum drawdowns: 5%, 6%, 4% and 5% of the account on forex, $1,500–$4,500 by size on futures, 5% on crypto.

Home page and calculator (official page, opens in a new tab)Try Aqua page (official page, opens in a new tab)Crypto site and calculator (official page, opens in a new tab)Help: TryAqua $10 model (official page, opens in a new tab)

What are the AquaFunded payout rules?

On forex, payouts come every 14 days after qualifying trading days with 0.5% profit or more (5 on Instant Standard and Pro, 7 on Instant Flex, 3 on the funded One-Step and Two-Step accounts), from $100 each; from $100K, the first two payouts are capped at $10,000. Futures payouts are on demand on Instant and One Step Standard, after winning days on Flex and DLL, and daily on Daily, from $500. The crypto site states bi-weekly rewards only.

Help: How rewards work (official page, opens in a new tab)Home page and calculator (official page, opens in a new tab)Help: Instant Funding Standard (official page, opens in a new tab)Crypto site and calculator (official page, opens in a new tab)

How does the AquaFunded consistency rule work?

No single trading day may reach the plan’s share of the payout period’s profit: 15% on Instant Standard, 20% on Instant Pro (15% if bought before Sep 8, 2026), 50% on the funded Two-Step Pro and 15% on funded Pay Later; Try Aqua allows a best day of at most 15%. Instant Flex has none, and no figure is published for the other forex evaluations. Missing it only holds the payout.

Home page and calculator (official page, opens in a new tab)Help: Instant Funding Pro (official page, opens in a new tab)Help: Pay After Pass model (official page, opens in a new tab)Help: TryAqua $10 model (official page, opens in a new tab)Help: Consistency rule (official page, opens in a new tab)Help: 1 Step Standard (official page, opens in a new tab)Forex rules (official page, opens in a new tab)

Does AquaFunded close an account for an open loss?

On several plans, yes. An open loss of 2% of the starting balance closes Instant Pro (1% on $300K and $400K) and Try Aqua; 1% closes Instant Flex and Pay Later. On Instant Standard and on funded One-Step Flex, 1% is a strike: the split drops to 50%, then 25%, and the third strike breaches the account.

Help: Instant Funding Pro (official page, opens in a new tab)Help: TryAqua $10 model (official page, opens in a new tab)Help: Instant Flex (official page, opens in a new tab)Help: Pay After Pass model (official page, opens in a new tab)Help: Maximum loss per trade (official page, opens in a new tab)Help: 1 Step Flex (official page, opens in a new tab)

How does AquaFunded Pay Later work?

You pay $5 to start any size from $2.5K to $400K, pass one phase with a 3% target, then pay the rest of the fee to get the funded account; that fee is not published. The evaluation has no daily drawdown and no minimum days; once funded, a $75–$12,000 daily drawdown by size, a 15% consistency rule and 5 qualifying days before each payout.

Pay Later page (official page, opens in a new tab)Help: Pay After Pass model (official page, opens in a new tab)Help: Minimum trading days (official page, opens in a new tab)

What is AquaFunded Try Aqua?

A $5K funded account for $10, one per person. It expires 30 days after the first trade and closes once $100 has been withdrawn. A FAQ answer on the same page still says $1 for $1000.

Try Aqua page (official page, opens in a new tab)Help: TryAqua $10 model (official page, opens in a new tab)

Can you trade news or hold over the weekend at AquaFunded?

On forex, yes. News trading is allowed, but profit from trades within 5 minutes of high-impact news is capped at 0.5% of the starting balance per payout cycle (accounts opened after Apr 27, 2026); holding overnight and over the weekend is unrestricted.

Forex rules (official page, opens in a new tab)Help: News trading (official page, opens in a new tab)

Which AquaFunded models are not sold today?

Aqua Man and Three-Step on forex, and the futures Instant Funding Pro and One Step Beginner, are still in the pricing engine but hidden from the calculator on Sep 27, 2026, so they are not counted among the seventeen plans.

Home page and calculator (official page, opens in a new tab)

Does AquaFunded accept US traders?

The United States is not on its restricted list. Nine countries, including Japan and Singapore, may trade Instant Funding plans only, at most $50K funded per trader.

Help: Restricted countries (official page, opens in a new tab)